Napa County property record for 479 Cross St, Napa, CA 94559
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,533 sqft · built 1900 |
| Lot Size | 0.1 acres (4,356 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $642,000 (Feb 2020) |
| Tax Bill | $8,896 (2026) |
| Deeds & Mortgages | Feb 2020 Sale & Mortgage Jul 2018 Mortgage |
| Flood Zone | Zone X (moderate risk) |
| APN | 005-102-038-000 |
| Primary APN | 005-102-038-000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 2 Stories |
| Building Area | 1,533 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1950 |
| Construction Type | Wood |
| Lot Area | 4,356 sqft (0.1 acres) |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Old Parcel Number | 005-102-038 |
|---|---|
| Street Address | 479 CROSS ST |
| City | NAPA |
| State | CA |
| Zip | 94559-3335 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RT4 |
| Legal Description | PCL B MAP NO 3529 13P/M24 |
| Legal Subdivision | NAPA ABAJO SUB |
| Legal Block | 2 |
| Legal Lot Number | 8 |
| Jurisdiction | NAPA CA |
| Township / Civil Division | NAPA |
| Census Block Group | 3 |
| Census Block | 3003 |
| Census Tract | 200202 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Napa Abajo-Fuller Park Historic District listed 1997 · 297 contributing resources · NRIS 97000042 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
479 Cross St is owned by two individuals who bought it in February 2020.
Source: Napa County records, as of October 21, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1908 SILVERADO TRL, NAPA, CA 94558-3738 |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 11, 2020 | Grant Deed, Transfer · Conventional Mortgage AMERICAN PACIFIC MORTGAGE CORP |
| Jul 16, 2018 | Deed of Trust, Mortgage · Conventional Mortgage MONTE O ECKER |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 11, 2020 · Amount on File |
| Deed Sale | Feb 11, 2020 · Amount on File |
| Prior Sale | Oct 29, 2010 · Amount on File |
| Deed Document Number | 20203857 |
| Record Updated | Oct 29, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | NAPA CA |
| Recording Date | Feb 11, 2020 |
| Property Address | 479 CROSS ST, NAPA, CA 94559-3335 |
| Document Number | 0000003857 |
| Map Reference | MB 13 PG 24 |
| Instrument Date | Feb 6, 2020 |
| Instrument | 2020-0003857 |
| Transaction Type | Transfer |
| Record Updated | Aug 12, 2021 |
| Title Company | FIDELITY NATIONAL TITLE CO |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 479 CROSS ST, NAPA, CA 94559-3335 |
| Document Number | 0000003858 |
|---|---|
| Date | Feb 11, 2020 |
| Instrument | 2020-0003858 |
| Name | AMERICAN PACIFIC MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NAPA CA |
| Property Address | 479 CROSS ST, NAPA, CA 94559-3335 |
| Document Number | 0000013928 |
| Instrument Date | Jul 16, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jul 23, 2018 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Community Property |
| Address | PO BOX 10429 NAPA CA 945812429, NAPA, CA 94581-2429 |
| Document Number | 0000013928 |
|---|---|
| Date | Jul 17, 2018 |
| Instrument | 13928 |
| Name | MONTE O ECKER |
|---|---|
| Address | 2473 CARRIAGE PL, NAPA, CA 94558-5111 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
The 2026 property tax bill for 479 Cross St was $8,896, up 2.1% from the year before.
Source: Napa County assessment roll, as of October 21, 2026
| Type | Name |
|---|---|
| State | California |
| County | Napa County |
| Municipality | Napa City |
| Unified School District | Napa Valley Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $8,896.00 (+2.14%) | $716,157 (+2%) Land $250,989 Building $465,168 | $716,157 Land $250,989 Building $465,168 |
| 2025 | $8,710.00 | $702,116 Land $246,068 Building $456,048 | |
| 2023 | $8,290.00 (+1.36%) | $674,854 Land $236,514 Building $438,340 | |
| 2022 | $8,179.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 479 Cross St in Zone X, an area of moderate flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective June 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 27 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 27 in force |
| Nearby Flood Claims | 24 (1983–2006) |
| Claims Outside the SFHA | 2 of 24 |
| Most Recent Claim | Feb 2006 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 479 Cross St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF NAPA serves 84,804 people · EPA ID CA2810003 |
|---|---|
| Water Source | Surface water |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 440 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Cable · Fiber in parts of the area | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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