4790 Chrome Ridge Rd, Placerville, CA 95667 Property Records

El Dorado County property record for 4790 Chrome Ridge Rd, Placerville, CA 95667

Property Summary

Property Type	Rural Home
Details	2 bd · 2 ba · 1,988 sqft · built 1986
Lot Size	4.46 acres (194,713 sqft)
Owner	2 Individual Names on Record
Last Sale	$445,000 (Apr 2014)
Tax Bill	$6,114 (2025)
Deeds & Mortgages	Sep 2023 Line of Credit Jul 2017 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`099-120-055-000`

Property Details

APN / Parcel Number

Primary APN	`099-120-055-000`
Alternative APNs	`09912055100` `0991205510`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,988 sqft Living Area
1st Floor Area	1,988 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1987
Construction Type	Wood
Lot Area	194,713 sqft
Terrain	Wooded
Garage Type	Attached
Garage Area	2,068 sqft
Parking Spaces	2 Parking Spaces
Patio Area	1,988 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Water Source	Commercial

Location & Zoning

Street Address	4790 CHROME RIDGE RD
City	PLACERVILLE
State	CA
Zip	95667-9284
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	U
Legal Description	PM 12/111/B
Legal Subdivision	12-111, PARCEL MAP
Jurisdiction	EL DORADO CA
Township / Civil Division	SOUTH EL DORADO
Census Block Group	1
Census Block	1016
Census Tract	31404

Owner

Source: El Dorado County records, as of September 16, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4790 CHROME RIDGE RD, PLACERVILLE, CA 95667-9284
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 26, 2023	Deed of Trust, Mortgage · Line of Credit US BANK NA
Jul 27, 2017	Deed of Trust, Mortgage · VA Mortgage PACIFIC UNION FINANCIAL LLC
Sep 16, 2019	Deed of Trust, Mortgage · VA Mortgage MOVEMENT MORTGAGE
Mar 5, 2021	Deed of Trust, Mortgage · VA Mortgage MORTGAGE RESEARCH CENTER LLC
Apr 27, 2020	Deed of Trust, Mortgage · VA Mortgage VETERANS UNITED HM LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 9, 2014 · Amount on Record
Deed Sale	Apr 9, 2014 · Amount on Record
Prior Sale	Feb 27, 1998 · Amount on Record
Deed Document Number	201413143
Prior Transfer Date	Apr 7, 2006
Prior Transfer Doc	0000027844
Record Updated	Oct 29, 2026

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EL DORADO CA
Property Address	4790 CHROME RIDGE RD, PLACERVILLE, CA 95667-9284
Transaction Type	Mortgage
Record Updated	Oct 5, 2023
Title Company	RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4790 CHROME RIDGE RD, PLACERVILLE, CA 95667-9284

Mortgage

Document Number	0000027025
Date	Sep 26, 2023
Instrument	2023-0027025

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	358 Months
Due	Jul 25, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EL DORADO CA
Property Address	4790 CHROME RIDGE RD, PLACERVILLE, CA 95667-9284
Transaction Type	Mortgage
Record Updated	Jul 19, 2022
Title Company	FIRST AMERICAN FOLSOM

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000031043
Date	Jul 27, 2017
Instrument	2017-0031043

Lender

Name	PACIFIC UNION FINANCIAL LLC
Type	Lending Institution
Address	IRVING, TX 75063

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Jul 1, 2042

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EL DORADO CA
Property Address	4790 CHROME RIDGE RD, PLACERVILLE, CA 95667-9284
Transaction Type	Mortgage
Record Updated	Jul 19, 2022
Title Company	PLACER TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000038474
Date	Sep 16, 2019
Instrument	2019-0038474

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company
Address	FORT MILL, SC 29707

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	301 Months
Due	Oct 1, 2044

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EL DORADO CA
Property Address	4790 CHROME RIDGE RD, PLACERVILLE, CA 95667-9284
Transaction Type	Mortgage
Record Updated	Jul 19, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4790 CHROME RIDGE RD, PLACERVILLE, CA 95667-9284

Mortgage

Document Number	0000015449
Date	Mar 5, 2021
Instrument	2021-0015449

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EL DORADO CA
Property Address	4790 CHROME RIDGE RD, PLACERVILLE, CA 95667-9284
Document Number	0000019806
Instrument Date	Apr 27, 2020
Transaction Type	Mortgage
Record Updated	May 14, 2020
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4790 CHROME RIDGE RD PLACERVILLE CA 956679284, PLACERVILLE, CA 95667-9284

Mortgage

Document Number	0000019806
Date	May 1, 2020
Instrument	19806

Lender

Name	VETERANS UNITED HM LNS
Type	Funding / Finance Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 30, 2050

Tax Assessment & Valuation

Source: El Dorado County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	California
County	El Dorado County
Secondary School District	El Dorado Union High School District (09 - 12)
Elementary School District	Gold Oak Union Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$588,878 (+2%) Land $201,304 Building $387,574
2025	$6,114.00 (+4.25%) Homeowner's exemption	$577,332 (+4.04%) Land $197,357 Building $379,975
2023	$5,865.00 (+7.42%) Homeowner's exemption	$554,916 Land $189,695 Building $365,221
2022	$5,460.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Very High above 94% of the US · above 80% of California
Wildfire Likelihood	1% annual chance
Exposure	Direct burnable vegetation

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EL DORADO ID - MAIN serves 128,408 people · EPA ID CA0910001
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 51 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Zeta Broadband Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
AT&T Fixed Wireless	25 / 3

May also be available: Cal.net, Rocky Ridge Wireless.

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