Merced County property record for 479 Judy Ct, Merced, CA 95348
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,821 sqft · built 1977 |
| Lot Size | 0.205 acres (8,922 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $1,966 (2025) |
| Deeds & Mortgages | Feb 2026 Line of Credit Sep 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 236-091-001-000 |
| Primary APN | 236-091-001-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,821 sqft Living Area |
| Gross Area | 2,364 sqft |
| 1st Floor Area | 1,846 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1977 |
|---|---|
| Effective Year Built | Effective 1978 |
| Architectural Style | Custom Design |
| Construction Type | Wood |
| Roof Material | Other |
| Lot Area | 8,922 sqft (0.205 acres) |
| Garage Type | Attached |
| Garage Area | 518 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Porch Area | 32 sqft |
| Patio Area | 228 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Old Parcel Number | 236-091-001 |
|---|---|
| Street Address | 479 JUDY CT |
| City | MERCED |
| State | CA |
| Zip | 95348-2819 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R16 |
| Legal Description | HEADLINER HMS #4 LOT 114 |
| Legal Subdivision | HEADLINER HOMES 04 |
| Legal Lot Number | 114 |
| Jurisdiction | MERCED CA |
| Township / Civil Division | MERCED |
| Census Block Group | 3 |
| Census Block | 3001 |
| Census Tract | 1006 |
479 Judy Ct is owned and occupied by two individuals who acquired it in April 2021.
Source: Merced County records, as of August 21, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 479 JUDY CT, MERCED, CA 95348-2819 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 11, 2026 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA |
| Sep 17, 2021 | Intrafamily Transfer, Transfer · Conventional Mortgage NATIONSTAR MORTGAGE LLC |
| May 31, 2017 | Deed of Trust, Mortgage · Conventional Mortgage NATIONSTAR MORTGAGE LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Apr 6, 2021 |
| Transfer Doc | 0000041747 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MERCED CA |
| Property Address | 479 JUDY CT, MERCED, CA 95348-2819 |
| Transaction Type | Mortgage |
| Record Updated | Mar 16, 2026 |
| Title Company | WFG LENDER SERVICES |
| Name | Verified Name |
|---|---|
| Address | 479 JUDY CT, MERCED, CA 95348-2819 |
| Document Number | 0000003326 |
|---|---|
| Date | Feb 11, 2026 |
| Instrument | 2026003326 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 31, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MERCED CA |
| Recording Date | Sep 17, 2021 |
| Property Address | 479 JUDY CT, MERCED, CA 95348-2819 |
| Document Number | 0000041747 |
| Map Reference | VOL 22 PG 39-43 |
| Instrument Date | Apr 6, 2021 |
| Instrument | 2021041747 |
| Transaction Type | Transfer |
| Record Updated | Oct 18, 2021 |
| Title Company | SERVICELINK |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 479 JUDY CT, MERCED, CA 95348-2819 |
| Document Number | 0000041748 |
|---|---|
| Date | Sep 17, 2021 |
| Instrument | 2021041748 |
| Name | NATIONSTAR MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 236 Months |
| Due | May 1, 2041 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MERCED CA |
| Property Address | 479 JUDY CT, MERCED, CA 95348-2819 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | TITLE 365 |
| Name | Verified Name |
|---|
| Document Number | 0000017000 |
|---|---|
| Date | May 31, 2017 |
| Instrument | 2017-017000 |
| Name | NATIONSTAR MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | COPPELL, TX 75019 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Jun 1, 2032 |
The 2025 property tax bill for 479 Judy Ct was $1,966 with a homeowner's exemption, up 5.8% from the year before.
Source: Merced County assessment roll, as of August 21, 2026
| Type | Name |
|---|---|
| State | California |
| County | Merced County |
| Municipality | Merced City |
| Elementary School District | Merced City Elementary School District (KG - 08) |
| Secondary School District | Merced Union High School District (09 - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $186,890 (+2%) Land $56,345 Building $130,545 | |
| 2025 | $1,966.00 (+5.81%) Homeowner's exemption | $183,227 Land $55,241 Building $127,986 |
| 2024 | $1,858.00 (+1.47%) | |
| 2023 | $1,831.00 (+1.5%) Homeowner's exemption | $176,114 Land $53,097 Building $123,017 |
| 2022 | $1,804.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 479 Judy Ct in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 4, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 479 Judy Ct is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · lower than 81% of California |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF MERCED serves 96,073 people · EPA ID CA2410009 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 243 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| unWired Broadband Fixed Wireless | 400 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| Cal.net Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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