4786 Sun Valley Rd, Del Mar, CA 92014 Property Records

San Diego County property record for 4786 Sun Valley Rd, Del Mar, CA 92014

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 4,059 sqft · built 1996
Lot Size	1 acres (43,560 sqft)
Owner	2 Individual Names on Record
Last Sale	$2,100,000 (Aug 2019)
Tax Bill	$24,924 (2025)
Deeds & Mortgages	Jun 2026 Line of Credit May 2023 Line of Credit + 4 more
Flood Zone	Zone X (minimal risk)
APN	`302-041-32-00`

Property Details

APN / Parcel Number

Primary APN	`302-041-32-00`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Building Area	4,059 sqft Living Area

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Lot Area	43,560 sqft
Parking Spaces	3 Parking Spaces

Location & Zoning

Street Address	4786 SUN VALLEY RD
City	DEL MAR
State	CA
Zip	92014-4223
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	SEC 6-14-3W LOT 1 (EX RD)PAR A PER ROS 9366 IN
Legal Range	03W
Legal Township	14
Legal Section	06
Legal Subdivision	RANCHO SANTA FE
Legal Block	2
Legal Lot Number	1
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	2
Census Block	2002
Census Tract	17306

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4786 SUN VALLEY RD, DEL MAR, CA 92014-4223
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Jun 10, 2026	Deed of Trust, Mortgage · Line of Credit U S BANK N A
May 9, 2023	Deed of Trust, Mortgage · Line of Credit US BANK NA
Feb 22, 2022	Deed of Trust, Mortgage · Conventional Mortgage US BANK NA
Nov 7, 2019	Deed of Trust, Mortgage · Line of Credit US BANK NA
Jul 30, 2020	Deed of Trust, Mortgage · Conventional Mortgage US BANK NA
Aug 9, 2019	Grant Deed, Transfer · ARM US BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 9, 2019 · Amount on Record
Deed Sale	Aug 9, 2019 · Amount on Record
Prior Sale	Apr 8, 2016 · Amount on Record
Deed Document Number	2019336124
Prior Transfer Date	Aug 2, 1994
Prior Transfer Doc	0000477087
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Recording Date	Jun 10, 2026
Property Address	4786 SUN VALLEY RD, DEL MAR, CA 92014-4223
Document Number	0000166256
Instrument Date	May 26, 2026
Instrument	2026166256
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4786 SUN VALLEY RD, DEL MAR, CA 92014-4223

Mortgage

Document Number	0000166256,
Date	Jun 10, 2026
Instrument	2026166256

Lender

Name	U S BANK N A

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate	6.3%
Max Rate	-1%

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	4786 SUN VALLEY RD, DEL MAR, CA 92014-4223
Transaction Type	Mortgage
Record Updated	May 19, 2023
Title Company	RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4786 SUN VALLEY RD, DEL MAR, CA 92014-4223

Mortgage

Document Number	0000120225
Date	May 9, 2023
Instrument	2023-0120225

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	May 15, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	4786 SUN VALLEY RD, DEL MAR, CA 92014-4223
Transaction Type	Mortgage
Record Updated	Mar 2, 2022
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4786 SUN VALLEY RD, DEL MAR, CA 92014-4223

Mortgage

Document Number	0000078598
Date	Feb 22, 2022
Instrument	2022-0078598

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2052

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	4786 SUN VALLEY RD, DEL MAR, CA 92014-4223
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000512298
Date	Nov 7, 2019
Instrument	2019-0512298

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Oct 14, 2049

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	4786 SUN VALLEY RD, DEL MAR, CA 92014-4223
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000417965
Date	Jul 30, 2020
Instrument	2020-0417965

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	358 Months
Due	May 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	2.87%
Type Change Date	May 1, 2030
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	7.87%
Index	1-Year CMT
Max Rate	7.87%

August 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Aug 9, 2019
Property Address	4786 SUN VALLEY RD, DEL MAR, CA 92014-4223
Document Number	0000336124
Map Reference	MAP 1742
Instrument Date	Jul 1, 2019
Instrument	2019-0336124
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	4786 SUN VALLEY RD, DEL MAR, CA 92014-4223

Mortgage

Document Number	0000336125
Date	Aug 9, 2019
Instrument	2019-0336125

Lender

Name	US BANK NA
Type	Mortgage Company

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	3.12%
Type Change Date	Sep 1, 2029
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	8.12%
Index	1-Year CMT
Max Rate	8.12%

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Secondary School District	San Dieguito Union High School District (07 - 12)
Elementary School District	Solana Beach Elementary School District (KG - 06)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$2,378,999 (+2%) Land $1,561,724 Building $817,275
2025	$24,924.00 (+5.81%)	$2,332,352 (+5.66%) Land $1,531,102 Building $801,250
2023	$23,555.00 (+1.6%)	$2,207,473 Land $1,471,649 Building $735,824
2022	$23,184.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	2 (1998–2010)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jan 2010 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SANTA FE I.D. serves 21,539 people · EPA ID CA3710023
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 121 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
San Diego Broadband Fixed Wireless	500 / 100

May also be available: Race Communications, T-Mobile, Verizon.

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