4785 Meadow Dr, Saint Cloud, FL 34772 Property Records

Osceola County property record for 4785 Meadow Dr, Saint Cloud, FL 34772 · Last verified December 2025

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	2 Baths
Year Built	Built 1987
Square Footage	1,203 sqft Heated Area
Lot Size	14,026 sqft (0.321 acres)
Occupancy	Owner Occupied
Last Sale	$82,500 (2012)
Tax Bill	$1,480.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`312631513000BB0080`
Alternative APN	`98877`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,203 sqft Heated Area
Gross Area	2,911 sqft Gross Area
1st Floor	1,203 sqft 1st Floor
Stories	1 Stories
Primary Flooring	Carpet Flooring
Interior Structure	Wallboard/Drywall Interior Structure

Exterior

Year Built	Built 1987
Exterior Material	Concrete Block Exterior
Foundation Type	Footing Foundation
Roof Construction	Gable/Hip Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	14,026 sqft (0.321 acres)
Depth X Width	140 ft x 100 ft Depth x Width
Parking Spaces	4 Parking Spaces
Garage Type	Mixed Garage
Garage Area	906 sqft Garage
Fence	Fence
Porch	1 Porch
Porch Area	562 sqft Porch

Utilities and HVAC

Cooling System	A/C Package Cooling
Heating System	HVAC Heating

Location & Zoning

Account Number	98877
Street Address	4785 MEADOW DR
City	SAINT CLOUD
State	FL
Zip	34772-7911
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	ST CLOUD MANOR VILLAGE PB 1 PG 395 BLK BB LOT 8
Legal Range	31E
Legal Township	26S
Legal Section	31
Legal Subdivision	ST CLOUD MANOR VLG
Legal Tract	5130
Legal Block	BB
Legal Lot Number	8
Jurisdiction	OSCEOLA FL
Minor Civil Division	ST. CLOUD
Census Blockgroup	1
Census Block	1062
Census Tract	43304

Owner

Source: Osceola County records · APN 312631513000BB0080

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	4785 MEADOW DR, SAINT CLOUD, FL 34772-7911
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Aug 03, 2012 · Amount on Record
Deed Sale	Aug 03, 2012 · Amount on Record
Deed Doc Number	2012113962
Deed Book / Page	4304 / 1058
Record Refreshed	Jun 08, 2026

June 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	OSCEOLA FL
Property Address	4785 MEADOW DR, SAINT CLOUD, FL 34772-7911
Document Number	0053842125
Instrument Date	Jun 14, 2018
Transaction Type	Mortgage
Record Updated	Aug 30, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4785 MEADOW DR ST CLOUD FL 347727911, ST CLOUD, FL 34772-7911

Mortgage

Document Number	0053842125
Date	Aug 15, 2018
Book Page	005384/002125
Instrument	124116

Lender

Name	PENNYMAC
Address	MOORPARK, CA 93021

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 14, 2048

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,480.00 (+11.36%) Homeowner's exemption	$96,242 (+5.99%)	$282,100 (+7.67%) Land $60,000 Building $222,100
2023	$1,329.00 (+6.58%) Homeowner's exemption	$90,806 (+3%)	$262,000 (+21.02%) Land $45,000 Building $217,000
2022	$1,247.00 Homeowner's exemption	$88,162	$216,500 Land $40,000 Building $176,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Moderate above 61% of the US · above 34% of Florida
Wildfire Likelihood	About 1 in 459 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.