San Diego County property record for 4791 Gardenia St, Oceanside, CA 92057
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,100 sqft · built 1986 |
| Lot Size | 0.81 acres (3,514 sqft) |
| Owner | Individual Name on File |
| Last Sale | $525,000 (Dec 2020) |
| Tax Bill | $6,402 (2025) |
| Deeds & Mortgages | Dec 2020 Sale & Mortgage Jan 2018 Sale & Mortgage |
| Flood Zone | Zone X (moderate risk) |
| APN | 157-671-45-00 |
| Primary APN | 157-671-45-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,100 sqft Living Area |
| Year Built | Built 1986 |
|---|---|
| Effective Year Built | Effective 1986 |
| Lot Area | 3,514 sqft (0.81 acres) |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 4791 GARDENIA ST |
|---|---|
| City | OCEANSIDE |
| State | CA |
| Zip | 92057-6143 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RM-A |
| Legal Description | LOT 45 TR 011080 |
| Legal Subdivision | MURRAY MISSION |
| Legal Tract | 011080 |
| Legal Block | 1 |
| Legal Lot Number | 45 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | OCEANSIDE-ESCONDIDO |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 18520 |
4791 Gardenia St is owned and occupied by an individual who bought it in December 2020.
Source: San Diego County records, as of July 28, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 4791 GARDENIA ST, OCEANSIDE, CA 92057-6143 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 15, 2020 | Grant Deed, Transfer · Conventional Mortgage FINANCE OF AMERICA MORTGAGE LLC |
| Jan 8, 2018 | Grant Deed, Transfer · VA Mortgage GOLDEN EMPIRE MORTGAGE INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 15, 2020 · Amount on File |
| Deed Sale | Dec 15, 2020 · Amount on File |
| Prior Sale | Jan 8, 2018 · Amount on File |
| Deed Document Number | 2020802536 |
| Prior Transfer Date | Jul 27, 2004 |
| Prior Transfer Doc | 0000701723 |
| Record Updated | Oct 29, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Dec 15, 2020 |
| Property Address | 4791 GARDENIA ST, OCEANSIDE, CA 92057-6143 |
| Document Number | 0000802536 |
| Map Reference | MAP 11080 |
| Instrument Date | Nov 5, 2020 |
| Instrument | 2020-0802536 |
| Transaction Type | Transfer |
| Record Updated | Aug 24, 2021 |
| Title Company | WFG TITLE CO OF CA SAN DIEGO |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4791 GARDENIA ST, OCEANSIDE, CA 92057-6143 |
| Document Number | 0000802537 |
|---|---|
| Date | Dec 15, 2020 |
| Instrument | 2020-0802537 |
| Name | FINANCE OF AMERICA MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2051 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Jan 8, 2018 |
| Property Address | 4791 GARDENIA ST, OCEANSIDE, CA 92057-6143 |
| Document Number | 0000007861 |
| Map Reference | MAP 11080 |
| Instrument Date | Dec 4, 2017 |
| Instrument | 2018-0007861 |
| Transaction Type | Transfer |
| Record Updated | Aug 24, 2021 |
| Title Company | TICOR TITLE SAN DIEGO BRANCH |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property |
| Address | 4791 GARDENIA ST, OCEANSIDE, CA 92057-6143 |
| Document Number | 0000007862 |
|---|---|
| Date | Jan 8, 2018 |
| Instrument | 2018-0007862 |
| Name | GOLDEN EMPIRE MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2048 |
The 2025 property tax bill for 4791 Gardenia St was $6,402.
Source: San Diego County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Municipality | Oceanside City |
| Unified School District | Oceanside Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $579,636 (+2%) Land $374,281 Building $205,355 | |
| 2025 | $6,402.00 | $568,272 Land $366,943 Building $201,329 |
| 2023 | $6,087.00 (+1.53%) | $546,208 Land $352,696 Building $193,512 |
| 2022 | $5,995.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 4791 Gardenia St in Zone X, an area of moderate flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone A99, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 4791 Gardenia St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF OCEANSIDE serves 174,340 people · EPA ID CA3710014 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 527 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| San Diego Broadband Fixed Wireless | 500 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL · Fixed Wireless in parts of the area | 100 / 20 |
May also be available: GeoLinks, T-Mobile.
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