4790 Swift Rd, Shingle Springs, CA 95682 Property Records

El Dorado County property record for 4790 Swift Rd, Shingle Springs, CA 95682

Property Summary

Property Type	Rural Home
Details	3 bd · 2.5 ba · 3,036 sqft · built 2020
Lot Size	5.01 acres (218,236 sqft)
Owner	2 Trust Names on File
Last Sale	$480,000 (Jun 2007)
Tax Bill	$12,055 (2025)
Deeds & Mortgages	Oct 2023 Mortgage Feb 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`087-340-013-000`

Property Details

APN / Parcel Number

Primary APN	`087-340-013-000`
Alternative APNs	`08734013100` `0873401310`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	3,036 sqft Living Area
1st Floor Area	3,036 sqft

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Construction Type	Wood
Lot Area	218,236 sqft
View / Lot	Average
Garage Type	Attached
Garage Area	1,857 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Water Source	Well

Location & Zoning

Street Address	4790 SWIFT RD
City	SHINGLE SPRINGS
State	CA
Zip	95682-5153
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	RE10
Legal Description	L 42 SUN RIDGE MEADOW
Legal Subdivision	SUN RIDGE MEADOW
Legal Lot Number	42
Jurisdiction	EL DORADO CA
Township / Civil Division	SOUTH EL DORADO
Census Block Group	3
Census Block	3015
Census Tract	30712

Owner

4790 Swift Rd, a rural home, is owner-occupied and held in a trust since July 2016.

Source: El Dorado County records, as of September 16, 2026

Owner of Record	2 Trust Names on File
Mailing Address	4790 SWIFT RD, SHINGLE SPRINGS, CA 95682-5153
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 19, 2023	Deed of Trust, Mortgage · Conventional Mortgage BMO BANK NA
Feb 12, 2020	Deed of Trust, Mortgage · Conventional Mortgage CHERRY CREEK MORTGAGE CO INC
Aug 22, 2018	Trustee's Deed, Construction Loan · Line of Credit BANK OF THE WEST

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 27, 2007 · Amount on File
Deed Sale	Jun 27, 2007 · Amount on File
Prior Sale	Dec 19, 1997 · Amount on File
Deed Document Number	200742511
Last Transfer Date	Jul 1, 2016
Transfer Doc	0000032888
Record Updated	Oct 29, 2026

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EL DORADO CA
Property Address	4790 SWIFT RD, SHINGLE SPRINGS, CA 95682-5153
Transaction Type	Mortgage
Record Updated	Nov 1, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4790 SWIFT RD, SHINGLE SPRINGS, CA 95682-5153

Mortgage

Document Number	0000029489
Date	Oct 19, 2023
Instrument	2023-0029489

Lender

Name	BMO BANK NA
Type	Bank
Address	CHICAGO, IL 60606

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2053

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EL DORADO CA
Property Address	4790 SWIFT RD, SHINGLE SPRINGS, CA 95682-5153
Transaction Type	Mortgage
Record Updated	Jul 19, 2022
Title Company	BOSTON NATL TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000006599
Date	Feb 12, 2020
Instrument	2020-0006599

Lender

Name	CHERRY CREEK MORTGAGE CO INC
Type	Mortgage Company
Address	ENGLEWOOD, CO 80111

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2050

August 2018: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	EL DORADO CA
Recording Date	Aug 22, 2018
Property Address	4790 SWIFT RD, SHINGLE SPRINGS, CA 95682-5153
Instrument Date	Aug 17, 2018
Instrument	32811
Transaction Type	Construction Loan
Record Updated	Jun 11, 2019
Title Company	OLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	2381 GOLD RIVER RD #A GOLD RIVER CA 956704564, A, GOLD RIVER, CA 95670-4564

Mortgage

Document Number	0000032811
Date	Aug 22, 2018
Instrument	32811

Lender

Name	BANK OF THE WEST
Type	Bank
Address	SACRAMENTO, CA 95814

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 4790 Swift Rd was $12,055, up 0.1% from the year before.

Source: El Dorado County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	California
County	El Dorado County
Secondary School District	El Dorado Union High School District (09 - 12)
Elementary School District	Latrobe Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,155,000 (-) Land $300,000 Building $855,000
2025	$12,055.00 (+0.07%)	$1,155,000 Land $300,000 Building $855,000
2024	$12,046.00 (+0.1%)
2023	$12,034.00 (-0.4%)	$1,155,000 Land $300,000 Building $855,000
2022	$12,082.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 4790 Swift Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 25, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4790 Swift Rd is high, ranking above 83% of the US, with a 0.8% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 83% of the US · above 63% of California
Wildfire Likelihood	0.8% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Zeta Broadband Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
Cal.net Fixed Wireless	100 / 20
AT&T Fixed Wireless	25 / 3

May also be available: T-Mobile.

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