4788 Wellesley Dr, Ooltewah, TN 37363 Property Records

Hamilton County property record for 4788 Wellesley Dr, Ooltewah, TN 37363

Property Summary

Property Type	Single Family Home
Details	3 ba · built 2024
Lot Size	0.175 acres (7,629 sqft)
Owner	2 Individual Names on Record
Last Sale	$542,127 (Apr 2026)
Tax Bill	$2,141 (2025)
Deeds & Mortgages	Apr 2026 Sale Feb 2024 Sale & Construction Loan
Flood Zone	Zone X (minimal risk)
APN	`140N D 049`

Property Details

APN / Parcel Number

Primary APN	`140N D 049`
Alternative APN	`0000392344`

Interior

Full Baths	3 Baths
Stories	2 Stories

Exterior

Year Built	Built 2024
Effective Year Built	Effective 2024
Exterior Material	Fiber Cement Siding
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	7,629 sqft (0.175 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	0000392344
Street Address	4788 WELLESLEY DR
City	OOLTEWAH
State	TN
Zip	37363
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 181 WELLESLEY SUB PHASE IV PB 123 PGS 112-114 OUT OF 140 195.04 FOR 2022
Legal Subdivision	WELLESLEY SUB UNIT 3
Legal Phase	4
Legal Lot Number	181
Jurisdiction	HAMILTON TN
Township / Civil Division	7
Census Block Group	3
Census Block	3007
Census Tract	11311

Owner

Source: Hamilton County records, as of May 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4788 WELLESLEY DR, OOLTEWAH, TN 37363
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Apr 27, 2026	Special Warranty Deed, Subdivision Related Transfer HON & KOPET TITLE
Feb 16, 2024	Warranty Deed, Construction Loan · Construction Mortgage BUILTWELL BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 27, 2026 · Amount on Record
Deed Sale	Apr 27, 2026 · Amount on Record
Prior Sale	Feb 16, 2024 · Amount on Record
Deed Document Number	2026104
Deed Book / Page	14275 / 250
Record Updated	Sep 20, 2026

April 2026: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	HAMILTON TN
Recording Date	Apr 27, 2026
Property Address	4788 WELLESLEY DR, OOLTEWAH, TN 37363
Document Number	0000000104
Book / Page	14275 / 250
Instrument Date	Apr 24, 2026
Instrument	2026104
Transaction Type	Subdivision Related Transfer
Record Updated	Aug 28, 2026
Title Company	HON & KOPET TITLE

Transaction

Amount	Amount Recorded
Tax	$202,592.87
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4788 WELLESLEY DR, OOLTEWAH, TN 37363
Investor	Possibly a Property Investor

February 2024: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	HAMILTON TN
Recording Date	Feb 16, 2024
Property Address	4788 WELLESLEY DR, OOLTEWAH, TN 37363-8223
Document Number	0000000071
Book / Page	13513 / 990
Map Reference	MB 123 PG 112-114
Instrument Date	Feb 14, 2024
Instrument	2024021600071
Transaction Type	Construction Loan
Record Updated	Sep 25, 2025
Title Company	TITLE GUARANTY & TRUST CO

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,924.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 399, WINSTON, GA 30187-0399
Investor	Possibly a Property Investor

Mortgage

Document Number	0000000084
Date	Feb 16, 2024
Instrument	2024021600084

Lender

Name	BUILTWELL BANK
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	18 Months
Due	Aug 5, 2025

Interest

Rate Type	Adjustable Rate

Mortgage

Document Number	0000000075
Date	Feb 16, 2024
Book Page	13514/22
Instrument	2024021600075

Lender

Name	BUILTWELL BANK
Type	Bank
Address	CHATTANOOGA, TN 37421

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	18 Months
Due	Aug 5, 2025

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of January 2, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Hamilton County
Municipality	Collegedale City
Unified School District	Hamilton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,141.00 (+539.1%)	$141,275 (+841.83%)	$565,100 (+841.83%) Land $75,000 Building $490,100
2024	$335.00 (-41.02%)	$15,000 (-)	$60,000 (-) Land $60,000
2023	$568.00	$15,000	$60,000 Land $60,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 30, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · above 52% of Tennessee
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EASTSIDE UTILITY DISTRICT serves 59,612 people · EPA ID TN0000219
Water Source	Surface water
Last State Inspection	Jan 2026
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 245 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
EPB Fiber	100,000 / 100,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Verizon.

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