4789 N Mount Gilead Rd, Bloomington, IN 47408 Property Records

Monroe County property record for 4789 N Mount Gilead Rd, Bloomington, IN 47408

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 2,948 sqft · built 1951
Lot Size	5.86 acres (255,262 sqft)
Owner	2 Individual Names on File
Tax Bill	$2,725 (2025)
Deeds & Mortgages	Sep 2025 Second Mortgage Jun 2023 Second Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`003-18900-00`

Property Details

APN / Parcel Number

Primary APN	`003-18900-00`
Alternative APN	`53-06-09-300-022.000-003`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	3 Rooms
Stories	1 Story
Building Area	2,948 sqft Living Area
1st Floor Area	1,724 sqft
Attic	Attic
Attic Area	2,448 sqft

Exterior

Year Built	Built 1951
Effective Year Built	Effective 1995
Construction Type	Wood
Roof Material	Asphalt
Lot Area	255,262 sqft (5.86 acres)
Terrain	Rolling
Garage Type	Mixed
Garage Area	2,184 sqft
Parking Spaces	7 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	003-18900-00
Street Address	4789 N MOUNT GILEAD RD
City	BLOOMINGTON
State	IN
Zip	47408-7405
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CR
Legal Description	PT SW SW 9-9-1E 5.86A
Jurisdiction	MONROE IN
Township / Civil Division	BENTON
Census Block Group	1
Census Block	1000
Census Tract	1403

Owner

4789 N Mount Gilead Rd is owned and occupied by two individuals.

Source: Monroe County records, as of June 22, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4789 N MOUNT GILEAD RD, BLOOMINGTON, IN 47408-7405
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 2, 2025	Deed of Trust, Mortgage · Stand-Alone Second Mortgage INDIANA UNIVERSITY CU
Jun 26, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage INDIANA UNIVERSITY CU
Oct 4, 2021	Deed of Trust, Mortgage · Line of Credit INDIANA UNIVERSITY CU
Jan 12, 2017	Deed of Trust, Mortgage · ARM INDIANA UNIVERSITY CU
Nov 5, 2020	Deed of Trust, Mortgage · Conventional Mortgage INDIANA UNIVERSITY CU
Oct 30, 2019	Deed of Trust, Mortgage · Stand-Alone Second Mortgage INDIANA UNIVERSITY CU
Nov 6, 2017	Deed of Trust, Mortgage · Second Mortgage (Down Payment) INDIANA UNIVERSITY CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Sep 20, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE IN
Property Address	4789 N MOUNT GILEAD RD, BLOOMINGTON, IN 47408-7405
Transaction Type	Mortgage
Record Updated	Oct 20, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2025009899
Date	Sep 2, 2025
Instrument	2025009899

Lender

Name	INDIANA UNIVERSITY CU
Type	Credit Union
Address	PO BOX 368, BLOOMINGTON, IN 47402

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	180 Months
Due	Sep 1, 2040

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE IN
Property Address	4789 N MOUNT GILEAD RD, BLOOMINGTON, IN 47408-7405
Transaction Type	Mortgage
Record Updated	Aug 8, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2023006936
Date	Jun 26, 2023
Instrument	2023006936

Lender

Name	INDIANA UNIVERSITY CU
Type	Credit Union
Address	BLOOMINGTON, IN 47402

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	181 Months
Due	Jul 1, 2038

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE IN
Property Address	4789 N MOUNT GILEAD RD, BLOOMINGTON, IN 47408-7405
Transaction Type	Mortgage
Record Updated	Nov 17, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021018995
Date	Oct 4, 2021
Instrument	2021018995

Lender

Name	INDIANA UNIVERSITY CU
Type	Credit Union
Address	BLOOMINGTON, IN 47401

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	180 Months
Due	Oct 3, 2036

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE IN
Property Address	4789 N MOUNT GILEAD RD, BLOOMINGTON, IN 47408-7405
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2017000539
Date	Jan 12, 2017
Instrument	2017000539

Lender

Name	INDIANA UNIVERSITY CU
Type	Credit Union
Address	BLOOMINGTON, IN 47402

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	2.75%
Type Change Date	Feb 1, 2022
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	4.75%
Index	1-Year CMT
Max Rate	7.75%

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE IN
Property Address	4789 N MOUNT GILEAD RD, BLOOMINGTON, IN 47408-7405
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2020018564
Date	Nov 5, 2020
Instrument	2020018564

Lender

Name	INDIANA UNIVERSITY CU
Type	Credit Union
Address	BLOOMINGTON, IN 47402

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2050

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE IN
Property Address	4789 N MOUNT GILEAD RD, BLOOMINGTON, IN 47408-7405
Transaction Type	Mortgage
Record Updated	Nov 27, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2019015784
Date	Oct 30, 2019
Instrument	2019015784

Lender

Name	INDIANA UNIVERSITY CU
Type	Credit Union
Address	BLOOMINGTON, IN 47402

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	181 Months
Due	Nov 1, 2034

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE IN
Property Address	4789 N MOUNT GILEAD RD, BLOOMINGTON, IN 47408-7405
Transaction Type	Mortgage
Record Updated	Dec 19, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	, 2017015632
Date	Nov 6, 2017
Instrument	2017015632

Lender

Name	INDIANA UNIVERSITY CU
Type	Credit Union
Address	BLOOMINGTON, IN 47402

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount on Record
Term	179 Months
Due	Oct 20, 2032

Tax Assessment & Valuation

The 2025 property tax bill for 4789 N Mount Gilead Rd was $2,725, down 2.3% from the year before.

Source: Monroe County assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Monroe County
County Subdivision	Benton Township
Unified School District	Monroe County Community School Corporation (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,725.00 (-2.33%)	$359,100 Land $78,300 Building $280,800	$359,100 Land $78,300 Building $280,800
2024	$2,790.00
2023		$321,600 (+19.29%) Land $70,900 Building $250,700	$321,600 (+19.29%) Land $70,900 Building $250,700
2022	$2,151.00	$269,600 Land $49,600 Building $220,000	$269,600 Land $49,600 Building $220,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4789 N Mount Gilead Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 17, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4789 N Mount Gilead Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 73% of Indiana
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	B&B WATER PROJECT, INC. private · serves 4,695 people · EPA ID IN5253001
Water Source	Purchased surface water from CITY OF BLOOMINGTON UTILITIES
Last State Inspection	May 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
South Central Indiana REMC Fiber	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

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