Kenton County property record for 479 Cloverfield Ln, Fort Wright, KY 41011
| Property Type | Landominium |
|---|---|
| Details | 3 bd · 3 ba · 2,392 sqft · built 1994 |
| Lot Size | 0.03 acres (1,307 sqft) |
| Owner | Individual Name on File |
| Last Sale | $149,000 (Aug 1996) |
| Tax Bill | $2,680 (2025) |
| Deeds & Mortgages | Sep 2022 Mortgage Jul 2022 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 042-10-00-010.67 |
| Primary APN | 042-10-00-010.67 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 2 Stories |
| Building Area | 2,392 sqft Finished Area |
| Gross Area | 2,952 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1994 |
|---|---|
| Effective Year Built | Effective 1994 |
| Exterior Material | Brick |
| Foundation Type | Concrete |
| Roof Material | Composition Shingle |
| Lot Area | 1,307 sqft (0.03 acres) |
| Garage Type | Basement |
| Parking Spaces | 1 Parking Space |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Sewer | Connected |
| Street Address | 479 CLOVERFIELD LN |
|---|---|
| City | FT WRIGHT |
| State | KY |
| Zip | 41011-5145 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Landominium |
| Legal Description | FT WRIGHT TRACE SEC 5 LOT 7D |
| Legal Subdivision | FT WRIGHT TRACE |
| Legal Phase | 5 |
| Legal Lot Number | D,7 |
| Jurisdiction | KENTON KY |
| Township / Civil Division | COVINGTON |
| Census Block Group | 3 |
| Census Block | 3006 |
| Census Tract | 65200 |
479 Cloverfield Ln, a landominium, is owned and occupied by an individual who bought it in August 1996.
Source: Kenton County records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 479 CLOVERFIELD LN, FT WRIGHT, KY 41011-5145 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 6, 2022 | Deed of Trust, Mortgage HERITAGE SOUTHEAST BANK |
| Jul 12, 2022 | Deed of Trust, Mortgage HERITAGE SOUTHEAST BANK |
| Jul 27, 2020 | Deed of Trust, Construction Loan · Line of Credit HERITAGE BK |
| Feb 17, 2017 | Deed of Trust, Mortgage · Line of Credit FIFTH THIRD BK/NTHRN KY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 19, 1996 · Amount on File |
| Deed Sale | Aug 19, 1996 · Amount on File |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 479 CLOVERFIELD LN, FT WRIGHT, KY 41011-5145 |
| Transaction Type | Mortgage |
| Record Updated | Sep 21, 2022 |
| Title Company | PRECISION TITLE |
| Name | Verified Name |
|---|---|
| Address | 479 CLOVERFIELD LN, FT WRIGHT, KY 41011-5145 |
| Document Number | 0005900155 |
|---|---|
| Date | Sep 6, 2022 |
| Book Page | 404/166 |
| Instrument | 22090605900155 |
| Name | HERITAGE SOUTHEAST BANK |
|---|---|
| Type | Bank |
| Address | NEWPORT, KY 41071 |
| Amount | Amount on Record |
|---|---|
| Term | 57 Months |
| Due | Jun 24, 2027 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 479 CLOVERFIELD LN, FT WRIGHT, KY 41011-5145 |
| Transaction Type | Mortgage |
| Record Updated | Jul 25, 2022 |
| Name | Verified Name |
|---|---|
| Address | 479 CLOVERFIELD LN, FT WRIGHT, KY 41011-5145 |
| Document Number | 0005900044 |
|---|---|
| Date | Jul 12, 2022 |
| Book Page | 387/961 |
| Instrument | 22071205900044 |
| Name | HERITAGE SOUTHEAST BANK |
|---|---|
| Type | Bank |
| Address | NEWPORT, KY 41071 |
| Amount | Amount on Record |
|---|---|
| Term | 59 Months |
| Due | Jun 24, 2027 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Jul 27, 2020 |
| Property Address | 479 CLOVERFIELD LN, FT WRIGHT, KY 41011-5145 |
| Document Number | 0000000162 |
| Book / Page | 000M74 / 000017 |
| Instrument Date | Jun 26, 2020 |
| Instrument | 162 |
| Transaction Type | Construction Loan |
| Record Updated | Aug 26, 2020 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Address | 479 CLOVERFIELD LN FORT WRIGHT KY 410115145, FORT WRIGHT, KY 41011-5145 |
| Document Number | 0000000162 |
|---|---|
| Date | Jul 27, 2020 |
| Book Page | 000M74/000017 |
| Instrument | 162 |
| Name | HERITAGE BK |
|---|---|
| Type | Bank |
| Address | NEWPORT, KY 41071 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 12 Months |
| Due | Jul 26, 2021 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 479 CLOVERFIELD LN, FT WRIGHT, KY 41011-5145 |
| Document Number | 0000000125 |
| Book / Page | 0C6111 / 000300 |
| Instrument Date | Feb 17, 2017 |
| Transaction Type | Mortgage |
| Record Updated | May 16, 2017 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Address | 479 CLOVERFIELD LN FORT WRIGHT KY 410115145, FORT WRIGHT, KY 41011-5145 |
| Document Number | 0000000125 |
|---|---|
| Date | Mar 8, 2017 |
| Book Page | 0C6111/000300 |
| Instrument | 125 |
| Name | FIFTH THIRD BK/NTHRN KY |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45263 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 7, 2047 |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 479 Cloverfield Ln was $2,680.
Source: Kenton County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Kenton County |
| Municipality | Fort Wright City |
| Unified School District | Kenton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $270,500 (-) Land $30,000 Building $240,500 | $270,500 (-) Land $30,000 Building $240,500 | |
| 2025 | $2,680.00 | $270,500 Land $30,000 Building $240,500 | $270,500 Land $30,000 Building $240,500 |
| 2023 | $2,322.00 | $217,900 Land $15,000 Building $202,900 | $217,900 Land $15,000 Building $202,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 479 Cloverfield Ln in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 19, 2015
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 479 Cloverfield Ln is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 252 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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