479 Cedar Ln, Severn, MD 21144 Property Records

Anne Arundel County property record for 479 Cedar Ln, Severn, MD 21144

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 3,323 sqft · built 2015
Lot Size	0.792 acres (34,514 sqft)
Owner	2 Individual Names on File
Last Sale	$749,999 (Nov 2025)
Tax Bill	$7,484 (2025)
Deeds & Mortgages	Nov 2025 Sale & Mortgage Apr 2021 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`04-000-90233149`

Property Details

APN / Parcel Number

Primary APN	`04-000-90233149`
Alternative APN	`00090233149`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,323 sqft Living Area
Gross Area	3,723 sqft
1st Floor Area	1,194 sqft
Basement Area	977 sqft
Finished Basement	977 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	34,514 sqft (0.792 acres)
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	40 sqft
Patio Area	484 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	00090233149
Street Address	479 CEDAR LN
City	SEVERN
State	MD
Zip	21144-1319
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 1D QUEENSTOWN FOREST
Legal Subdivision	QUEENSTOWN FOREST
Legal Block	2
Legal Lot Number	1D
Jurisdiction	ANNE ARUNDEL MD
Township / Civil Division	2
Census Block Group	2
Census Block	2003
Census Tract	740204

Owner

479 Cedar Ln is owned and occupied by two individuals who bought it in November 2025.

Source: Anne Arundel County records, as of September 4, 2026

Owner of Record	2 Individual Names on File
Mailing Address	479 CEDAR LN, SEVERN, MD 21144-1319
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 12, 2025	Deed, Transfer · Conventional Mortgage MECU
Apr 27, 2021	Deed, Transfer · VA Mortgage CHRISTENSEN FINANCIAL INC
Jun 10, 2019	Grant Deed, Transfer ATTORNEY ONLY
Mar 16, 2017	Grant Deed, Transfer · VA Mortgage NAVY FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 12, 2025 · Amount on File
Deed Sale	Nov 12, 2025 · Amount on File
Prior Sale	Apr 27, 2021 · Amount on File
Deed Book / Page	41822 / 419
Record Updated	Oct 29, 2026

November 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	ANNE ARUNDEL MD
Recording Date	Nov 12, 2025
Property Address	479 CEDAR LN, SEVERN, MD 21144-1319
Document Number	0418220419
Book / Page	41822 / 419
Map Reference	MB 306PG46&47PL15872
Instrument Date	Oct 24, 2025
Transaction Type	Transfer
Record Updated	Dec 2, 2025
Title Company	HERITAGE TITLE LIMITED, HERITAGE TITLE LTD

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,750.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	479 CEDAR LN, SEVERN, MD 21144-1319

Mortgage

Document Number	0041822427
Date	Nov 12, 2025
Instrument	41822/427

Lender

Name	MECU
Type	Non-Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2055

April 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	ANNE ARUNDEL MD
Recording Date	Apr 27, 2021
Property Address	479 CEDAR LN, SEVERN, MD 21144-1319
Document Number	0366330029
Book / Page	36633 / 29
Map Reference	MB306 PG46&47PL15872
Instrument Date	Mar 31, 2021
Transaction Type	Transfer
Record Updated	May 27, 2021
Title Company	ASSURE TITLE, ASSURANCE TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$9,150.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	479 CEDAR LN, SEVERN, MD 21144-1319

Mortgage

Document Number	3663337
Date	Apr 27, 2021
Instrument	36633/37

Lender

Name	CHRISTENSEN FINANCIAL INC
Type	Funding / Finance Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2051

June 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ANNE ARUNDEL MD
Recording Date	Jun 10, 2019
Property Address	479 CEDAR LN, SEVERN, MD 21144-1319
Document Number	0332630117
Book / Page	033263 / 000117
Instrument Date	Jun 10, 2019
Transaction Type	Transfer
Record Updated	Jul 10, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$600.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	479 CEDAR LN SEVERN MD 211441319, SEVERN, MD 21144-1319

March 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ANNE ARUNDEL MD
Recording Date	Mar 16, 2017
Property Address	479 CEDAR LN, SEVERN, MD 21144-1319
Document Number	0307370395
Book / Page	030737 / 000395
Instrument Date	Feb 28, 2017
Transaction Type	Transfer
Record Updated	Jul 11, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$539.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	479 CEDAR LN SEVERN MD 211441319, SEVERN, MD 21144-1319

Mortgage

Document Number	307370401
Date	Mar 16, 2017
Book Page	030737/000401

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 15, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 479 Cedar Ln was $7,484.

Source: Anne Arundel County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Anne Arundel County
Unified School District	Anne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$646,933 (+1.23%)	$662,600 (+3.68%) Land $179,600 Building $483,000
2025	$7,484.00	$639,100 Land $179,600 Building $459,500	$639,100 Land $179,600 Building $459,500
2023	$6,055.00	$554,567	$639,100 Land $179,600 Building $459,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 479 Cedar Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 479 Cedar Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 85% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GLEN BURNIE-BROADNECK serves 290,606 people · EPA ID MD0020017
Water Source	Groundwater
Last State Inspection	May 2024
Lead	Under 1 ppb (2016–2018) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 59 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250
Believe Broadband Fixed Wireless	500 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: Astound Broadband.

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