4785 Rte 305, Cuba, NY 14727 Property Records

Allegany County and Cuba Town property record for 4785 Rte 305, Cuba, NY 14727

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,336 sqft · built 1910
Lot Size	0.82 acres (35,719 sqft)
Owner	2 Individual Names on File
Last Sale	$97,000 (May 2017)
Tax Bill	$4,025 (2026)
Deeds & Mortgages	May 2017 Sale & Mortgage
APN	`024889 179.11-1-3.2`

Property Details

APN / Parcel Number

Primary APN	`024889 179.11-1-3.2`
Alternative APNs	`488917901100010030020000` `00000001701`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	2,336 sqft Living Area
1st Floor Area	1,168 sqft
2nd Floor Area	1,168 sqft

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1910
Architectural Style	Traditional
Exterior Material	Wood
Lot Area	35,719 sqft (0.82 acres)
Lot Dimensions	296 ft deep x 121 ft wide
Porch	Slab
Porch Area	324 sqft
Canopy	336 sqft

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	00000001701
Street Address	4785 ROUTE 305
City	CUBA
State	NY
Zip	14727-1491
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	GL 44
Legal Subdivision	HOLLAND LAND COMPANYS SURVEY
Legal Block	1
Legal Lot Number	3.002
Jurisdiction	ALLEGANY NY
Township / Civil Division	CUBA
Census Block Group	1
Census Block	1040
Census Tract	950500

Owner

Source: Allegany County and Cuba Town records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	4785 ROUTE 305, CUBA, NY 14727-1491
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 3, 2017 · Amount on File
Deed Sale	May 3, 2017 · Amount on File
Prior Sale	Sep 5, 2013 · Amount on File
Deed Document Number	201789635
Record Updated	Oct 29, 2026

May 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ALLEGANY NY
Recording Date	May 3, 2017
Property Address	4785 ROUTE 305, CUBA, NY 14727-1491
Document Number	0000089635
Instrument Date	Apr 17, 2017
Instrument	89635
Transaction Type	Transfer
Record Updated	May 15, 2017
Title Company	STEWART TITLE, STEWART TITLE INSURANCE COMPANY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$388.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	4785 ROUTE 305 CUBA NY 147271491, CUBA, NY 14727-1491

Mortgage

Document Number	89636
Date	May 3, 2017
Instrument	89636

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 2, 2047

Tax Assessment & Valuation

Source: Allegany County and Cuba Town assessment roll, as of April 17, 2026

Property Jurisdictions

Type	Name
State	New York
County	Allegany County
County Subdivision	Cuba Town
Unified School District	Cuba-Rushford Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,025.00 (+32.88%)
2025	$3,029.00	$87,500 (-41.12%) Land $7,900 Building $79,600	$89,286 (-39.92%) Land $8,061 Building $81,225
2023		$148,600 Land $13,800 Building $134,800	$148,600 Land $13,800 Building $134,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	5 in force
Nearby Flood Claims	2 (2003–2016)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Sep 2016 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CUBA VILLAGE PUBLIC WATER serves 1,800 people · EPA ID NY0200317
Water Source	Groundwater
Last State Inspection	Feb 2022
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead public education Feb 2023
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 308 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20