479 Vine St, El Centro, CA 92243 Property Records

Imperial County property record for 479 Vine St, El Centro, CA 92243

Property Summary

Property Type	Single Family Home
Details	1,434 sqft
Lot Size	0.151 acres (6,572 sqft)
Owner	2 Individual Names on Record
Last Sale	$187,000 (Oct 2016)
Tax Bill	$2,100 (2025)
Deeds & Mortgages	Jun 2026 Line of Credit Dec 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`053-395-031-000`

Property Details

APN / Parcel Number

Primary APN	`053-395-031-000`
Alternative APNs	`0533953101` `05339531`

Interior

Stories	1 Story
Building Area	1,434 sqft Living Area
1st Floor Area	1,434 sqft

Exterior

Construction Type	Wood
Lot Area	6,572 sqft (0.151 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Street Address	479 VINE ST
City	EL CENTRO
State	CA
Zip	92243-3946
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 11 BURK SUB OF BLK 8 EL CENTRO ADD 1
Legal Subdivision	BURKS SUB
Legal Block	8
Legal Lot Number	11
Jurisdiction	IMPERIAL CA
Township / Civil Division	EL CENTRO
Census Block Group	4
Census Block	4008
Census Tract	11600

Owner

Source: Imperial County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	479 VINE ST, EL CENTRO, CA 92243-3946
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jun 15, 2026	Deed of Trust, Mortgage · Line of Credit GUILD MORTGAGE COMPANY
Dec 22, 2021	Deed of Trust, Mortgage · Conventional Mortgage GUILD MORTGAGE CO
Sep 10, 2019	Intrafamily Transfer, Transfer · Conventional Mortgage GUILD MORTGAGE CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 25, 2016 · Amount on Record
Deed Sale	Oct 25, 2016 · Amount on Record
Deed Document Number	201622061
Last Transfer Date	Sep 9, 2019
Transfer Doc	0000017215
Record Updated	Sep 20, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	IMPERIAL CA
Recording Date	Jun 15, 2026
Property Address	479 VINE ST, EL CENTRO, CA 92243-3946
Document Number	0000009056
Instrument Date	Jun 1, 2026
Instrument	20269056
Transaction Type	Mortgage
Record Updated	Jul 20, 2026
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	479 VINE ST, EL CENTRO, CA 92243-3946
Investor	Possibly a Property Investor

Mortgage

Document Number	0000009056,
Date	Jun 15, 2026
Instrument	20269056

Lender

Name	GUILD MORTGAGE COMPANY

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate	6.3%
Max Rate	-1%

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	IMPERIAL CA
Property Address	479 VINE ST, EL CENTRO, CA 92243-3946
Transaction Type	Mortgage
Record Updated	Jan 28, 2022
Title Company	STEWART TITLE, STEWART TITLE OF CA

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	479 VINE ST, EL CENTRO, CA 92243-3946

Mortgage

Document Number	0000032669
Date	Dec 22, 2021
Instrument	2021032669

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jan 1, 2037

September 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	IMPERIAL CA
Recording Date	Sep 10, 2019
Property Address	479 VINE ST, EL CENTRO, CA 92243-3946
Document Number	0000017215
Map Reference	MAP 79
Instrument Date	Sep 9, 2019
Instrument	2019017215
Transaction Type	Transfer
Record Updated	Aug 20, 2021
Title Company	ORANGE COAST TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	479 VINE ST, EL CENTRO, CA 92243-3946

Mortgage

Document Number	0000017216
Date	Sep 10, 2019
Instrument	2019017216

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Oct 1, 2034

Tax Assessment & Valuation

Source: Imperial County assessment roll, as of August 18, 2026

Property Jurisdictions

Type	Name
State	California
County	Imperial County
Municipality	El Centro City
Secondary School District	Central Union High School District (09 - 12)
Elementary School District	El Centro Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$183,483 (+2%) Land $35,511 Building $147,972
2025	$2,100.00 (+2.79%)	$179,886 (+4.04%) Land $34,815 Building $145,071
2023	$2,043.00 (+7.02%)	$172,903 Land $33,464 Building $139,439
2022	$1,909.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 18, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF EL CENTRO serves 44,124 people · EPA ID CA1310004
Water Source	Purchased surface water from IMPERIAL IRRIGATION DISTRICT
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 588 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, GeoLinks.

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