479 Telegraph St, Lathrop, CA 95330 Property Records

San Joaquin County property record for 479 Telegraph St, Lathrop, CA 95330

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 2,293 sqft · built 2022
Lot Size0.16 acres (6,970 sqft)
OwnerIndividual Name on File
Last Sale$640,000 (Mar 2023)
Tax Bill$11,026 (2026)
Deeds & MortgagesOct 2025 Mortgage
Apr 2023 Mortgage
+ 1 more
Flood ZoneZone X (reduced by levee)
APN192-070-290-000

Property Details

APN / Parcel Number

Primary APN192-070-290-000

Interior

Bedrooms4 Beds
Full Baths2 Baths
Stories1 Story
Building Area2,293 sqft Living Area
1st Floor Area2,293 sqft

Exterior

Year BuiltBuilt 2022
Effective Year BuiltEffective 2022
Architectural StyleL-Shape
Construction TypeWood
Lot Area6,970 sqft (0.16 acres)
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address479 TELEGRAPH ST
CityLATHROP
StateCA
Zip95330-8355
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 77 STANFORD CROSSING-PHASE 1B-TRACT 3809
Legal SubdivisionSTANFORD CROSSING-PHASE 1B
Legal Tract3809
Legal Block3
Legal Lot Number77
JurisdictionSAN JOAQUIN CA
Township / Civil DivisionMANTECA
Census Block Group3
Census Block3032
Census Tract5119

Owner

479 Telegraph St is owned and occupied by an individual who bought it in March 2023.

Source: San Joaquin County records, as of October 13, 2026

Owner of RecordIndividual Name on File
Mailing Address479 TELEGRAPH ST, LATHROP, CA 95330-8355
OccupancyOwner Occupied
Owner TypeIndividual
VestingSingle Man

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Oct 29, 2025Deed of Trust, Mortgage · FHA Mortgage
LAKEVIEW LOAN SERVICING LLC
Apr 12, 2023Deed of Trust, Mortgage · Commercial Mortgage
RAUL VEGA
Mar 8, 2023Grant Deed, Transfer · FHA Mortgage
FRANKLIN ADVANTAGE INC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 8, 2023 · Amount on File
Deed SaleMar 8, 2023 · Amount on File
Deed Document Number202318371
Record UpdatedOct 29, 2026

October 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN JOAQUIN CA
Property Address479 TELEGRAPH ST, LATHROP, CA 95330-8355
Transaction TypeMortgage
Record UpdatedNov 13, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address479 TELEGRAPH ST, LATHROP, CA 95330-8355

Mortgage

Document Number0000092479
DateOct 29, 2025
Instrument2025-092479
Lender
NameLAKEVIEW LOAN SERVICING LLC
TypeMortgage Company
AddressCOPPELL, TX 75019
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term330 Months
DueApr 1, 2053

April 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN JOAQUIN CA
Property Address479 TELEGRAPH ST, LATHROP, CA 95330-8355
Transaction TypeMortgage
Record UpdatedJul 25, 2023
Title CompanyACCOMODATION, ACCOMMODATION

Transferred To (Grantee/Buyer)

NameVerified Name
Address479 TELEGRAPH ST, LATHROP, CA 95330-8355

Mortgage

Document Number0000028111
DateApr 12, 2023
Instrument2023-028111
Lender
NameRAUL VEGA
TypePrivate Party
Address22792 CENTRE DR STE 109, LAKE FOREST, CA 92630
Agreement
TypeCommercial Mortgage
AmountAmount on Record

March 2023: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN JOAQUIN CA
Recording DateMar 8, 2023
Property Address479 TELEGRAPH ST, LATHROP, CA 95330-8355
Document Number0000018371
Map ReferenceMB 43 PG 116
Instrument DateFeb 14, 2023
Instrument2023-018371
Transaction TypeTransfer
Record UpdatedJul 25, 2023
Title CompanyFIRST AMERICAN TITLE COMPANY HOMEBU, FIRST AMER TTL CO HOMEBUILDE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address479 TELEGRAPH ST, LATHROP, CA 95330-8355

Mortgage

Document Number0000018372
DateMar 8, 2023
Instrument2023-018372
Lender
NameFRANKLIN ADVANTAGE INC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term361 Months
DueApr 1, 2053

Tax Assessment & Valuation

The 2026 property tax bill for 479 Telegraph St was $11,026 with a homeowner's exemption, up 1.3% from the year before.

Source: San Joaquin County assessment roll, as of September 24, 2025

Property Jurisdictions

TypeName
StateCalifornia
CountySan Joaquin County
MunicipalityLathrop City
Unified School DistrictManteca Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$11,026.00 (+1.26%)
2025$10,889.00 Homeowner's exemption$665,856 Land $197,676 Building $468,180
2023$8,520.00 (+97.22%)$457,646 Land $119,646 Building $338,000$566,730
2022$4,320.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 479 Telegraph St in Zone X, where a levee reduces flood risk, though there have been 1 flood claim nearby since 2023.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
reduced by levee · depends on levee performance
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 37 policies
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies37 in force
Nearby Flood Claims1 (2023)
Most Recent ClaimApr 2023 · Severe Winter Storms, Straight-line Winds, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 479 Telegraph St is moderate, ranking above 60% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 60% of the US · lower than 64% of California
Wildfire Likelihood0.2% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF LATHROP
serves 38,596 people · EPA ID CA3910015
Water SourcePurchased surface water from SOUTH SAN JOAQUIN IRRIGATION DISTRICT
Last State InspectionDec 2024
Also Mapped HereSAN JOAQUIN COUNTY-MOKELUMNE ACRES
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 442 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 2,000
unWired Broadband
Fixed Wireless
400 / 50
Matrix Broadband
Fixed Wireless
200 / 40
Ayera Technologies
Fixed Wireless
120 / 40
Cal.net
Fixed Wireless
100 / 20

May also be available: Verizon.

Nearby Properties on Telegraph St

Nearby Streets

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