479 Shearouse Rd, Guyton, GA 31312 Property Records

Effingham County property record for 479 Shearouse Rd, Guyton, GA 31312

Property Summary

Property Type	Single Family Home
Details	5 bd · 5 ba · 3,116 sqft · built 2017
Lot Size	4 acres (174,240 sqft)
Owner	Individual on Record
Last Sale	$606,000 (Aug 2023)
Tax Bill	$7,106 (2025)
Deeds & Mortgages	Aug 2023 Sale & Mortgage Apr 2017 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`03980-012-B00`

Property Details

APN / Parcel Number

Primary APN	`03980-012-B00`
Alternative APNs	`00810069000` `12398`

Interior

Bedrooms	5 Beds
Full Baths	5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	3,116 sqft Heated Area
Flooring	Concrete/Cement
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2018
Exterior Material	Vinyl
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Fiberglass
Lot Area	174,240 sqft (4 acres)
Garage Area	770 sqft

Exterior Amenities

Porch	Open Porch
Porch Area	488 sqft
Deck Area	140 sqft
Patio Area	360 sqft
Lean-To	80 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	12398
Street Address	479 SHEAROUSE RD
City	GUYTON
State	GA
Zip	31312-6329
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AR-2
Legal Description	4.00 AC PAR 2B (OUT 398-12)
Jurisdiction	EFFINGHAM GA
Township / Civil Division	RINCON
Census Block Group	2
Census Block	2010
Census Tract	30403

Owner

Source: Effingham County assessment roll, as of July 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual on Record
Co-owner	Co-owner on Record
Mailing Address	479 SHEAROUSE RD, GUYTON, GA 31312-6329
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 14, 2023	Warranty Deed, Transfer · Conventional Mortgage CPM FEDERAL CREDIT UNION
Apr 14, 2017	Deed of Trust, Mortgage · Conventional Mortgage PRIMARY CAPITAL
Dec 4, 2019	Deed of Trust, Mortgage · Conventional Mortgage TOWNE MORTGAGE OF THE CAROLINAS
Apr 17, 2019	Deed of Trust, Mortgage · Commercial Mortgage BANK OF NEWINGTON
Mar 8, 2022	Warranty Deed, Transfer · Conventional Mortgage NAVY FEDERAL CREDIT UNION

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 14, 2023 · Amount on Record
Deed Sale	Aug 14, 2023 · Amount on Record
Prior Sale	Mar 8, 2022 · Amount on Record
Deed Document Number	D2023006785
Deed Book / Page	2865 / 614
Record Updated	Jun 8, 2026

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EFFINGHAM GA
Recording Date	Aug 14, 2023
Property Address	479 SHEAROUSE RD, GUYTON, GA 31312-6329
Document Number	002865/614
Book / Page	2865 / 614
Instrument Date	Aug 11, 2023
Instrument	D2023006785
Transaction Type	Transfer
Record Updated	Mar 8, 2024

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	479 SHEAROUSE RD, GUYTON, GA 31312-6329

Mortgage

Document Number	0000002865/0000000616
Date	Aug 14, 2023
Book Page	0000002865/0000000616
Instrument	D2023006786

Lender

Name	CPM FEDERAL CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	6.59%
Type Change Date	Sep 1, 2020

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EFFINGHAM GA
Property Address	479 SHEAROUSE RD, GUYTON, GA 31312-6329
Transaction Type	Mortgage
Record Updated	Nov 30, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002399/980
Date	Apr 14, 2017
Book Page	2399/980
Instrument	003112

Lender

Name	PRIMARY CAPITAL
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2047

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EFFINGHAM GA
Property Address	479 SHEAROUSE RD, GUYTON, GA 31312-6329
Transaction Type	Mortgage
Record Updated	Nov 30, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	479 SHEAROUSE RD, GUYTON, GA 31312-6329

Mortgage

Document Number	0000002560/0000000111
Date	Dec 4, 2019
Book Page	0000002560/0000000111
Instrument	010214

Lender

Name	TOWNE MORTGAGE OF THE CAROLINAS

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2049

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EFFINGHAM GA
Property Address	479 SHEAROUSE RD, GUYTON, GA 31312-6329
Transaction Type	Mortgage
Record Updated	Nov 30, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	SHEAROUSE RD, GA

Mortgage

Document Number	0000002519/0000000471
Date	Apr 17, 2019
Book Page	0000002519/0000000471
Instrument	003096

Lender

Name	BANK OF NEWINGTON

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Jan 1, 2020

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EFFINGHAM GA
Recording Date	Mar 8, 2022
Property Address	479 SHEAROUSE RD, GUYTON, GA 31312-6329
Document Number	002769/689
Book / Page	2769 / 689
Instrument Date	Mar 8, 2022
Instrument	2022-000653
Transaction Type	Transfer
Record Updated	Nov 30, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	479 SHEAROUSE RD, GUYTON, GA 31312-6329

Mortgage

Document Number	0000002769/0000000691
Date	Mar 11, 2022
Book Page	0000002769/0000000691
Instrument	002611

Lender

Name	NAVY FEDERAL CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2052

Tax Assessment & Valuation

Source: Effingham County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Effingham County
Unified School District	Effingham County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,106.00 (+15.13%)	$222,310 (+7.64%) Land $72,241 Building $150,069	$555,774 (+7.64%) Land $180,602 Building $375,172
2024	$6,172.00 (+158.46%)	$206,536 (+69.17%) Land $57,461 Building $149,075	$516,341 (+69.17%) Land $143,653 Building $372,688
2023	$2,388.00 (-19.92%) Homeowner's exemption	$122,088 (+4.92%) Land $34,477 Building $87,611	$305,219 (+4.92%) Land $86,192 Building $219,027
2022	$2,982.00 Homeowner's exemption	$116,365 Land $27,225 Building $89,140	$290,912 Land $68,063 Building $222,849

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 49 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	49 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 54% of the US · above 77% of Georgia
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EFFINGHAM COUNTY SURFACE WATER SYSTEM serves 12,293 people · EPA ID GA1030131
Water Source	Purchased surface water from SAVANNAH-I & D
Last State Inspection	Apr 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Planters Rural Telephone Cooperative Fiber	8,000 / 8,000
Xfinity Cable	1,200 / 35

Cell Coverage

5G and 4G LTE (outdoors only)

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