St. Louis County property record for 479 Bourgin Rd, Virginia, MN 55792 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 2.75 Baths |
| Year Built | Built 2003 |
| Square Footage | 1,599 sqft Gross Area |
| Lot Size | 65,340 sqft (1.5 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $425,000 (2025) |
| Tax Bill | $5,868.00 (2026) |
Source: St. Louis County records · APN 090-0194-00172
Assessment roll updated August 17, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 479 BOURGIN RD, VIRGINIA, MN 55792-3571 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Apr 22, 2026 | Warranty Deed, Transfer · Conventional Mortgage PLAZA HOME MORTGAGE INC |
| Aug 19, 2021 | Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage LEND SMART MORTGAGE LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Apr 24, 2025 · Amount on Record |
| Deed Sale | Apr 24, 2025 · Amount on Record |
| Prior Sale | Aug 19, 2021 · Amount on Record |
| Deed Doc Number | 20251089510 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Recording Date | Apr 22, 2026 |
| Property Address | 479 BOURGIN RD, VIRGINIA, MN 55792-3571 |
| Document Number | 0001100750 |
| Instrument Date | Mar 25, 2026 |
| Instrument | 20261100750 |
| Transaction Type | Transfer |
| Record Updated | Jul 12, 2026 |
| Title Company | PAN AMERICAN TITLE COMPANY, ALL AMERICAN TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 479 BOURGIN RD, VIRGINIA, MN 55792-3571 |
| Document Number | 0001100751, |
|---|---|
| Date | Apr 22, 2026 |
| Instrument | 20261100751 |
| Name | PLAZA HOME MORTGAGE INC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 01, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.11% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Recording Date | Aug 19, 2021 |
| Property Address | 479 BOURGIN RD, VIRGINIA, MN 55792-3571 |
| Document Number | 0001045542 |
| Instrument Date | Aug 13, 2021 |
| Instrument | 1045542 |
| Transaction Type | Transfer |
| Record Updated | Aug 15, 2022 |
| Title Company | NORTHEAST TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,089.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 479 BOURGIN RD, VIRGINIA, MN 55792-3571 |
| Document Number | 0001045543 |
|---|---|
| Date | Aug 19, 2021 |
| Instrument | 1045543 |
| Name | LEND SMART MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2051 |
Source: St. Louis County records · Assessment roll updated August 17, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | St. Louis County |
| Municipality | Virginia City |
| Unified School District | Rock Ridge Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,868.00 (+5.12%) Homeowner's exemption | ||
| 2025 | $5,582.00 (+0.5%) Homeowner's exemption | $370,300 (+14.64%) Land $32,400 Building $337,900 | $370,300 (+14.64%) Land $32,400 Building $337,900 |
| 2024 | $5,554.00 | $323,000 (+19.19%) Land $31,500 Building $291,500 | $323,000 (+19.19%) Land $31,500 Building $291,500 |
| 2022 | $271,000 Land $3,900 Building $267,100 | $271,000 Land $3,900 Building $267,100 |
Source: FEMA National Flood Hazard Layer, St. Louis County (27137C), updated March 24, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 20% of the US · above 39% of Minnesota |
|---|---|
| Wildfire Likelihood | About 1 in 5,882 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | 090-0194-00172 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.75 Baths |
| Total Rooms | 8 Rooms |
| Building Area | 1,599 sqft Gross Area |
| 1st Floor | 1,092 sqft 1st Floor |
| Basement Area | 983 sqft Basement |
| Finished Basement | 983 sqft Finished |
| Stories | 1 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Exterior Material | Aluminum/Vinyl Exterior |
| Construction Type | Frame Construction |
| Lot Area | 65,340 sqft (1.5 acres) |
| Garage Area | 576 sqft Garage |
| Deck Area | 160 sqft Deck |
|---|---|
| Patio Area | 264 sqft Patio |
| Porch Area | 336 sqft Porch |
| Sauna | Sauna |
| Storage Building | 120 sqft Storage Building |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Central Heating |
| Heating Fuel | Gas Heating Fuel |
| Account Number | 1196469 |
|---|---|
| Street Address | 479 BOURGIN RD |
| City | VIRGINIA |
| State | MN |
| Zip | 55792-3571 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | PART OF NE1/4 OF NE1/4 LYING N OF THE BOURGINRD RT OF WAY COMM AT THE NW COR THENCE N87DEG09'22"E ALONG N LINE 745.18 FT TO |
| Legal Range | 17W |
| Legal Township | 58N |
| Legal Section | 29 |
| Legal Subdivision | VIRGINIA LANDS IN THE CITY |
| Jurisdiction | ST LOUIS MN |
| Minor Civil Division | VIRGINIA |
| Census Blockgroup | 1 |
| Census Block | 1028 |
| Census Tract | 13200 |
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