4789 Calvert Dr, Saint Leonard, MD 20685 Property Records

Calvert County property record for 4789 Calvert Dr, Saint Leonard, MD 20685

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,540 sqft · built 1997
Lot Size	0.185 acres (8,062 sqft)
Owner	Individual Name on Record
Last Sale	$375,000 (Jun 2025)
Tax Bill	$3,073 (2025)
Deeds & Mortgages	Jul 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`01-232746`

Property Details

APN / Parcel Number

Primary APN	`01-232746`
Alternative APNs	`1232746` `232746`

Interior

Full Baths	2 Baths
Stories	2 Stories
Building Area	1,540 sqft Total Area

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	8,062 sqft (0.185 acres)
Deck Area	192 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	232746
Street Address	4789 CALVERT DR
City	SAINT LEONARD
State	MD
Zip	20685-2759
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	TC
Legal Description	LT 14R BLK C PETE GROVER - ST LEONARD
Legal Subdivision	MARYLAND GARDENS
Legal Block	C
Legal Lot Number	14R
Jurisdiction	CALVERT MD
Township / Civil Division	2, PRINCE FREDERICK
Census Block Group	2
Census Block	2032
Census Tract	861100

Owner

Source: Calvert County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4789 CALVERT DR, SAINT LEONARD, MD 20685-2759
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 9, 2025 · Amount on Record
Deed Sale	Jun 9, 2025 · Amount on Record
Prior Sale	Jun 19, 2013 · Amount on Record
Deed Book / Page	6738 / 454
Record Updated	Oct 29, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALVERT MD
Property Address	4789 CALVERT DR, SAINT LEONARD, MD 20685-2759
Transaction Type	Mortgage
Record Updated	Oct 25, 2022
Title Company	2020 TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4789 CALVERT DR, SAINT LEONARD, MD 20685-2759

Mortgage

Document Number	0063170352
Date	Jul 22, 2022
Book Page	6317/352

Lender

Name	AMERISAVE MORTGAGE CORP
Type	Mortgage Company
Address	ATLANTA, GA 30305

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	354 Months
Due	Jan 1, 2052

Tax Assessment & Valuation

Source: Calvert County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Calvert County
Unified School District	Calvert County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$288,700 (+24.44%) Land $87,600 Building $201,100	$288,700 (+24.44%) Land $87,600 Building $201,100
2025	$3,073.00 (+27.51%)
2023	$2,410.00 Homeowner's exemption	$232,000 Land $87,600 Building $144,400	$232,000 Land $87,600 Building $144,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 43% of the US · above 83% of Maryland
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST. LEONARD serves 350 people · EPA ID MD0040013
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 113 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250