Anoka County property record for 4787 146th Ave NE, Andover, MN 55304
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,731 sqft · built 2022 |
| Lot Size | 0.873 acres (38,045 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $200,000 (Dec 2021) |
| Tax Bill | $7,431 (2026) |
| Deeds & Mortgages | Mar 2023 Second Mortgage Apr 2022 Construction Loan + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 25-32-23-14-0021 |
| Primary APN | 25-32-23-14-0021 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 2 Stories |
| Building Area | 2,731 sqft Living Area |
| Year Built | Built 2022 |
|---|---|
| Effective Year Built | Effective 2022 |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 38,045 sqft (0.873 acres) |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 4787 146TH AVE NE |
|---|---|
| City | ANDOVER |
| State | MN |
| Zip | 55304-5746 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 14 BLOCK 2 HIDDEN FOREST EAST 3RD ADD |
| Legal Range | 23W |
| Legal Township | 32N |
| Legal Section | 25 |
| Legal Subdivision | HIDDEN FOREST EAST 3RD ADD |
| Legal Block | 2 |
| Legal Lot Number | 14 |
| Jurisdiction | ANOKA MN |
| Township / Civil Division | HAM LAKE |
| Census Block Group | 1 |
| Census Block | 1021 |
| Census Tract | 50216 |
Source: Anoka County records, as of May 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 2245 BUNKER LAKE BLVD NE, ANDOVER, MN 55304-7128 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 2, 2023 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage AFFINITY PLUS FCU |
| Apr 18, 2022 | Deed of Trust, Mortgage · Construction Mortgage US BANK NA |
| Dec 20, 2021 | Warranty Deed, Transfer · Conventional Mortgage US BANK NA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 20, 2021 · Amount on Record |
| Deed Sale | Dec 20, 2021 · Amount on Record |
| Deed Document Number | 2021596478002 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ANOKA MN |
| Property Address | 4787 146TH AVE NE, ANDOVER, MN 55304-5746 |
| Transaction Type | Mortgage |
| Record Updated | May 23, 2023 |
| Name | Verified Name |
|---|
| Document Number | T608362001 |
|---|---|
| Date | Mar 2, 2023 |
| Instrument | T608362.001 |
| Name | AFFINITY PLUS FCU |
|---|---|
| Type | Credit Union |
| Address | SAINT PAUL, MN 55107 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 179 Months |
| Due | Feb 20, 2038 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ANOKA MN |
| Property Address | 4787 146TH AVE NE, ANDOVER, MN 55304-5746 |
| Transaction Type | Mortgage |
| Record Updated | May 23, 2023 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | T600401001 |
|---|---|
| Date | Apr 18, 2022 |
| Instrument | T600401.001 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | OWENSBORO, KY 42301 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ANOKA MN |
| Recording Date | Dec 20, 2021 |
| Property Address | 4787 146TH AVE NE, ANDOVER, MN 55304-5746 |
| Document Number | T596478002 |
| Instrument Date | Dec 16, 2021 |
| Instrument | T596478.002 |
| Transaction Type | Transfer |
| Record Updated | May 23, 2023 |
| Title Company | THE TITLE GROUP INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $660.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 2245 BUNKER LAKE BLVD NE, HAM LAKE, MN 55304-7128 |
| Investor | Possibly a Property Investor |
| Document Number | T596478003 |
|---|---|
| Date | Dec 20, 2021 |
| Instrument | T596478.003 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.62% |
| Type Change Date | Jan 1, 2025 |
| Change Frequency | Annually |
| Min Rate At Change | 3.25% |
| Max Rate At Change | 6.62% |
| Index | 1-Year CMT |
| Max Rate | 10.6% |
Source: Anoka County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Anoka County |
| Municipality | Ham Lake City |
| Unified School District | Anoka-Hennepin Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $7,431.00 (+14.59%) Homeowner's exemption | $870,000 (+18.03%) Land $280,300 Building $589,700 | $870,000 (+18.03%) Land $280,300 Building $589,700 |
| 2024 | $6,485.00 | $737,100 Land $204,200 Building $532,900 | $737,100 Land $204,200 Building $532,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 30, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 51% of the US · above 79% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 63 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CenturyLink Fiber | 2,000 / 1,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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