4789 Verplank Rd, Clay, NY 13041 Property Records

Onondaga County and Clay Town property record for 4789 Verplank Rd, Clay, NY 13041

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,513 sqft · built 2008
Lot Size	3.38 acres (147,233 sqft)
Owner	2 Trust Names on File
Last Sale	$284,900 (Jun 2009)
Tax Bill	$10,427 (2025)
Deeds & Mortgages	May 2022 Refinance Jan 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`312489 043.-01-13.4`

Property Details

APN / Parcel Number

Primary APN	`312489 043.-01-13.4`
Alternative APN	`248904300000010130040000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,513 sqft Living Area
1st Floor Area	1,252 sqft
2nd Floor Area	1,261 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2008
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Lot Area	147,233 sqft (3.38 acres)
Garage Type	Attached
Garage Area	672 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	100 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	4789 VERPLANK RD
City	CLAY
State	NY
Zip	13041-8621
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	04 - FARM
Legal Block	1
Legal Lot Number	13.004
Jurisdiction	ONONDAGA NY
Township / Civil Division	CLAY
Census Block Group	1
Census Block	1004
Census Tract	11300

Owner

4789 Verplank Rd is owner-occupied and held in a trust since October 2024.

Source: Onondaga County and Clay Town records, as of September 23, 2026

Owner of Record	2 Trust Names on File
Mailing Address	4789 VERPLANK RD, CLAY, NY 13041-8621
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Living Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 27, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance EMPOWER FCU
Jan 2, 2018	Deed of Trust, Mortgage EMPOWER FEDERAL CREDIT UNION

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 18, 2009 · Amount on File
Deed Sale	Jun 18, 2009 · Amount on File
Deed Book / Page	5089 / 460
Last Transfer Date	Oct 2, 2024
Transfer Doc	0000033328
Record Updated	Oct 29, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ONONDAGA NY
Property Address	4789 VERPLANK RD, CLAY, NY 13041-8621
Transaction Type	Mortgage
Record Updated	Jun 14, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2022000021278
Date	May 27, 2022
Instrument	20220-00021278

Lender

Name	EMPOWER FCU
Type	Credit Union

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	181 Months
Due	Jun 1, 2037

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ONONDAGA NY
Property Address	4789 VERPLANK RD, CLAY, NY 13041-8621
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	18000000089
Date	Jan 2, 2018
Instrument	180-00000089

Lender

Name	EMPOWER FEDERAL CREDIT UNION
Type	Credit Union

Agreement

Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 4789 Verplank Rd was $10,427.

Source: Onondaga County and Clay Town assessment roll, as of May 4, 2026

Property Jurisdictions

Type	Name
State	New York
County	Onondaga County
County Subdivision	Clay Town
Unified School District	North Syracuse Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10,427.00	$11,500 Land $1,700 Building $9,800	$479,167 Land $70,833 Building $408,334
2023	Homeowner's exemption	$11,500 Land $1,700 Building $9,800	$385,906 Land $57,047 Building $328,859

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 4789 Verplank Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 29, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 4789 Verplank Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OCWA public/private · serves 350,000 people · EPA ID NY3304336
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	8 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fiber	980 / 880

Cell Coverage

5G (outdoors only) and 4G LTE

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