4786 SE Horizon Ave, Stuart, FL 34997 Property Records

Martin County property record for 4786 SE Horizon Ave, Stuart, FL 34997

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,553 sqft · built 2021
Lot Size	0.174 acres (7,579 sqft)
Owner	2 Trust Names on File
Last Sale	$462,000 (Jul 2023)
Tax Bill	$6,792 (2025)
Deeds & Mortgages	Jul 2023 Sale Oct 2022 Second Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`51-38-41-001-164-0009.0-1-0000`

Property Details

APN / Parcel Number

Primary APN	`51-38-41-001-164-0009.0-1-0000`
Alternative APNs	`51-38-41-001-164-00090-1` `41209`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,553 sqft Living Area
Gross Area	1,853 sqft
1st Floor Area	1,553 sqft
Elevator	Elevator

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Exterior Material	Stucco
Construction Type	Concrete Block
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	7,579 sqft (0.174 acres)
Garage Type	Attached
Garage Area	300 sqft
Porch	Open Concrete/Masonry Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	41209
Street Address	4786 SE HORIZON AVE
City	STUART
State	FL
Zip	34997-8876
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2A
Legal Description	PORT SALERNO LOT 9 BLK 164
Legal Range	41E
Legal Township	38S
Legal Section	51
Legal Subdivision	PORT SALERNO
Legal Block	164
Legal Lot Number	9
Jurisdiction	MARTIN FL
Township / Civil Division	PORT SALERNO-HOBE SOUND
Census Block Group	1
Census Block	1028
Census Tract	1200

Owner

4786 SE Horizon Ave is held in a trust since July 2023.

Source: Martin County records, as of September 29, 2026

Owner of Record	2 Trust Names on File
Mailing Address	14494 PEACE RIVER WAY, WEST PALM BEACH, FL 33418-8680
Owner Type	Company
Vesting	Trust, Irrevocable Living Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 11, 2023	Warranty Deed, Transfer FIRST INTERNATIONAL TITLE
Oct 31, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage TRUIST BANK
May 18, 2021	Warranty Deed, Transfer · Conventional Mortgage QUICKEN LOANS LLC
Oct 19, 2020	Quit Claim Deed, Transfer NWG LAND DEV LLC
Jun 8, 2020	Warranty Deed, Transfer SOUTH FLORIDA TITLE, SOUTH FLORIDA TITLE SVCS INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 11, 2023 · Amount on File
Deed Sale	Jul 11, 2023 · Amount on File
Prior Sale	May 18, 2021 · Amount on File
Deed Document Number	20233025759
Deed Book / Page	3385 / 1349
Prior Transfer Date	Oct 8, 2020
Prior Transfer Doc	0002844368
Record Updated	Oct 29, 2026

July 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARTIN FL
Recording Date	Jul 11, 2023
Property Address	4786 SE HORIZON AVE, STUART, FL 34997-8876
Document Number	0033851349
Book / Page	3385 / 1349
Map Reference	MB 1 PG 132
Instrument Date	Jul 11, 2023
Instrument	3025759
Transaction Type	Transfer
Record Updated	Aug 3, 2023
Title Company	FIRST INTERNATIONAL TITLE

Transaction

Amount	Amount on Record
Tax	$3,234.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4786 SE HORIZON AVE, STUART, FL 34997-8876

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Irrevocable Living Trust
Address	14494 PEACE RIVER WAY, WEST PALM BEACH, FL 33418-8680

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARTIN FL
Property Address	4786 SE HORIZON AVE, STUART, FL 34997-8876
Transaction Type	Mortgage
Record Updated	Mar 9, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4786 SE HORIZON AVE, STUART, FL 34997-8876

Mortgage

Document Number	0033440017
Date	Oct 31, 2022
Book Page	3344/17
Instrument	2987551

Lender

Name	TRUIST BANK
Type	Bank
Address	WHITEVILLE, NC 28472

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	299 Months
Due	Sep 22, 2047

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARTIN FL
Recording Date	May 18, 2021
Property Address	4786 SE HORIZON AVE, STUART, FL 34997-8876
Document Number	0032250595
Book / Page	3225 / 595
Map Reference	MB 1 PG 132
Instrument Date	May 13, 2021
Instrument	2889415
Transaction Type	Transfer
Record Updated	Mar 9, 2023
Title Company	SOUTH FLORIDA TITLE, SOUTH FLORIDA TITLE SVCS INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,450.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5477 SE RAILWAY AVE, STUART, FL 34997-9107

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	942 SW 27TH ST, PALM CITY, FL 34990-2904

Mortgage

Document Number	0003225596
Date	May 18, 2021
Instrument	3225/596

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2051

October 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MARTIN FL
Recording Date	Oct 19, 2020
Property Address	4786 SE HORIZON AVE, STUART, FL 34997-8876
Document Number	0031661543
Book / Page	003166 / 001543
Instrument Date	Oct 8, 2020
Instrument	2844368
Transaction Type	Transfer
Record Updated	Nov 13, 2020
Title Company	SOUTH FLORIDA TITLE, SOUTH FLORIDA TITLE SVCS INC

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	5477 SE RAILWAY AVE STUART FL 349979107, STUART, FL 34997-9107

Mortgage

Document Number	31661544
Date	Oct 19, 2020
Book Page	003166/001544
Instrument	2844369

Lender

Name	NWG LAND DEV LLC
Address	2190 SW DOVE CANYON WAY, PALM CITY, FL 34990-8800

Agreement

Amount	Amount on Record

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARTIN FL
Recording Date	Jun 8, 2020
Property Address	4786 SE HORIZON AVE, STUART, FL 34997-8876
Document Number	0031332612
Book / Page	003133 / 002612
Instrument Date	Jun 3, 2020
Instrument	2818321
Transaction Type	Transfer
Record Updated	Aug 4, 2020
Title Company	SOUTH FLORIDA TITLE, SOUTH FLORIDA TITLE SVCS INC

Transaction

Amount	Amount on Record
Tax	$210.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5477 SE RAILWAY AVE STUART FL 349979107, STUART, FL 34997-9107

Tax Assessment & Valuation

The 2025 property tax bill for 4786 SE Horizon Ave was $6,792, up 0.4% from the year before.

Source: Martin County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Martin County
Unified School District	Martin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,792.00 (+0.41%)	$401,470 Land $90,000 Building $311,470	$401,470 Land $90,000 Building $311,470
2024	$6,764.00 (+72.73%)
2023	$3,916.00 (+3.79%) Additional exemption filed	$250,711 (+3%)	$338,350 (+11.52%) Land $90,000 Building $248,350
2022	$3,773.00 Homeowner's exemption	$243,409	$303,400 Land $80,000 Building $223,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4786 SE Horizon Ave in Zone X, an area of minimal flood risk, though there have been 7 flood claims nearby since 1995.

Source: FEMA National Flood Hazard Layer, effective April 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	9 in force
Nearby Flood Claims	7 (1995–2014)
Claims Outside the SFHA	7 of 7
Most Recent Claim	Jan 2014 · other causes
Claims by Event	Hurricane Irene, Oct 1999 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4786 SE Horizon Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 95% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MARTIN CO UTILITIES serves 104,105 people · EPA ID FL4431891
Water Source	Groundwater
Last State Inspection	May 2025
Lead	4 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	17 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 247 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · Fiber, DSL in parts of the area	100 / 20

May also be available: Blue Stream, Hotwire Communications, T-Mobile.

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