4792 Chipman Dr, Waterford, MI 48327 Property Records

Oakland County property record for 4792 Chipman Dr, Waterford, MI 48327

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,358 sqft · built 1962
Lot Size	0.126 acres (5,489 sqft)
Owner	2 Individual Names on Record
Last Sale	$198,000 (Sep 2024)
Tax Bill	$1,516 (2025)
Deeds & Mortgages	Jun 2023 Transfer Jan 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`W-13-34-160-018`

Property Details

APN / Parcel Number

Primary APN	`W-13-34-160-018`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	2 Rooms
Stories	3 Stories
Building Area	1,358 sqft Living Area
1st Floor Area	880 sqft
Basement Area	392 sqft
Unfinished Basement	392 sqft

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1962
Architectural Style	Bi-Level
Exterior Material	Aluminum/Vinyl
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Lot Area	5,489 sqft (0.126 acres)
Lot Dimensions	72.5 ft deep x 40 ft wide

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal

Location & Zoning

Street Address	4792 CHIPMAN DR
City	WATERFORD
State	MI
Zip	48327-3410
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SI
Legal Description	T3N, R9E, SEC 34 CHETOLAH SHORES SUB LOTS 9 & 10 BLK 17
Legal Range	09E
Legal Township	03N
Legal Section	34
Legal Subdivision	CHETOLAH SHORES SUB
Legal Block	17
Legal Lot Number	9-10
Jurisdiction	OAKLAND MI
Township / Civil Division	WATERFORD
Census Block Group	1
Census Block	1006
Census Tract	145200

Owner

Source: Oakland County records, as of August 19, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3325 GENOA RD, CLARKSTON, MI 48346-4023
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Jun 26, 2023	Intrafamily Transfer, Transfer
Jan 28, 2022	Deed of Trust, Mortgage ROCKET MORTGAGE LLC
Apr 26, 2021	Deed of Trust, Mortgage · Negative Amortization QUICKEN LOANS LLC
Mar 18, 2020	Deed of Trust, Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 9, 2024 · Amount on Record
Deed Sale	Sep 9, 2024 · Amount on Record
Prior Sale	Dec 7, 1999 · Amount on Record
Deed Document Number	202499840
Deed Book / Page	59620 / 824
Prior Transfer Date	Jun 14, 2023
Prior Transfer Doc	0000068155
Record Updated	Oct 29, 2026

June 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	OAKLAND MI
Recording Date	Jun 26, 2023
Property Address	4792 CHIPMAN DR, WATERFORD, MI 48327-3410
Document Number	0000068155
Book / Page	58689 / 350
Map Reference	LB 41 PG 16,16A-16E
Instrument Date	Jun 14, 2023
Instrument	68155
Transaction Type	Transfer
Record Updated	Jul 5, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4792 CHIPMAN DR, WATERFORD, MI 48327-3410

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	711 REYNOLDS DR, WATERFORD, MI 48328-2037

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	4792 CHIPMAN DR, WATERFORD, MI 48327-3410
Transaction Type	Mortgage
Record Updated	Mar 29, 2022
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4792 CHIPMAN DR, WATERFORD, MI 48327-3410

Mortgage

Document Number	0000306291
Date	Jan 28, 2022
Book Page	57365/317
Instrument	306291

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Amount	Amount Recorded
Term	109 Months
Due	Feb 1, 2031

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	4792 CHIPMAN DR, WATERFORD, MI 48327-3410
Transaction Type	Mortgage
Record Updated	May 21, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4792 CHIPMAN DR, WATERFORD, MI 48327-3410

Mortgage

Document Number	0000111699
Date	Apr 26, 2021
Book Page	56140/585
Instrument	111699

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Negative Amortization
Amount	Amount Recorded
Term	145 Months
Due	May 1, 2033

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	4792 CHIPMAN DR, WATERFORD, MI 48327-3410
Document Number	0000059395
Instrument Date	Mar 18, 2020
Transaction Type	Mortgage
Record Updated	Apr 29, 2020
Title Company	OTHER

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4792 CHIPMAN DR WATERFORD MI 483273410, WATERFORD, MI 48327-3410

Mortgage

Document Number	0000059395
Date	Mar 31, 2020
Book Page	054011/000245
Instrument	59395

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Mar 30, 2035

Tax Assessment & Valuation

Source: Oakland County assessment roll, as of February 4, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Oakland County
County Subdivision	Waterford Charter Township
Unified School District	Waterford School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,516.00 (-33.13%) Homeowner's exemption	$71,220 (+4%)	$142,440 (+4%)
2024	$2,267.00 (+27.72%)
2023		$68,480 (+5.6%)	$136,960 (+5.6%)
2022	$1,775.00 (+16.47%) Homeowner's exemption	$64,850	$129,700
2021	$1,524.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	3 (1991–2004)
Claims Outside the SFHA	1 of 3
Most Recent Claim	May 2004 · Severe Storms, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 95% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WATERFORD TOWNSHIP serves 73,441 people · EPA ID MI0006910
Water Source	Groundwater
Last State Inspection	Sep 2021
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jan 2023
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 319 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

Nearby Properties on Chipman Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures