Trumbull County property record for 479 E Main St, Cortland, OH 44410
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,632 sqft · built 1970 |
| Lot Size | 0.34 acres (14,810 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $2,834 (2025) |
| Deeds & Mortgages | Jul 2026 Construction Loan May 2026 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 34-032775 |
| Primary APN | 34-032775 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,632 sqft Living Area |
| 1st Floor Area | 3,264 sqft |
| Basement Area | 1,232 sqft |
| Unfinished Basement | 1,232 sqft |
| Family Room | Family Room |
| Year Built | Built 1970 |
|---|---|
| Effective Year Built | Effective 1990 |
| Architectural Style | Conventional |
| Exterior Material | Wood |
| Construction Type | Frame |
| Lot Area | 14,810 sqft (0.34 acres) |
| Lot Dimensions | 140 ft deep x 105 ft wide |
| Garage Area | 1,200 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 400 sqft |
| Deck Area | 177 sqft |
| Patio Area | 504 sqft |
| Shed | 1 Shed |
| Shed Area | 140 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Baseboard |
| Heating Fuel | Gas |
| Sewer | Connected |
| Street Address | 479 E MAIN ST |
|---|---|
| City | CORTLAND |
| State | OH |
| Zip | 44410-1285 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 4 105F VILLAGE PARK EST MAIN ST |
| Legal Subdivision | VILLAGE PARK ESTATES |
| Legal Lot Number | 4 |
| Jurisdiction | TRUMBULL OH |
| Township / Civil Division | CORTLAND |
| Census Block Group | 1 |
| Census Block | 1032 |
| Census Tract | 930900 |
Source: Trumbull County records, as of August 6, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 479 E MAIN ST, CORTLAND, OH 44410-1285 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 28, 2026 | Deed of Trust, Mortgage · Construction Mortgage HUNTINGTON NATIONAL BANK |
| May 26, 2026 | Deed of Trust, Mortgage · Conventional Mortgage HUNTINGTON NATIONAL BANK |
| Aug 28, 2023 | Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK |
| Jul 21, 2022 | Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 16, 2005 |
| Deed Sale | Jun 16, 2005 |
| Prior Sale | Jan 1, 1990 |
| Prior Transfer Date | Jun 10, 2005 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | TRUMBULL OH |
| Recording Date | Jul 28, 2026 |
| Property Address | 479 E MAIN ST, CORTLAND, OH 44410-1285 |
| Document Number | 0000013151 |
| Instrument Date | Jul 21, 2026 |
| Instrument | 202613151 |
| Transaction Type | Mortgage |
| Record Updated | Aug 6, 2026 |
| Title Company | SIMPLE TITLE, SIMPLIFILE |
| Name | Verified Name |
|---|---|
| Address | 479 E MAIN ST, CORTLAND, OH 44410-1285 |
| Document Number | 0000013151, |
|---|---|
| Date | Jul 28, 2026 |
| Instrument | 202613151 |
| Name | HUNTINGTON NATIONAL BANK |
|---|
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 21, 2056 |
| Rate | 6.49% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | TRUMBULL OH |
| Recording Date | May 26, 2026 |
| Property Address | 479 E MAIN ST, CORTLAND, OH 44410-1285 |
| Document Number | 0000008882 |
| Instrument Date | May 19, 2026 |
| Instrument | 20268882 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | SIMPLIFILE |
| Name | Verified Name |
|---|---|
| Address | 479 E MAIN ST, CORTLAND, OH 44410-1285 |
| Document Number | 0000008882, |
|---|---|
| Date | May 26, 2026 |
| Instrument | 20268882 |
| Name | HUNTINGTON NATIONAL BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jun 1, 2041 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 5.58% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | TRUMBULL OH |
| Property Address | 479 E MAIN ST, CORTLAND, OH 44410-1285 |
| Transaction Type | Mortgage |
| Record Updated | Sep 11, 2023 |
| Name | Verified Name |
|---|---|
| Address | 479 E MAIN ST, CORTLAND, OH 44410-1285 |
| Document Number | 0000013840 |
|---|---|
| Date | Aug 28, 2023 |
| Instrument | 202308280013840 |
| Name | THE HUNTINGTON NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43231 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | TRUMBULL OH |
| Property Address | 479 E MAIN ST, CORTLAND, OH 44410-1285 |
| Transaction Type | Mortgage |
| Record Updated | Aug 3, 2022 |
| Name | Verified Name |
|---|---|
| Address | 479 E MAIN ST, CORTLAND, OH 44410-1285 |
| Document Number | 0000014943 |
|---|---|
| Date | Jul 21, 2022 |
| Instrument | 202207210014943 |
| Name | THE HUNTINGTON NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43231 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Jun 24, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Trumbull County assessment roll, as of April 23, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Trumbull County |
| Municipality | Cortland City |
| Unified School District | Lakeview Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,834.00 | $62,510 (-) Land $8,330 Building $54,180 | |
| 2024 | $2,834.00 (+0.93%) Homeowner's exemption | $62,510 (-) Land $8,330 Building $54,180 | |
| 2023 | $2,808.00 (+18.48%) Homeowner's exemption | $62,510 (+34.29%) Land $8,330 Building $54,180 | $178,600 (+34.29%) Land $23,800 Building $154,800 |
| 2022 | $2,370.00 Homeowner's exemption | $46,550 Land $8,330 Building $38,220 | |
| 2020 | $133,000 Land $23,800 Building $109,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective August 26, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 85% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CORTLAND CITY PWS serves 7,105 people · EPA ID OH7800512 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2025 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Sanitary survey deficiency not corrected Jun 2022 |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 83 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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