4786 Whitcomb St, Gary, IN 46408 Property Records

Lake County property record for 4786 Whitcomb St, Gary, IN 46408

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 928 sqft · built 1955
Lot Size0.185 acres (8,102 sqft)
OwnerIndividual Name on File
Tax Bill$1,654 (2024)
Deeds & MortgagesOct 2022 Mortgage
Sep 2022 Transfer
Flood ZoneZone X (minimal risk)
APN001-01-39-0477-0028

Property Details

APN / Parcel Number

Primary APN001-01-39-0477-0028
Alternative APNs
  • 45-08-31-178-014.000-001
  • 013904770028

Interior

Bedrooms2 Beds
Full Baths1 Bath
Plumbing Fixtures5 Plumbing Fixtures
Total Rooms2 Rooms
Stories1 Story
Building Area928 sqft Living Area
Basement Area912 sqft

Exterior

Year BuiltBuilt 1955
Construction TypeWood
Roof MaterialAsphalt
Lot Area8,102 sqft (0.185 acres)
Lot Dimensions135 ft deep x 60 ft wide
Shed1 Shed
Shed Area130 sqft

Utilities, Heating & Cooling

Heating SystemCentral
SewerConnected

Location & Zoning

Account Number001-01-39-0477-0028
Old Parcel Number013904770028
Street Address4786 WHITCOMB ST
CityGARY
StateIN
Zip46408-4061
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSUNNY ACRES S.60FT OF E.135FT. L.1 TRACT B.
Legal SubdivisionSUNNY ACRES
Legal TractB
Legal Lot Number1
JurisdictionLAKE IN
Township / Civil DivisionCALUMET
Census Block Group2
Census Block2008
Census Tract41400

Owner

4786 Whitcomb St is owned by an individual who acquired it in September 2022.

Source: Lake County records, as of March 18, 2026

Owner of RecordIndividual Name on File
Co-ownerCo-owner on File
Mailing Address4825 RALSTON PL, GRIFFITH, IN 46319-2518
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Oct 13, 2022Deed of Trust, Mortgage · Conventional Mortgage
MEMBERS SOURCE CU
Sep 14, 2022Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names2 Names on Deed
Last Transfer DateSep 14, 2022
Transfer Doc0000032636
Record UpdatedJun 8, 2026

October 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLAKE IN
Property Address4786 WHITCOMB ST, GARY, IN 46408-4061
Transaction TypeMortgage
Record UpdatedOct 24, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000035868
DateOct 13, 2022
Instrument2022-035868
Lender
NameMEMBERS SOURCE CU
TypeCredit Union
AddressMERRILLVILLE, IN 46410
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term180 Months
DueOct 15, 2037

September 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionLAKE IN
Recording DateSep 14, 2022
Property Address4786 WHITCOMB ST, GARY, IN 46408-4061
Document Number0000032636
Map ReferenceMB 28 PG 43
Instrument DateSep 12, 2022
Instrument2022-032636
Transaction TypeTransfer
Record UpdatedSep 22, 2022

Transaction

Tax$0.00
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address4786 WHITCOMB ST, GARY, IN 46408-4061

Tax Assessment & Valuation

Source: Lake County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateIndiana
CountyLake County
County SubdivisionCalumet Township
Unified School DistrictLake Ridge Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$90,500 Land $11,300 Building $79,200$90,500 Land $11,300 Building $79,200
2024$1,654.00
2023$78,500 (-1.01%) Land $11,800 Building $66,700$78,500 (-1.01%) Land $11,800 Building $66,700
2022$213.00$79,300 Land $11,700 Building $67,600$79,300 Land $11,700 Building $67,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4786 Whitcomb St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2000.

Source: FEMA National Flood Hazard Layer, effective October 16, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (2000)
Claims Outside the SFHA1 of 1
Most Recent ClaimJun 2000 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4786 Whitcomb St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 73% of Indiana
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 140 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless · DSL · Fiber in parts of the area
100 / 20

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