479 Sawmill Rd, Howard, PA 16841 Property Records

Centre County property record for 479 Sawmill Rd, Howard, PA 16841

Property Summary

Property Type	Rural Home
Details	3 bd · 2 ba · 1,584 sqft · built 2005
Lot Size	122 acres (5,318,676 sqft)
Owner	Individual Name on Record
Last Sale	$645,000 (Mar 2020)
Tax Bill	$4,432 (2026)
Deeds & Mortgages	Aug 2023 Mortgage Aug 2023 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`04-002-,007-,0000`

Property Details

APN / Parcel Number

Primary APN	`04-002-,007-,0000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,584 sqft Living Area
Basement Area	1,272 sqft
Finished Basement	1,272 sqft

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Exterior Material	Aluminum/Vinyl
Lot Area	5,318,676 sqft (122 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Connected
Water Source	Well

Location & Zoning

Street Address	479 SAWMILL RD
City	HOWARD
State	PA
Zip	16841-2538
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Jurisdiction	CENTRE PA
Township / Civil Division	LIBERTY
Census Block Group	1
Census Block	1032
Census Tract	10100

Owner

Source: Centre County records, as of September 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	479 SAWMILL RD, HOWARD, PA 16841-2538
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 14, 2023	Deed of Trust, Mortgage · Conventional Mortgage KISH BANK
Aug 14, 2023	Deed of Trust, Mortgage · Conventional Mortgage KISH BANK
Mar 4, 2020	Deed, Transfer · Conventional Mortgage FIRST NATIONAL BANK OF PENNSYLVANIA
Jan 14, 2020	Intrafamily Transfer, Transfer
May 1, 2018	Deed, Transfer · Construction Mortgage WOODLANDS BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 4, 2020 · Amount on Record
Deed Sale	Mar 4, 2020 · Amount on Record
Prior Sale	May 1, 2018 · Amount on Record
Deed Book / Page	2247 / 81
Prior Transfer Date	Jun 13, 1973
Prior Transfer Doc	0339000905
Record Updated	Oct 29, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CENTRE PA
Property Address	479 SAWMILL RD, HOWARD, PA 16841-2538
Transaction Type	Mortgage
Record Updated	Aug 28, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002309/901
Date	Aug 14, 2023
Book Page	2309/901

Lender

Name	KISH BANK
Type	Bank
Address	REEDSVILLE, PA 17084

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Aug 15, 2038

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CENTRE PA
Property Address	479 SAWMILL RD, HOWARD, PA 16841-2538
Transaction Type	Mortgage
Record Updated	Aug 28, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002309/900
Date	Aug 14, 2023
Book Page	2309/900

Lender

Name	KISH BANK
Type	Bank
Address	REEDSVILLE, PA 17084

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	376 Months
Due	Dec 1, 2054

Interest

Min Rate At Change	3.87%
Max Rate At Change	7.87%

March 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	CENTRE PA
Recording Date	Mar 4, 2020
Property Address	479 SAWMILL RD, HOWARD, PA 16841-2538
Document Number	0002247/81
Book / Page	2247 / 81
Instrument Date	Feb 25, 2020
Transaction Type	Transfer
Record Updated	May 5, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$6,450.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	479 SKURMILL ROAD, HOWARD, PA 16841

Mortgage

Document Number	0000224782
Date	Mar 4, 2020
Instrument	2247/82

Lender

Name	FIRST NATIONAL BANK OF PENNSYLVANIA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Mar 1, 2035

January 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CENTRE PA
Recording Date	Jan 14, 2020
Property Address	479 SAWMILL RD, HOWARD, PA 16841-2538
Document Number	02244/0713
Book / Page	2244 / 0713
Instrument Date	Jan 14, 2020
Transaction Type	Transfer
Record Updated	Mar 31, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	404 STAVER ST, JERSEY SHORE, PA 17740-1226

May 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	CENTRE PA
Recording Date	May 1, 2018
Property Address	479 SAWMILL RD, HOWARD, PA 16841-2538
Document Number	02215/0076
Book / Page	2215 / 0076
Instrument Date	May 1, 2018
Transaction Type	Transfer
Record Updated	Mar 31, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$6,000.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	914 PINE CREEK AVE, JERSEY SHORE, PA 17740-7665

Mortgage

Document Number	02215/0077
Date	May 1, 2018
Book Page	2215/0077

Lender

Name	WOODLANDS BANK
Type	Bank
Address	JERSEY SHORE, PA 17740

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Centre County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Centre County
County Subdivision	Liberty Township
Unified School District	Keystone Central School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,432.00 (-30.22%)	$75,210 (-36.69%) Land $14,460 Building $60,750
2025			$151,760 (-36.12%) Land $28,920 Building $122,840
2024	$6,351.00	$118,790 Land $57,370 Building $61,420
1994			$237,580 Land $114,740 Building $122,840

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 1, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 14 policies
Nearby Flood Policies	14 in force
Nearby Flood Claims	4 (2000–2016)
Claims Outside the SFHA	2 of 4
Most Recent Claim	Oct 2016 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 91% of Pennsylvania
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

Cell Coverage

4G LTE (outdoors only), no 5G reported

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