4787 E Rugby Trl, Hernando, FL 34442 Property Records

Citrus County property record for 4787 E Rugby Trl, Hernando, FL 34442 · Last verified April 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	2 Beds
Bathrooms	2.5 Baths
Year Built	Built 2019
Square Footage	1,650 sqft Living Area
Lot Size	20,693 sqft (0.475 acres)
Occupancy	Owner Occupied
Last Sale	$470,500 (2026)
Tax Bill	$2,454.00 (2024)

Owner

Source: Citrus County records · APN 19E-18S-24-21430

Assessment roll updated December 3, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	4787 E RUGBY TRL, HERNANDO, FL 34442-4387
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity
Vesting	Husband And Wife

Deeds, Mortgages & Sale History

Date	Document
Jan 15, 2026	Warranty Deed, Transfer UNKNOWN, RED DOOR TITLE GROUP LLC
Oct 16, 2018	Deed of Trust, Mortgage · Building or Construction Mortgage BRANNEN BANK
May 10, 2018	Warranty Deed, Transfer AMERICAN TITLE SERVICES CITRUS COMPANY

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jan 15, 2026 · Amount on Record
Deed Sale	Jan 15, 2026 · Amount on Record
Prior Sale	May 10, 2018 · Amount on Record
Deed Doc Number	20262694
Deed Book / Page	3635 / 819
Prior Transfer Date	Jun 04, 2020
Prior Transfer Doc	0030650892
Record Refreshed	Jun 08, 2026

January 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CITRUS FL
Recording Date	Jan 15, 2026
Property Address	4787 E RUGBY TRL, HERNANDO, FL 34442-4387
Document Number	0036350819
Book / Page	3635 / 819
Map Reference	MB 2 PG 19-23
Instrument Date	Jan 12, 2026
Instrument	2026002694
Transaction Type	Transfer
Record Updated	Feb 03, 2026
Title Company	UNKNOWN, RED DOOR TITLE GROUP LLC

Transaction

Amount	Amount Recorded
Tax	$3,293.50
Amount Accuracy	Rounded Values by County
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2200 WALSH DR, ROUND ROCK, TX 78681-1400

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4787 E RUGBY TRL, HERNANDO, FL 34442-4387

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CITRUS FL
Property Address	4787 E RUGBY TRL, HERNANDO, FL 34442-4387
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0029330371
Date	Oct 16, 2018
Book Page	2933/0371
Instrument	2018052133

Lender

Name	BRANNEN BANK
Type	Bank
Address	INVERNESS, FL 34451

Agreement

Type	Building or Construction Mortgage
Amount	Amount Recorded
Term	372 Months
Due	Oct 02, 2049

Interest

Rate Type	Adjustable Rate

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CITRUS FL
Recording Date	May 10, 2018
Property Address	4787 E RUGBY TRL, HERNANDO, FL 34442-4387
Document Number	0028991378
Book / Page	002899 / 001378
Instrument Date	May 09, 2018
Instrument	23437
Transaction Type	Transfer
Record Updated	Jun 01, 2018
Title Company	AMERICAN TITLE SERVICES CITRUS COMPANY

Transaction

Amount	Amount Recorded
Tax	$350.00
Amount Accuracy	Confirmed

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband And Wife
Address	4711 KNOLLWOOD CIR ROUND ROCK TX 786811412, ROUND ROCK, TX 78681-1412

Tax Assessment & Valuation

Source: Citrus County records · Assessment roll updated December 3, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Florida
County	Citrus County
Unified School District	Citrus County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,579.00 (+5.09%) Homeowner's exemption Veteran's exemption	$206,190 (-37.12%)	$314,756 (-4.02%) Land $38,000 Building $276,756
2024	$2,454.00 (+2.68%) Homeowner's exemption Senior Citizen's exemption Additional exemption filed	$327,930 (+1.13%) Land $38,000 Building $289,930	$327,930 (+1.13%) Land $38,000 Building $289,930
2023	$2,390.00 (+6.98%) Homeowner's exemption Senior Citizen's exemption Additional exemption filed	$324,254 (+19.38%) Land $38,000 Building $286,254	$324,254 (+19.38%) Land $38,000 Building $286,254
2022	$2,234.00 Homeowner's exemption Senior Citizen's exemption Additional exemption filed	$271,614 Land $38,000 Building $233,614	$271,614 Land $38,000 Building $233,614

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Citrus County (12017C), updated January 14, 2021 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood Zone	Zone AE
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Special Flood Hazard Area	Yes
Flood Insurance Requirement	Required (federally backed mortgages)
Floodway	No
Base Flood Elevation	41.3 ft

Wildfire

Wildfire Risk	High above 84% of the US · above 75% of Florida
Wildfire Likelihood	About 1 in 165 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN	`19E-18S-24-21430`
Alternative APNs	`19E-18S-24-0000-21430` `2418S19E21430` `1613132`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Partial Baths	1 Partial Baths
Building Area	1,650 sqft Living Area
Gross Area	2,475 sqft Gross Area
1st Floor	1,650 sqft 1st Floor
Stories	1 Stories
Primary Flooring	Concrete/Cement Flooring

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Architectural Style	Modular Style
Exterior Material	Combination Exterior
Construction Type	Wood Construction
Roof Construction	Hip Roof Construction
Roof Material	Fiberglass Roof
Lot Area	20,693 sqft (0.475 acres)
Depth X Width	157 ft x 109 ft Depth x Width
Parking Spaces	5 Parking Spaces
Garage Type	Attached Garage
Garage Area	525 sqft Garage

Exterior Amenities

Patio Area	204 sqft Patio
Porch	Finished/Screened Porch
Porch Area	335 sqft Porch
Utility Building	100 sqft Utility Building

Utilities and HVAC

Cooling System	HVAC Cooling
Heating System	Heat Pump Heating
Heating Fuel	Electric Heating Fuel
Sewage	Septic Sewage
Water Source	Well Water Source

Location & Zoning

Account Number	1613132
Street Address	4787 E RUGBY TRL
City	HERNANDO
State	FL
Zip	34442-4387
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	PT OF SE1/4 AKA GL 2 & 3 OF SEC 24 AKA LT 3 BLK 3 PARSONS PT ADD TO HERNANDO ---&--- PT OF SE1/4 AKA GL 2 & 3 OF SEC 24 AKA LT 2 BLK 3 PARSONS PT ADD TO HERNANDO
Legal Range	19E
Legal Township	18S
Legal Section	24
Legal Subdivision	UNREC TRACTS IN 24-18S-19E
Legal Block	3
Legal Lot Number	3
Jurisdiction	CITRUS FL
Minor Civil Division	INVERNESS
Census Blockgroup	3
Census Block	3001
Census Tract	450800

4787 E Rugby Trl, Hernando, FL 34442 Property Records

Property Highlights

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

January 2026: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

October 2018: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

May 2018: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood & Wildfire

Flood

Wildfire

Property Details

APN / Parcel Number

Interior

Exterior

Exterior Amenities

Utilities and HVAC

Location & Zoning

Nearby Properties on E Rugby Trl

Nearby Streets

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