479 Williamson St, Troy, NC 27371 Property Records

Montgomery County property record for 479 Williamson St, Troy, NC 27371

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,920 sqft · built 1965
Lot Size	1.38 acres (60,113 sqft)
Owner	Individual Name on File
Last Sale	$142,500 (Jul 2018)
Tax Bill	$861 (2025)
Deeds & Mortgages	Sep 2021 Mortgage Jul 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`7539 00 47 5535`

Property Details

APN / Parcel Number

Primary APN	`7539 00 47 5535`
Alternative APN	`1484878`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	2 Half Baths
Stories	1 Story
Building Area	1,920 sqft Finished Area

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1965
Exterior Material	Stucco
Foundation Type	Block
Roof Type	Gable
Roof Material	Asphalt
Lot Area	60,113 sqft (1.38 acres)
Garage Area	660 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Account Number	1484878
Street Address	479 WILLIAMSON ST
City	TROY
State	NC
Zip	27371-2522
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RESIDENTIA
Legal Description	RUSSELL RUSSELL
Jurisdiction	MONTGOMERY NC
Township / Civil Division	TROY
Census Block Group	3
Census Block	3013
Census Tract	960202

Owner

479 Williamson St is owned by an individual who acquired it in September 2021.

Source: Montgomery County records, as of October 12, 2026

Owner of Record	Individual Name on File
Mailing Address	PO BOX 576, TROY, NC 27371-0576
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 30, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage STATE EMPLOYEES CU
Jul 18, 2018	Warranty Deed, Transfer · ARM STATE EMPLOYEES CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 18, 2018 · Amount on File
Deed Sale	Jul 18, 2018 · Amount on File
Prior Sale	Nov 5, 2013 · Amount on File
Deed Document Number	2018355405
Deed Book / Page	811 / 754
Last Transfer Date	Sep 23, 2021
Transfer Doc	884/471
Record Updated	Oct 29, 2026

September 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MONTGOMERY NC
Recording Date	Sep 30, 2021
Property Address	479 WILLIAMSON ST, TROY, NC 27371-2522
Document Number	884/471
Book / Page	884 / 471
Instrument Date	Sep 23, 2021
Instrument	370486
Transaction Type	Transfer
Record Updated	Oct 11, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	297 HOLLY HILLS DR, 297, TROY, NC 27371

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 576, TROY, NC 27371-0576

Mortgage

Document Number	370487
Date	Sep 30, 2021
Instrument	370487

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2051

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONTGOMERY NC
Recording Date	Jul 18, 2018
Property Address	479 WILLIAMSON ST, TROY, NC 27371-2522
Document Number	0811/0754
Book / Page	0811 / 0754
Instrument Date	Jul 18, 2018
Instrument	355405
Transaction Type	Transfer
Record Updated	Oct 1, 2021

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$285.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	479 WILLIAMSON ST, 479, TROY, NC 27371-2522

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	479 WILLIAMSON ST, TROY, NC 27371-2522

Mortgage

Document Number	355406
Date	Jul 18, 2018
Instrument	355406

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	4.87%
Adjustable	Adjustable Rate Rider
Change Frequency	5 Years
Min Rate At Change	4.25%
Max Rate At Change	6%
Index	5-Year CMT
Margin	2
Max Rate	6%

Tax Assessment & Valuation

The 2025 property tax bill for 479 Williamson St was $861.

Source: Montgomery County assessment roll, as of October 12, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Montgomery County
Unified School District	Montgomery County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$140,038 (-) Land $20,700 Building $119,338	$140,038 (-) Land $20,700 Building $119,338
2025	$861.00	$140,038 Land $20,700 Building $119,338	$140,038 Land $20,700 Building $119,338
2023		$140,038 Land $20,700 Building $119,338	$140,038 Land $20,700 Building $119,338

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 479 Williamson St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 22, 2018

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 479 Williamson St is moderate, ranking above 43% of the US, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 43% of the US · above 64% of North Carolina
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Brightspeed, Spectrum.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Williamson St

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