Orange County property record for 4785 Spindletree Ln, Orlando, FL 32829
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,844 sqft · built 2003 |
| Lot Size | 0.134 acres (5,852 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $235,000 (Jan 2016) |
| Tax Bill | $3,892 (2025) |
| Deeds & Mortgages | Sep 2023 Mortgage May 2022 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 18-23-31-2013-02-920 |
| Primary APN | 18-23-31-2013-02-920 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,844 sqft Living Area |
| Gross Area | 2,356 sqft |
| 1st Floor Area | 1,844 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Exterior Material | Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 5,852 sqft (0.134 acres) |
| Garage Type | Attached |
| Garage Area | 380 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Finished/Open Porch |
| Porch Area | 132 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Street Address | 4785 SPINDLETREE LN |
|---|---|
| City | ORLANDO |
| State | FL |
| Zip | 32829-8262 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PD |
| Legal Description | TIVOLI WOODS VILLAGE B 51/74 LOT 292 |
| Legal Range | 31E |
| Legal Township | 23S |
| Legal Section | 18 |
| Legal Subdivision | TIVOLI WOODS VILLAGE B |
| Legal Tract | 2013 |
| Legal Block | 2 |
| Legal Lot Number | 292 |
| Jurisdiction | ORANGE FL |
| Township / Civil Division | UNION PARK |
| Census Block Group | 3 |
| Census Block | 3006 |
| Census Tract | 16710 |
Source: Orange County records, as of April 30, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 4785 SPINDLETREE LN, ORLANDO, FL 32829-8262 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 8, 2023 | Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC |
| May 24, 2022 | Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC |
| Aug 13, 2021 | Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC |
| Jun 7, 2018 | Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 7, 2016 · Amount on Record |
| Deed Sale | Jan 7, 2016 · Amount on Record |
| Prior Sale | Nov 3, 2014 · Amount on Record |
| Deed Document Number | 20168973 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE FL |
| Property Address | 4785 SPINDLETREE LN, ORLANDO, FL 32829-8262 |
| Transaction Type | Mortgage |
| Record Updated | Sep 27, 2023 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 4785 SPINDLETREE LN, ORLANDO, FL 32829-8262 |
| Document Number | 0000513695 |
|---|---|
| Date | Sep 8, 2023 |
| Instrument | 20230513695 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | MOORPARK, CA 93021 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 268 Months |
| Due | Jan 1, 2046 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE FL |
| Property Address | 4785 SPINDLETREE LN, ORLANDO, FL 32829-8262 |
| Transaction Type | Mortgage |
| Record Updated | Jun 15, 2022 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 4785 SPINDLETREE LN, ORLANDO, FL 32829-8262 |
| Document Number | 0000328416 |
|---|---|
| Date | May 24, 2022 |
| Instrument | 20220328416 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | MOORPARK, CA 93021 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 284 Months |
| Due | Jan 1, 2046 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE FL |
| Property Address | 4785 SPINDLETREE LN, ORLANDO, FL 32829-8262 |
| Transaction Type | Mortgage |
| Record Updated | Sep 1, 2021 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 4785 SPINDLETREE LN, ORLANDO, FL 32829-8262 |
| Document Number | 20210495153 |
|---|---|
| Date | Aug 13, 2021 |
| Instrument | 20210495153 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | ALPAUGH, CA 93201 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 293 Months |
| Due | Jan 1, 2046 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE FL |
| Property Address | 4785 SPINDLETREE LN, ORLANDO, FL 32829-8262 |
| Document Number | 0000377765 |
| Instrument Date | Jun 7, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Mar 3, 2020 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 4785 SPINDLETREE LN ORLANDO FL 328298262, ORLANDO, FL 32829-8262 |
| Document Number | 0000377765 |
|---|---|
| Date | Jun 26, 2018 |
| Instrument | 377765 |
| Name | HUD-HOUSING/URBAN DEV |
|---|---|
| Address | WASHINGTON, DC 20410 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 336 Months |
| Due | Jun 25, 2046 |
Source: Orange County assessment roll, as of April 30, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Orange County |
| Municipality | Orlando City |
| Unified School District | Orange County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $249,328 (+2.7%) | $365,680 (-1.43%) Land $85,000 Building $280,680 | |
| 2025 | $3,892.00 (+4.37%) Homeowner's exemption | $242,773 (+5.99%) | $370,990 (+7.59%) Land $85,000 Building $285,990 |
| 2024 | $3,729.00 (+5.58%) | ||
| 2023 | $3,532.00 (+3.21%) Homeowner's exemption | $229,059 (+3%) | $344,833 (+15.77%) Land $90,000 Building $254,833 |
| 2022 | $3,422.00 Homeowner's exemption | $222,387 | $297,861 Land $80,000 Building $217,861 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 5 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 51% of the US · lower than 79% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OCUD/SOUTHERN WATER SYS (5 WPS) serves 80,738 people · EPA ID FL3484119 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2024 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 431 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 1,000 / 1,000 |
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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