Bedford County property record for 4787 Patterson Mill Rd, Bedford, VA 24523 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 1900 |
| Square Footage | 2,783 sqft Living Area |
| Lot Size | 355,885 sqft (8.17 acres) |
| Last Sale | $258,000 (2017) |
| Tax Bill | $1,357.00 (2026) |
| Primary APN | 90 A 57 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Building Area | 2,783 sqft Living Area |
| Stories | 2 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Exterior Material | Aluminum/Vinyl Exterior |
| Construction Type | Wood Construction |
| Foundation Type | No Foundation Foundation |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Metal Roof |
| Lot Area | 355,885 sqft (8.17 acres) |
| Deck Area | 315 sqft Deck |
| Porch | 1 Porch |
| Porch Area | 610 sqft Porch |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | Forced Air with Air Conditioning Heating |
| Street Address | 4787 PATTERSON MILL RD |
|---|---|
| City | BEDFORD |
| State | VA |
| Zip | 24523-6694 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | BIG OTTER |
| Legal Subdivision | BIG OTTER |
| Jurisdiction | BEDFORD VA |
| Minor Civil Division | 7 |
| Census Blockgroup | 2 |
| Census Block | 2011 |
| Census Tract | 30401 |
Source: Bedford County records · APN 90 A 57
Assessment roll updated July 23, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4819 PATTERSON MILL RD, BEDFORD, VA 24523-3880 |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Aug 27, 2019 | Deed of Trust, Mortgage · Line of Credit MEMBER ONE FEDERAL CREDIT UNION |
| Aug 03, 2017 | Warranty Deed, Transfer · Conventional Mortgage BANK OF THE JAMES INC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Aug 03, 2017 · Amount on Record |
| Deed Sale | Aug 03, 2017 · Amount on Record |
| Deed Doc Number | 20177190 |
| Last Transfer Date | Mar 05, 2025 |
| Transfer Doc | 0000001713 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BEDFORD VA |
| Property Address | 4787 PATTERSON MILL RD, BEDFORD, VA 24523-6694 |
| Transaction Type | Mortgage |
| Record Updated | Dec 22, 2021 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|
| Document Number | 0190007853 |
|---|---|
| Date | Aug 27, 2019 |
| Instrument | 190007853 |
| Name | MEMBER ONE FEDERAL CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 298 Months |
| Due | Jun 27, 2044 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BEDFORD VA |
| Recording Date | Aug 03, 2017 |
| Property Address | 4787 PATTERSON MILL RD, BEDFORD, VA 24523-6694 |
| Document Number | 170007190 |
| Instrument Date | Jul 25, 2017 |
| Instrument | 170007190 |
| Transaction Type | Transfer |
| Record Updated | Sep 02, 2021 |
| Title Company | NOT AVAILABLE, RELIANCE TITLE & STLMNT LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 170007191 |
|---|---|
| Date | Aug 03, 2017 |
| Instrument | 170007191 |
| Name | BANK OF THE JAMES INC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Bedford County records · Assessment roll updated July 23, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Bedford County |
| Unified School District | Bedford County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,357.00 (+10.59%) | $331,100 (+121.25%) Land $89,700 Building $241,400 | |
| 2023 | $1,227.00 Additional exemption filed | $149,650 | $331,100 Land $89,700 Building $241,400 |
4787 Patterson Mill Rd is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Moderate risk).
Source: FEMA National Flood Hazard Layer · Bedford County (51019C), updated September 29, 2010
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Moderate 44th percentile of exposed land nationally · 71st in Virginia |
|---|---|
| Wildfire Likelihood | Moderate — about 1 in 1,429 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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