Ingham County property record for 4786 Harper Rd, Holt, MI 48842
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,648 sqft · built 2017 |
| Lot Size | 10 acres (435,600 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $649,000 (Jan 2026) |
| Tax Bill | $21,069 (2025) |
| Deeds & Mortgages | Jan 2026 Mortgage Jan 2026 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 33-25-05-27-100-003 |
| Primary APN | 33-25-05-27-100-003 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 2,648 sqft Living Area |
| 1st Floor Area | 1,724 sqft |
| Basement Area | 1,724 sqft |
| Flooring | Vinyl/Resilient |
| Year Built | Built 2017 |
|---|---|
| Effective Year Built | Effective 2017 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 435,600 sqft (10 acres) |
| Lot Dimensions | 874 ft deep x 319 ft wide |
| Garage Type | Detached |
| Garage Area | 728 sqft |
| Porch | Porch |
|---|---|
| Deck Area | 304 sqft |
| Balcony Area | 12 sqft |
| Total Buildings | 2 Buildings |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 4786 HARPER RD |
|---|---|
| City | HOLT |
| State | MI |
| Zip | 48842-9671 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | NOT APP |
| Legal Description | (D-27-5-3) COM ON E-W 1/4 LN AT PT 2111.50 FT E OF W 1/4 POST OF SEC 27, TH N 907.5 FT, TH E 528 FT, TH S 698.79 FT ALG N-S |
| Legal Range | 02W |
| Legal Township | 03N |
| Legal Section | 27 |
| Jurisdiction | INGHAM MI |
| Township / Civil Division | DELHI |
| Census Block Group | 4 |
| Census Block | 4000 |
| Census Tract | 5501 |
Source: Ingham County records, as of October 6, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 5016 HADDON HALL DR, HOLT, MI 48842-8664 |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Jan 14, 2026 | Deed of Trust, Mortgage · Conventional Mortgage NEIGHBORHOOD LOANS |
| Jan 16, 2026 | Warranty Deed, Transfer · Conventional Mortgage NEIGHBORHOOD LOANS |
| Apr 9, 2021 | Intrafamily Transfer, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 16, 2026 · Amount on Record |
| Deed Sale | Jan 16, 2026 · Amount on Record |
| Prior Sale | Sep 18, 2024 · Amount on Record |
| Deed Document Number | 20261268 |
| Prior Transfer Date | Jan 14, 2026 |
| Prior Transfer Doc | 0000001268 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | INGHAM MI |
| Property Address | 4786 HARPER RD, HOLT, MI 48842-9671 |
| Transaction Type | Mortgage |
| Record Updated | Jan 26, 2026 |
| Name | Verified Name |
|---|---|
| Address | 5016 HADDON HALL DR, HOLT, MI 48842-8664 |
| Document Number | 0000001096 |
|---|---|
| Date | Jan 14, 2026 |
| Instrument | 2026-001096 |
| Name | NEIGHBORHOOD LOANS |
|---|---|
| Type | Mortgage Company |
| Address | DOWNERS GROVE, IL 60515 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2056 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | INGHAM MI |
| Recording Date | Jan 16, 2026 |
| Property Address | 4786 HARPER RD, HOLT, MI 48842-9671 |
| Document Number | 0000001268 |
| Instrument Date | Jan 14, 2026 |
| Instrument | 2026-001268 |
| Transaction Type | Transfer |
| Record Updated | Jan 28, 2026 |
| Title Company | CEDAR TITLE AGENCY LLC, RED CEDAR TITLE AGENCY LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,867.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4786 HARPER RD, HOLT, MI 48842-9671 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 5016 HADDON HALL DR, HOLT, MI 48842-8664 |
| Document Number | 0000001096 |
|---|---|
| Date | Jan 16, 2026 |
| Instrument | 2026-001096 |
| Name | NEIGHBORHOOD LOANS |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2056 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | INGHAM MI |
| Recording Date | Apr 9, 2021 |
| Property Address | 4786 HARPER RD, HOLT, MI 48842-9671 |
| Document Number | 0000016489 |
| Instrument Date | Oct 2, 2020 |
| Instrument | 2021-016489 |
| Transaction Type | Transfer |
| Record Updated | Aug 12, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4786 HARPER RD, HOLT, MI 48842-9671 |
Source: Ingham County assessment roll, as of October 6, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Ingham County |
| County Subdivision | Delhi Charter Township |
| Unified School District | Holt Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $270,300 (-12.41%) Land $47,200 Building $223,100 | $540,600 (-12.41%) Land $94,400 Building $446,200 | |
| 2025 | $21,069.00 (+56.65%) | $308,600 (+32.11%) Land $47,200 Building $261,400 | $617,200 (+32.11%) Land $94,400 Building $522,800 |
| 2024 | $13,450.00 (+16.56%) | ||
| 2023 | $233,600 Land $47,200 Building $186,400 | $467,200 Land $94,400 Building $372,800 | |
| 2022 | $11,539.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective July 2, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LANSING BOARD OF WATER & LIGHT serves 166,000 people · EPA ID MI0003760 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2023 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 38 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL | 100 / 20 |
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