479 76th St, Niagara Falls, NY 14304 Property Records

Niagara County and Niagara Falls City property record for 479 76th St, Niagara Falls, NY 14304

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,204 sqft · built 1942
Lot Size	0.151 acres (6,600 sqft)
Owner	2 Individual Names on Record
Last Sale	$106,000 (May 2018)
Tax Bill	$4,307 (2026)
Deeds & Mortgages	Dec 2020 Mortgage May 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`291100 160.60-1-1`

Property Details

APN / Parcel Number

Primary APN	`291100 160.60-1-1`
Alternative APNs	`11001600600001001000` `14/9841`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	2 Stories
Building Area	1,204 sqft Living Area
1st Floor Area	826 sqft
2nd Floor Area	378 sqft
Game Room	Game Room

Exterior

Year Built	Built 1942
Effective Year Built	Effective 1942
Architectural Style	Other
Exterior Material	Composition/Composite
Lot Area	6,600 sqft (0.151 acres)
Lot Dimensions	120 ft deep x 55 ft wide
Garage Type	Attached
Garage Area	308 sqft
Parking Spaces	1 Parking Space
Pool Area	288 sqft
Porch	Slab
Porch Area	504 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	14/9841.
Street Address	479 76TH ST
City	NIAGARA FALLS
State	NY
Zip	14304-3331
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1-C
Legal Description	TM 439 BL G LOT S.PT 18 210
Legal Subdivision	BUILDING LOT SUB
Legal Block	1
Legal Lot Number	1.000
Jurisdiction	NIAGARA NY
Township / Civil Division	NIAGARA FALLS
Census Block Group	3
Census Block	3011
Census Tract	22100

Owner

Source: Niagara County and Niagara Falls City records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	479 76TH ST, NIAGARA FALLS, NY 14304-3331
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 18, 2020	Deed of Trust, Mortgage UNITED WHOLESALE MTG
May 10, 2018	Deed, Transfer · FHA Mortgage AMERICAN FINANCIAL RESOURCES

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 10, 2018 · Amount on Record
Deed Sale	May 10, 2018 · Amount on Record
Prior Sale	Nov 4, 2013 · Amount on Record
Deed Document Number	20187753
Prior Transfer Date	Sep 17, 2003
Prior Transfer Doc	3251000150
Record Updated	Oct 29, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NIAGARA NY
Property Address	479 76TH ST, NIAGARA FALLS, NY 14304-3331
Document Number	0000022526
Instrument Date	Dec 18, 2020
Transaction Type	Mortgage
Record Updated	Mar 24, 2021
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	479 76TH ST NIAGARA FALLS NY 143043331, NIAGARA FALLS, NY 14304-3331

Mortgage

Document Number	0000022526
Date	Dec 30, 2020
Instrument	22526

Lender

Name	UNITED WHOLESALE MTG
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Dec 29, 2035

May 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	NIAGARA NY
Recording Date	May 10, 2018
Property Address	479 76TH ST, NIAGARA FALLS, NY 14304-3331
Document Number	0000007753
Map Reference	BK36 PG927&928
Instrument Date	May 10, 2018
Instrument	2018-07753
Transaction Type	Transfer
Record Updated	May 2, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$424.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	479 76TH ST, NIAGARA FALLS, NY 14304-3331

Mortgage

Document Number	0000007754
Date	May 10, 2018
Instrument	2018-07754

Lender

Name	AMERICAN FINANCIAL RESOURCES
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2048

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Niagara County and Niagara Falls City assessment roll, as of April 17, 2026

Property Jurisdictions

Type	Name
State	New York
County	Niagara County
Municipality	Niagara Falls City
Unified School District	Niagara Falls City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,307.00 (+19.34%)
2025	$3,609.00	$62,000 (-) Land $3,700 Building $58,300	$137,800 (+20.03%) Land $8,224 Building $129,576
2023		$62,000 Land $3,700 Building $58,300	$114,800 Land $6,851 Building $107,949

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 6, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NIAGARA FALLS WATER BOARD serves 50,193 people · EPA ID NY3100568
Water Source	Surface water
Last State Inspection	May 2024
Lead	6 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 874 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Greenlight Networks Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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