4786 E FM 2795, Alba, TX 75410 Property Records

Rains County property record for 4786 E FM 2795, Alba, TX 75410

Property Summary

Property Type	Residential
Details	2 ba · 1,596 sqft · built 2001
Lot Size	1 acres (43,560 sqft)
Owner	Individual Name on Record
Tax Bill	$925 (2025)
Deeds & Mortgages	Apr 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0080-4800-0031-43`

Property Details

APN / Parcel Number

Primary APN	`0080-4800-0031-43`
Alternative APN	`30673`

Interior

Full Baths	2 Baths
Building Area	1,596 sqft Living Area
Gross Area	2,968 sqft
1st Floor Area	1,596 sqft
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Exterior Material	Wood
Lot Area	43,560 sqft (1 acres)
Garage Type	Attached
Garage Area	396 sqft
Porch	Porch
Porch Area	412 sqft
Patio Area	84 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Old Parcel Number	30673
Street Address	4786 E FM 2795
City	ALBA
State	TX
Zip	75410-7336
Property Category	Residential
Property Type	Residential > Specialized > Other
Legal Description	A0080 JAMES FORSYTHE SURVEY, 1 ACRE
Legal Subdivision	FORSYTHE JAMES
Jurisdiction	RAINS TX
Township / Civil Division	EMORY
Census Block Group	1
Census Block	1004
Census Tract	950102

Owner

Source: Rains County records, as of January 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	4786 E FM 2795, ALBA, TX 75410-7336
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 14, 2024
Deed Sale	Aug 14, 2024
Deed Document Number	0020241722
Deed Book / Page	2024 / 1722
Record Updated	Jun 8, 2026

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RAINS TX
Property Address	4786 E FM 2795, ALBA, TX 75410-7336
Transaction Type	Mortgage
Record Updated	May 16, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2019/0888
Date	Apr 11, 2019
Book Page	2019/0888

Lender

Name	ROYAL UNITED MORTGAGE LLC
Type	Mortgage Company
Address	INDIANAPOLIS, IN 46250

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2049

Tax Assessment & Valuation

Source: Rains County assessment roll, as of September 1, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Rains County
Unified School District	Rains Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$925.00 (-55.34%) Homeowner's exemption Senior Citizen's exemption	$149,510 (+9.05%) Land $25,200 Building $124,310	$149,510 (+9.05%) Land $25,200 Building $124,310
2023		$137,098 Land $24,000 Building $113,098	$137,098 Land $24,000 Building $113,098
2022	$2,071.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 8, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · lower than 80% of Texas
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BRIGHT STAR-SALEM SUD serves 7,308 people · EPA ID TX2500015
Water Source	Surface water
Last State Inspection	May 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Peoples Communications Fixed Wireless	500 / 60
Nextlink Fixed Wireless	100 / 20
Point Broadband Fixed Wireless	40 / 40

May also be available: Texas Cellnet, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on E FM 2795

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