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4790 Rummell Rd, Saint Cloud, FL 34771 Property Records

Osceola County property record for 4790 Rummell Rd, Saint Cloud, FL 34771 · Last verified December 2025

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 3,808 sqft · built 2017
Lot Size0.43 acres (18,731 sqft)
OwnerIndividual Name on File
Last Sale$480,000 (Nov 2020)
Tax Bill$9,263 (2025)
Deeds & MortgagesNov 2020 Sale & Mortgage
Jan 2018 Sale
Flood ZoneZone AE (high risk)
APN312531062200010060

Property Details

APN / Parcel Number

Primary APN312531062200010060

Interior

Bedrooms3 Beds
Full Baths3 Baths
Stories2 Stories
Building Area3,808 sqft Heated Area
Gross Area5,140 sqft
1st Floor Area3,258 sqft
Upper Floors Area550 sqft
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2017
Exterior MaterialStucco
Construction TypeFrame
Foundation TypeFooting
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area18,731 sqft (0.43 acres)
Garage TypeFinished
Garage Area727 sqft
Parking Spaces3 Parking Spaces
PorchOpen Porch
Porch Area605 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC

Location & Zoning

Street Address4790 RUMMELL RD
CitySAINT CLOUD
StateFL
Zip34771-7206
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionRUMMELL DOWNS REPLAT 1 PB 25 PG 66 LOT 6
Legal Range31E
Legal Township25S
Legal Section31
Legal SubdivisionRUMMELL DOWNS
Legal Tract622
Legal Lot Number6
JurisdictionOSCEOLA FL
Township / Civil DivisionST. CLOUD
Census Block Group2
Census Block2026
Census Tract43600

Owner

Source: Osceola County records · APN 312531062200010060

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-owner2 Verified Secondary Owners
Mailing Address4790 RUMMELL RD, SAINT CLOUD, FL 34771-7206
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 04, 2020Warranty Deed, Transfer · Conventional Mortgage
HOME POINT FINANCIAL CORPORATION
Jan 05, 2018Grant Deed, Transfer
CLEAR TITLE/FL LLC

Assessor's Deed Record

Deed Names3 Verified Names on Deed
Last SaleNov 04, 2020 · Amount on Record
Deed SaleNov 04, 2020 · Amount on Record
Prior SaleJan 05, 2018 · Amount on Record
Deed Document Number2020150573
Deed Book / Page5826 / 2698
Record UpdatedJun 08, 2026

November 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateNov 04, 2020
Property Address4790 RUMMELL RD, SAINT CLOUD, FL 34771-7206
Document Number0058262698
Book / Page5826 / 2698
Map ReferenceMB 25 PG 66
Instrument DateOct 14, 2020
Instrument2020150573
Transaction TypeTransfer
Record UpdatedFeb 08, 2022
Title CompanyNONA TITLE INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$3,360.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1161 VALLEYVIEW AVE, 1161, EL CENTRO, CA 92243-9128

Transferred To (Grantee/Buyer)

NameVerified Name
Address4790 RUMMELL RD, SAINT CLOUD, FL 34771-7206

Mortgage

Document Number0058262701
DateNov 04, 2020
Instrument5826/2701
Lender
NameHOME POINT FINANCIAL CORPORATION
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueNov 01, 2050

January 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionOSCEOLA FL
Recording DateJan 05, 2018
Property Address4790 RUMMELL RD, SAINT CLOUD, FL 34771-7206
Document Number0052652453
Book / Page005265 / 002453
Instrument DateNov 30, 2017
Instrument3889
Transaction TypeTransfer
Record UpdatedFeb 12, 2018
Title CompanyCLEAR TITLE/FL LLC

Transaction

AmountAmount Recorded
Tax$3,010.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address4790 RUMMELL RD ST CLOUD FL 347717206, ST CLOUD, FL 34771-7206

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
MunicipalitySt. Cloud City
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$9,263.00 (+17.95%) Homeowner's exemption$583,276 (+18.87%)$650,700 (+24.08%) Land $75,000 Building $575,700
2023$7,853.00 (+9.94%) Homeowner's exemption$490,695 (+11.9%)$524,400 (+15.97%) Land $50,000 Building $474,400
2022$7,143.00 Homeowner's exemption$438,501$452,200 Land $50,000 Building $402,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone AE
Flood HazardHigh
100-Year FloodplainYes
1% annual chance
Special Flood Hazard AreaYes
Flood Insurance RequirementRequired (federally backed mortgages)
FloodwayNo
Base Flood Elevation61.0 ft

Wildfire

Wildfire RiskModerate
above 55% of the US · above 26% of Florida
Wildfire LikelihoodAbout 1 in 667 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; lenders make the official flood determination.

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