4788 Via Opal, La Mesa, CA 91941 Property Records

San Diego County property record for 4788 Via Opal, La Mesa, CA 91941

Property Summary

Property Type	Single Family Home
Details	4 bd · 4.5 ba · 4,287 sqft
Lot Size	0.69 acres (30,056 sqft)
Owner	Individual Name on Record
Last Sale	$345,000 (Jul 2020)
Tax Bill	$18,334 (2025)
Deeds & Mortgages	Feb 2026 Line of Credit May 2022 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`496-130-25-00`

Property Details

APN / Parcel Number

Primary APN	`496-130-25-00`
Alternative APN	`4961301700`

Interior

Bedrooms	4 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Building Area	4,287 sqft Living Area

Exterior

Architectural Style	Condo/Apartment
Lot Area	30,056 sqft (0.69 acres)
Parking Spaces	2 Parking Spaces

Location & Zoning

Old Parcel Number	4961301700
Street Address	4788 VIA OPAL
City	LA MESA
State	CA
Zip	91941-2800
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR
Legal Description	PAR 3 PAR C-1 PER DOC07-0589441 IN TR PM18110
Legal Subdivision	PARCEL MAP NO 18110
Legal Tract	1018110
Legal Block	1
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	1
Census Block	1000
Census Tract	15200

Owner

Source: San Diego County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	5028 W LAKE TERRACE AVE, SOUTH JORDAN, UT 84009-6194
Owner Type	Individual
Vesting	Sole Owner

Deeds, Mortgages & Sale History

Date	Document
Feb 26, 2026	Deed of Trust, Mortgage · Line of Credit CITIZENS STATE BANK
May 26, 2022	Deed of Trust, Mortgage · Conventional Mortgage BANNER BANK
Jul 31, 2020	Quit Claim Deed, Transfer WFG TITLE COMPANY/CA-SAN DIEGO, WFG TITLE CO/CA-SAN DIEGO
Aug 12, 2020	Affidavit of Death, Transfer WFG TITLE COMPANY/CA-SAN DIEGO, WFG TITLE CO/CA-SAN DIEGO
Jul 31, 2020	Grant Deed, Transfer WFG TITLE CO OF CA SAN DIEGO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 31, 2020 · Amount on Record
Deed Sale	Jul 31, 2020 · Amount on Record
Prior Sale	Jan 23, 2008 · Amount on Record
Deed Document Number	2020423259
Prior Transfer Date	Jul 13, 2020
Prior Transfer Doc	0000449658
Record Updated	Sep 20, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	4788 VIA OPAL, LA MESA, CA 91941-2800
Transaction Type	Mortgage
Record Updated	Mar 5, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TTL SAN DIEGO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000054304
Date	Feb 26, 2026
Instrument	2026-0054304

Lender

Name	CITIZENS STATE BANK
Type	Bank
Address	ROYAL OAK, MI 48073

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Feb 25, 2036

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	4788 VIA OPAL, LA MESA, CA 91941-2800
Transaction Type	Mortgage
Record Updated	Jun 15, 2023
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5028W W LAKE TERRACE AVE, SOUTH JORDAN, UT 84009-6194

Mortgage

Document Number	0000225739
Date	May 26, 2022
Instrument	2022-0225739

Lender

Name	BANNER BANK
Type	Bank
Address	WALLA WALLA, WA 99362

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	373 Months
Due	Jun 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	3.75%
Type Change Date	Jun 1, 2033
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	5.75%
Index	1-Year CMT
Max Rate	8.75%

July 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jul 31, 2020
Property Address	4788 VIA OPAL, LA MESA, CA 91941-2800
Document Number	0000423260
Instrument Date	Jul 28, 2020
Instrument	423260
Transaction Type	Transfer
Record Updated	Aug 11, 2020
Title Company	WFG TITLE COMPANY/CA-SAN DIEGO, WFG TITLE CO/CA-SAN DIEGO

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	5028 W LAKE TERRACE AVE SOUTH JORDAN UT 840096194, SOUTH JORDAN, UT 84009-6194

August 2020: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	SAN DIEGO CA
Recording Date	Aug 12, 2020
Property Address	4788 VIA OPAL, LA MESA, CA 91941-2800
Document Number	0000449658
Instrument Date	Jul 13, 2020
Instrument	449658
Transaction Type	Transfer
Record Updated	Aug 21, 2020
Title Company	WFG TITLE COMPANY/CA-SAN DIEGO, WFG TITLE CO/CA-SAN DIEGO

Transaction

Tax	$0.00
Amount Accuracy	Full Value
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2540 NORTHSIDE DR #217 SAN DIEGO CA 921086755, 217, SAN DIEGO, CA 92108-6755

July 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jul 31, 2020
Property Address	4788 VIA OPAL, LA MESA, CA 91941-2800
Document Number	0000423259
Instrument Date	Jul 1, 2020
Instrument	2020-0423259
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	WFG TITLE CO OF CA SAN DIEGO

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5028 W LAKE TERRACE AVE, SOUTH JORDAN, UT 84009-6194

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 21, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Secondary School District	Grossmont Union High School District (09 - 12)
Elementary School District	La Mesa-Spring Valley School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$2,125,106 (+38.68%) Land $421,706 Building $1,703,400
2025	$18,334.00 (+316.68%)	$1,532,338 (+326.91%) Land $373,438 Building $1,158,900
2023	$4,400.00 (+1.1%)	$358,938 Land $358,938
2022	$4,352.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2007)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Dec 2007 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 96% of California
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HELIX WATER DISTRICT serves 277,918 people · EPA ID CA3710010
Water Source	Surface water
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 277 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: GeoLinks, Verizon.

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