4789 Seeburger Rd, Saint Charles, MO 63301 Property Records

St. Charles County property record for 4789 Seeburger Rd, Saint Charles, MO 63301

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 2,630 sqft · built 2018
Lot Size3.55 acres (154,638 sqft)
OwnerIndividual Name on Record
Last Sale$123,600 (May 2005)
Tax Bill$6,756 (2025)
Deeds & MortgagesAug 2018 Construction Loan
Feb 2022 Second Mortgage
+ 1 more
Flood ZoneZone AE (high risk)
APNT990500057

Property Details

APN / Parcel Number

Primary APNT990500057
Alternative APN
  • 5-0056-S001-00-0001.2000000

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories1 Story
Building Area2,630 sqft Living Area
Gross Area3,622 sqft
1st Floor Area2,630 sqft

Exterior

Year BuiltBuilt 2018
Effective Year BuiltEffective 2018
Architectural StyleRanch
Exterior MaterialBrick
Lot Area154,638 sqft
Garage TypeAttached
Garage Area992 sqft
Parking Spaces3 Parking Spaces
PorchPorch
Porch Area192 sqft

Location & Zoning

Account NumberT990500057
Street Address4789 SEEBURGER RD
CitySAINT CHARLES
StateMO
Zip63301-6173
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPT NE 1/4 SEC 1
Legal Lot Number1
JurisdictionST CHARLES MO
Township / Civil DivisionRIVERS
Census Block Group3
Census Block3044
Census Tract310100

Owner

Source: St. Charles County records, as of August 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address3248 MANGO DR, SAINT CHARLES, MO 63301-0167
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 30, 2018Deed of Trust, Mortgage · Construction Mortgage
THE MISSOURI BANK
Feb 28, 2022Deed of Trust, Mortgage · Stand-Alone Second Mortgage
MISSOURI VALLEY FCU
Nov 15, 2019Deed of Trust, Mortgage
STIFEL BK&TR

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 6, 2005 · Amount on Record
Deed SaleMay 6, 2005 · Amount on Record
Prior SaleMay 4, 2004 · Amount on Record
Deed Document Number2005406790
Deed Book / Page4171 / 241
Prior Transfer DateJun 4, 2004
Prior Transfer Doc0000557950
Record UpdatedOct 29, 2026

August 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST CHARLES MO
Property Address4789 SEEBURGER RD, SAINT CHARLES, MO 63301-6173
Transaction TypeMortgage
Record UpdatedOct 21, 2022
Title CompanyUS TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000498100
DateAug 30, 2018
Book Page6970/0907
Instrument20180830000498100
Lender
NameTHE MISSOURI BANK
TypeBank
AddressWENTZVILLE, MO 63385
Agreement
TypeConstruction Mortgage
AmountAmount Recorded

February 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST CHARLES MO
Property Address4789 SEEBURGER RD, SAINT CHARLES, MO 63301-6173
Transaction TypeMortgage
Record UpdatedOct 21, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 1543, SAINT PETERS, MO 63376-0028

Mortgage

Document Number0000011380
DateFeb 28, 2022
Instrument2022R-011380
Lender
NameMISSOURI VALLEY FCU
TypeCredit Union
AddressSAINT PETERS, MO 63376
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term180 Months
DueFeb 15, 2037

November 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST CHARLES MO
Property Address4789 SEEBURGER RD, SAINT CHARLES, MO 63301-6173
Document Number0071870856
Instrument DateNov 15, 2019
Transaction TypeMortgage
Record UpdatedDec 11, 2019
Title CompanyINVESTORS TITLE COMPANY, INVESTORS TITLE CO.

Transferred To (Grantee/Buyer)

NameVerified Name
Address4789 SEEBURGER RD ST CHARLES MO 633016173, ST CHARLES, MO 63301-6173

Mortgage

Document Number0071870856
DateNov 22, 2019
Book Page007187/000856
Instrument673110
Lender
NameSTIFEL BK&TR
TypeBank
AddressST LOUIS, MO 63141
Agreement
AmountAmount Recorded
Term360 Months
DueNov 21, 2049

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

TypeName
StateMissouri
CountySt. Charles County
Unified School DistrictOrchard Farm R-V School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$110,048 (-)$579,195 (-) Land $35,500 Building $543,695
2025$6,756.00$110,048 (+2.07%)$579,195 (+2.07%) Land $35,500 Building $543,695
2023$107,815
2022$567,454 Land $35,500 Building $531,954

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 132 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies132 in force
Nearby Flood Claims1,900 (1978–2026)
Claims Outside the SFHA82 of 1,900
Most Recent ClaimApr 2026 · rainfall accumulation
Claims by Event
  • Severe Storms, Tornadoes, And Flooding, Jun 2019 · 103 claims
  • Severe Storms And Flooding, Jul 2008 · 133 claims
  • Severe Storms & Flooding, Oct 1993 · 657 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 95% of Missouri
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30
Brown Dog Networks
Fixed Wireless
50 / 10

May also be available: Wisper ISP.

Cell Coverage

5G (outdoors only) and 4G LTE

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