4785 Lower River Rd, Grants Pass, OR 97526 Property Records

Josephine County property record for 4785 Lower River Rd, Grants Pass, OR 97526

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 988 sqft · built 1948
Lot Size	1.5 acres (65,340 sqft)
Owner	2 Individual Names on File
Last Sale	$175,000 (Sep 2013)
Tax Bill	$1,164 (2025)
Deeds & Mortgages	Apr 2021 Mortgage Dec 2020 Transfer
Flood Zone	Zone AE (high risk)
APN	`36-06-16-00-003101`

Property Details

APN / Parcel Number

Primary APN	`36-06-16-00-003101`
Alternative APN	`R318599`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	988 sqft Living Area
1st Floor Area	988 sqft
Fireplace	Fireplace

Exterior

Year Built	Built 1948
Effective Year Built	Effective 1954
Exterior Material	Shingles
Foundation Type	Block
Roof Material	Composition Shingle
Lot Area	65,340 sqft (1.5 acres)
Garage Type	Mixed
Garage Area	960 sqft
Parking Spaces	4 Parking Spaces
Deck Area	168 sqft

Utilities, Heating & Cooling

Heating Fuel	Electric

Location & Zoning

Account Number	R318599
Street Address	4785 LOWER RIVER RD
City	GRANTS PASS
State	OR
Zip	97526-9030
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	EF; EXCLUSIVE FARM
Legal Description	ACRES 1.50
Legal Range	06
Legal Township	36
Legal Section	16
Legal Quarter	00
Legal Lot Number	3101
Jurisdiction	JOSEPHINE OR
Township / Civil Division	GRANTS PASS
Census Block Group	3
Census Block	3007
Census Tract	360800

Owner

4785 Lower River Rd is owned and occupied by two individuals who bought it in September 2013.

Source: Josephine County records, as of November 13, 2025

Owner of Record	2 Individual Names on File
Mailing Address	4785 LOWER RIVER RD, GRANTS PASS, OR 97526-9030
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 30, 2021	Deed of Trust, Mortgage · Conventional Mortgage TIAA FSB HOLDINGS INC
Dec 15, 2020	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 17, 2013 · Amount on File
Deed Sale	Sep 17, 2013 · Amount on File
Deed Document Number	13-012912
Record Updated	Jun 8, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JOSEPHINE OR
Property Address	4785 LOWER RIVER RD, GRANTS PASS, OR 97526-9030
Transaction Type	Mortgage
Record Updated	May 13, 2021
Title Company	TICOR TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000007946
Date	Apr 30, 2021
Instrument	2021-007946

Lender

Name	TIAA FSB HOLDINGS INC
Type	Bank
Address	JACKSONVILLE, FL 32202

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	May 1, 2036

December 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	JOSEPHINE OR
Recording Date	Dec 15, 2020
Property Address	4785 LOWER RIVER RD, GRANTS PASS, OR 97526-9030
Document Number	0000018990
Instrument Date	Dec 15, 2020
Instrument	18990
Transaction Type	Transfer
Record Updated	Jan 12, 2021
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	4785 LOWER RIVER RD GRANTS PASS OR 975269030, GRANTS PASS, OR 97526-9030

Tax Assessment & Valuation

The 2025 property tax bill for 4785 Lower River Rd was $1,164, up 2.6% from the year before.

Source: Josephine County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	Oregon
County	Josephine County
Unified School District	Three Rivers School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,164.00 (+2.65%)	$143,990 (+3%)	$303,480 (-6.1%) Land $205,430 Building $98,050
2024	$1,134.00 (+17.88%)	$139,800 (+3%)	$323,210 (+3.47%) Land $228,640 Building $94,570
2023	$962.00 (+2.67%)	$135,730 (+3%)	$312,380 (-2.72%) Land $220,560 Building $91,820
2022	$937.00	$131,780	$321,110 Land $226,840 Building $94,270

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4785 Lower River Rd in Zone AE, a high-risk flood area within the regulatory floodway; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective May 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	Yes
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 91 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	91 in force
Nearby Flood Claims	10 (1981–2016)
Most Recent Claim	Jan 2016 · river or lake flooding
Claims by Event	Severe Storms, Flooding, Landslides, And Mudslides, Dec 2005 · 2 claims Severe Winter Storms, Land And Mudslides, Flooding, Jan 1997 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4785 Lower River Rd is high, ranking above 71% of the US, with a 0.4% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 71% of the US · lower than 67% of Oregon
Wildfire Likelihood	0.4% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 81 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Webformix Fixed Wireless	200 / 20

May also be available: Hunter Communications.

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