Clay County property record for 4785 Peppergrass St, Middleburg, FL 32068
| Property Type | Mobile Home |
|---|---|
| Details | 3 bd · 2 ba · 1,296 sqft · built 2002 |
| Lot Size | 1.21 acres (52,794 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $205,000 (Sep 2025) |
| Tax Bill | $2,581 (2025) |
| Deeds & Mortgages | Sep 2025 Sale & Mortgage Aug 2020 Transfer |
| Flood Zone | Zone A (high risk) |
| APN | 16-05-24-005954-643-00 |
| Primary APN | 16-05-24-005954-643-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 3 Rooms |
| Stories | 1 Story |
| Building Area | 1,296 sqft Living Area |
| 1st Floor Area | 1,296 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2002 |
| Architectural Style | Mobile Home |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable/Hip |
| Roof Material | Other |
| Lot Area | 52,794 sqft (1.21 acres) |
| Lot Dimensions | 320 ft deep x 165 ft wide |
| Garage Type | Carport |
| Garage Area | 720 sqft |
| Carport | Carport |
| Carport Area | 720 sqft |
| Porch | Finished/Open Porch |
| Porch Area | 288 sqft |
| Storage Building | 192 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Septic |
| Street Address | 4785 PEPPERGRASS ST |
|---|---|
| City | MIDDLEBURG |
| State | FL |
| Zip | 32068-5256 |
| Property Category | Residential |
| Property Type | Residential > Prefabricated > Mobile Home |
| Legal Description | LOT 10 BLK 79 JACKSONVILLE SOUTH U 2 AS REC OR 4965 PG 957 |
| Legal Range | 24E |
| Legal Township | 05S |
| Legal Section | 16 |
| Legal Subdivision | JACKSONVILLE SOUTH U 2 |
| Legal Block | 79 |
| Legal Lot Number | 10 |
| Jurisdiction | CLAY FL |
| Township / Civil Division | MIDDLEBURG-CLAY HILL |
| Census Block Group | 2 |
| Census Block | 2029 |
| Census Tract | 30106 |
Source: Clay County records, as of December 3, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 4785 PEPPERGRASS ST, MIDDLEBURG, FL 32068-5256 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | His Wife |
| Date | Document |
|---|---|
| Sep 3, 2025 | Warranty Deed, Transfer · FHA Mortgage CMG MORTGAGE INC |
| Aug 10, 2020 | Quit Claim Deed, Transfer NOT AVAILABLE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 3, 2025 · Amount on Record |
| Deed Sale | Sep 3, 2025 · Amount on Record |
| Prior Sale | Sep 24, 2013 · Amount on Record |
| Deed Document Number | 202541468 |
| Deed Book / Page | 4965 / 957 |
| Prior Transfer Date | Jul 16, 2020 |
| Prior Transfer Doc | 0043390482 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLAY FL |
| Recording Date | Sep 3, 2025 |
| Property Address | 4785 PEPPERGRASS ST, MIDDLEBURG, FL 32068-5256 |
| Document Number | 0049650957 |
| Book / Page | 4965 / 957 |
| Map Reference | MB 11 PG 1-13 |
| Instrument Date | Aug 29, 2025 |
| Instrument | 2025041468 |
| Transaction Type | Transfer |
| Record Updated | Sep 25, 2025 |
| Title Company | TRADEMARK TITLE SERVICES INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,435.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 6255 FLAG RUN DR, JACKSONVILLE, FL 32234-3069 |
| Name | Verified Name |
|---|---|
| Address | 4785 PEPPERGRASS ST, MIDDLEBURG, FL 32068-5256 |
| Document Number | 0004965959 |
|---|---|
| Date | Sep 3, 2025 |
| Instrument | 4965/959 |
| Name | CMG MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 1, 2055 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | CLAY FL |
| Recording Date | Aug 10, 2020 |
| Property Address | 4785 PEPPERGRASS ST, MIDDLEBURG, FL 32068-5256 |
| Document Number | 0043390482 |
| Book / Page | 004339 / 000482 |
| Instrument Date | Jul 14, 2020 |
| Instrument | 40260 |
| Transaction Type | Transfer |
| Record Updated | Aug 19, 2020 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4785 PEPPERGRASS ST MIDDLEBURG FL 320685256, MIDDLEBURG, FL 32068-5256 |
Source: Clay County assessment roll, as of December 3, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Clay County |
| Unified School District | Clay County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,581.00 (+5.26%) | $169,266 (+3.62%) Land $34,000 Building $135,266 | $169,266 (+3.62%) Land $34,000 Building $135,266 |
| 2024 | $2,452.00 (-5.22%) | $163,354 (+9.59%) Land $34,000 Building $129,354 | $163,354 (+9.59%) Land $34,000 Building $129,354 |
| 2023 | $2,587.00 (+289.61%) | $149,065 (+57.87%) Land $30,000 Building $119,065 | $149,065 (+28.31%) Land $30,000 Building $119,065 |
| 2022 | $664.00 Homeowner's exemption Additional exemption filed | $94,423 | $116,179 Land $25,000 Building $91,179 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective July 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone A high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Not determined for this zone |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 27 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 27 in force |
| Nearby Flood Claims | 1 (2017) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Sep 2017 · Hurricane Irma |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · lower than 88% of Florida |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 99 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures