4786 Old Stake Rd, Chadbourn, NC 28431 Property Records

Columbus County property record for 4786 Old Stake Rd, Chadbourn, NC 28431

Property Summary

Property TypeAgricultural Vacant Land
OwnerIndividual Name on File
Last Sale$145,000 (Jul 2024)
Tax Bill$80 (2025)
Deeds & MortgagesOct 2025 Mortgage
Flood ZoneZone X (minimal risk)
APN0148.00-23-9535.000

Property Details

APN / Parcel Number

Primary APN0148.00-23-9535.000
Alternative APNs
  • 09-03051
  • 09-03470
  • 016552

Location & Zoning

Account Number09-03470
Street Address4786 OLD STAKE RD
CityCHADBOURN
StateNC
Zip28431-8028
Property CategoryAgriculture or Farming
Property TypeVacant Land > Agricultural
Legal DescriptionEUGENE SMITH
JurisdictionCOLUMBUS NC
Township / Civil DivisionWILLIAMS
Census Block Group4
Census Block4040
Census Tract930600

Owner

4786 Old Stake Rd, agricultural vacant land, is owned and occupied by an individual who bought it in July 2024.

Source: Columbus County records, as of November 28, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Mailing Address4786 OLD STAKE RD, CHADBOURN, NC 28431-8028
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 26, 2024 · Amount on File
Deed SaleJul 26, 2024 · Amount on File
Deed Document Number0001353540
Deed Book / Page1353 / 540
Record UpdatedJun 8, 2026

October 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCOLUMBUS NC
Property Address4786 OLD STAKE RD, CHADBOURN, NC 28431-8028
Transaction TypeMortgage
Record UpdatedOct 15, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address4786 OLD STAKE RD, CHADBOURN, NC 28431-8028

Mortgage

Document Number001388/734
DateOct 3, 2025
Book Page1388/734
Instrument2025004712
Lender
NameSTATE EMPLOYEES CU
TypeCredit Union
Address3101 WAKE FOREST RD, RALEIGH, NC 27609
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueNov 1, 2055
Interest
Rate TypeAdjustable Rate
Rate5.37%
AdjustableAdjustable Rate Rider
Type Change DateNov 1, 2030
Change Frequency5 Years
Min Rate At Change3.37%
Max Rate At Change7.37%
Index5-Year CMT
Max Rate11.3%

Tax Assessment & Valuation

The 2025 property tax bill for 4786 Old Stake Rd was $80.

Source: Columbus County assessment roll, as of January 1, 2025

Property Jurisdictions

TypeName
StateNorth Carolina
CountyColumbus County
Unified School DistrictColumbus County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2025$80.00$8,900 Land $8,900
2023$182.00$20,200 Land $20,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 4786 Old Stake Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 6, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4786 Old Stake Rd is moderate, ranking above 55% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 55% of the US · above 77% of North Carolina
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCOLUMBUS CO WATER DISTRICT I
serves 1,700 people · EPA ID NC0424060
Water SourcePurchased surface water from TOWN OF TABOR CITY
Last State InspectionOct 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting4
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Focus Broadband
Fiber
5,000 / 5,000
Spectrum
Fiber
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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