4786 Simpson Ln, Richmond, KY 40475 Property Records

Madison County property record for 4786 Simpson Ln, Richmond, KY 40475

Property Summary

Property Type	Single Family Home
Lot Size	4.66 acres (202,990 sqft)
Owner	2 Individual Names on Record
Last Sale	$270,000 (Aug 2020)
Tax Bill	$2,546 (2025)
Deeds & Mortgages	Aug 2020 Sale & Mortgage Aug 2020 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`0064-0000-0001-B`

Property Details

APN / Parcel Number

Primary APN	`0064-0000-0001-B`
Alternative APNs	`129856` `92693` `59658`

Exterior

Lot Area	202,990 sqft (4.66 acres)

Location & Zoning

Account Number	59658
Street Address	4786 SIMPSON LN
City	RICHMOND
State	KY
Zip	40475-7931
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	4.66 ACRES
Legal Subdivision	BATTLEFIELD ESTATES
Jurisdiction	MADISON KY
Township / Civil Division	BOONESBOROUGH-WHITE HALL
Census Block Group	1
Census Block	1010
Census Tract	10104

Owner

Source: Madison County records, as of December 9, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4786 SIMPSON LN, RICHMOND, KY 40475-7931
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 5, 2020	Deed, Transfer · Conventional Mortgage STOCKTON MORTGAGE CORP
Aug 5, 2020	Intrafamily Transfer, Transfer
Aug 27, 2019	Intrafamily Transfer, Transfer
Jul 3, 2018	Deed, Transfer · FHA Mortgage ARK-LA-TEX FINANCE SERVICES LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 5, 2020 · Amount on Record
Deed Sale	Aug 5, 2020 · Amount on Record
Prior Sale	Jul 3, 2018 · Amount on Record
Deed Document Number	202014017392
Deed Book / Page	791 / 736
Prior Transfer Date	Jul 7, 2020
Prior Transfer Doc	D00791/733
Record Updated	Sep 20, 2026

August 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	MADISON KY
Recording Date	Aug 5, 2020
Property Address	4786 SIMPSON LN, RICHMOND, KY 40475-7931
Document Number	D00791/736
Book / Page	D00791 / 736
Instrument Date	Jul 15, 2020
Instrument	2014017392
Transaction Type	Transfer
Record Updated	Feb 17, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$270.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4786 SIMPSON LN, RICHMOND, KY 40475-7931

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	4786 SIMPSON LN, RICHMOND, KY 40475-7931

Mortgage

Document Number	2014017393
Date	Aug 5, 2020
Instrument	2014017393

Lender

Name	STOCKTON MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2050

August 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MADISON KY
Recording Date	Aug 5, 2020
Property Address	4786 SIMPSON LN, RICHMOND, KY 40475-7931
Document Number	D00791/733
Book / Page	D00791 / 733
Instrument Date	Jul 7, 2020
Instrument	2014017391
Transaction Type	Transfer
Record Updated	Feb 17, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	112 BUCKWOOD DR, RICHMOND, KY 40475-2222

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	4786 SIMPSON LN, RICHMOND, KY 40475-7931

August 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MADISON KY
Recording Date	Aug 27, 2019
Property Address	4786 SIMPSON LN, RICHMOND, KY 40475-7931
Document Number	D00777/548
Book / Page	D00777 / 548
Map Reference	CAB 21 SL 271
Instrument Date	Aug 20, 2019
Instrument	2013997646
Transaction Type	Transfer
Record Updated	Feb 17, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	146 GENERAL NELSON DR, RICHMOND, KY 40475-8698

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4786 SIMPSON LN, RICHMOND, KY 40475-7931

July 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	MADISON KY
Recording Date	Jul 3, 2018
Property Address	4786 SIMPSON LN, RICHMOND, KY 40475-7931
Document Number	D00761/427
Book / Page	D00761 / 427
Instrument Date	Jun 29, 2018
Instrument	2013978188
Transaction Type	Transfer
Record Updated	Feb 17, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$272.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	199 SUMMER BREEZE LN, NEW TAZEWELL, TN 37825-2052

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4786 SIMPSON LN, RICHMOND, KY 40475-7931

Mortgage

Document Number	2013978189
Date	Jul 3, 2018
Instrument	2013978189

Lender

Name	ARK-LA-TEX FINANCE SERVICES LLC
Type	Lending Institution

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2048

Tax Assessment & Valuation

Source: Madison County assessment roll, as of December 9, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Madison County
Unified School District	Madison County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,546.00 (-2.79%)	$270,000 (-)	$270,000 (-)
2023	$2,619.00	$270,000	$270,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MADISON CO UTILITIES DISTRICT serves 25,120 people · EPA ID KY0760224
Water Source	Purchased surface water from RICHMOND UTILITIES
Last State Inspection	Nov 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Jun 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 37 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000

May also be available: Spectrum, Verizon.

Nearby Properties on Simpson Ln

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