479 Hcr 1248, Whitney, TX 76692 Property Records

Hill County property record for 479 Hcr 1248, Whitney, TX 76692

Property Summary

Property Type	Rural Home
Details	2 ba · 5,376 sqft · built 2006
Lot Size	9.98 acres (435,034 sqft)
Owner	2 Individual Names on Record
Tax Bill	$13,849 (2026)
Deeds & Mortgages	Oct 2025 Mortgage Dec 2020 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`19515-01200-00010-001000`

Property Details

APN / Parcel Number

Primary APN	`19515-01200-00010-001000`
Alternative APN	`356010`

Interior

Full Baths	2 Baths
Building Area	5,376 sqft Living Area
Gross Area	12,401 sqft
1st Floor Area	2,284 sqft
Upper Floors Area	931 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Roof Type	Gable
Lot Area	435,034 sqft (9.98 acres)
Garage Type	Attached
Garage Area	575 sqft

Exterior Amenities

Pool Type	Pool Type
Pool Area	1 sqft
Porch	Porch
Porch Area	1,132 sqft
Patio Area	720 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	19515-01200-00010-001000
Street Address	479 HCR 1248
City	WHITNEY
State	TX
Zip	76692-5826
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	OAK RIDGE PH 1 LT 1
Legal Subdivision	OAK RIDGE PH
Legal Lot Number	1
Jurisdiction	HILL TX
Township / Civil Division	WHITNEY
Census Block Group	1
Census Block	1048
Census Tract	960501

Owner

Source: Hill County records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	479 HCR 1248, WHITNEY, TX 76692-5826
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 20, 2025	Deed of Trust, Mortgage · Stand-Alone First Mortgage INTERNATIONAL BANK OF COMMERCE
Dec 7, 2020	Deed of Trust, Mortgage · Line of Credit INTERNATIONAL BANK OF COMMERCE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 5, 2018
Deed Sale	Sep 5, 2018
Prior Sale	Oct 17, 2005
Deed Document Number	201899129
Deed Book / Page	1968 / 831
Last Transfer Date	Jul 23, 2021
Transfer Doc	0000127884
Record Updated	Oct 29, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HILL TX
Property Address	479 HCR 1248, WHITNEY, TX 76692-5826
Transaction Type	Mortgage
Record Updated	Nov 4, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002399/512
Date	Oct 20, 2025
Book Page	2399/512
Instrument	169543

Lender

Name	INTERNATIONAL BANK OF COMMERCE
Type	Bank
Address	AUSTIN, TX 78758

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Oct 6, 2045

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HILL TX
Property Address	479 HCR 1248, WHITNEY, TX 76692-5826
Transaction Type	Mortgage
Record Updated	Sep 11, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002081/797
Date	Dec 7, 2020
Book Page	2081/797
Instrument	117490

Lender

Name	INTERNATIONAL BANK OF COMMERCE
Type	Bank
Address	AUSTIN, TX 78758

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	239 Months
Due	Nov 24, 2040

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Hill County assessment roll, as of December 26, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Hill County
Unified School District	Whitney Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$13,849.00 (+2.27%)	$895,040 (-12.94%)	$1,040,040 (+1.16%) Land $181,760 Building $858,280
2025	$13,542.00 (+392.26%) Homeowner's exemption Senior Citizen's exemption	$1,028,080 (+28.12%) Land $181,760 Building $846,320	$1,028,080 (+13.49%) Land $181,760 Building $846,320
2023		$802,460	$905,900 Land $129,830 Building $776,070
2022	$2,751.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 78% of the US · above 71% of Texas
Wildfire Likelihood	0.4% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HILL COUNTY WSC serves 4,383 people · EPA ID TX1090041
Water Source	Purchased surface water from AQUILLA WSD
Last State Inspection	Sep 2024
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Nextlink Fixed Wireless	1,000 / 1,000
Rise Broadband Fixed Wireless	300 / 60
Verizon Fixed Wireless	300 / 20

May also be available: Windstream.

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