Montgomery County property record for 4785 Howards Mill Rd, Mount Sterling, KY 40353
| Property Type | Mobile Home |
|---|---|
| Details | 1,120 sqft · built 2007 |
| Lot Size | 102 acres (4,480,146 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $165,000 (May 2004) |
| Tax Bill | $826 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 045-00-00-029.00 |
| Primary APN | 045-00-00-029.00 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,120 sqft Living Area |
| Year Built | Built 2007 |
|---|---|
| Exterior Material | Metal |
| Construction Type | Frame |
| Lot Area | 4,480,146 sqft (102 acres) |
| Total Buildings | 3 Buildings |
| Account Number | 10432 |
|---|---|
| Street Address | 4785 HOWARDS MILL RD |
| City | MOUNT STERLING |
| State | KY |
| Zip | 40353-9147 |
| Property Category | Residential |
| Property Type | Residential > Prefabricated > Mobile Home |
| Legal Description | HOWARDS MILL FARM/2 BARNS (45-32) |
| Jurisdiction | MONTGOMERY KY |
| Township / Civil Division | MOUNT STERLING |
| Census Block Group | 2 |
| Census Block | 2016 |
| Census Tract | 920202 |
Source: Montgomery County records, as of January 12, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 383 CANE RIDGE RD, PARIS, KY 40361-9301 |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 1, 2004 · Amount on Record |
| Deed Sale | May 1, 2004 · Amount on Record |
| Record Updated | Jun 8, 2026 |
Source: Montgomery County assessment roll, as of April 1, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Montgomery County |
| Unified School District | Montgomery County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $826.00 (+1.1%) | $76,000 (-) | $76,000 (-) |
| 2023 | $817.00 | $76,000 | $76,000 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective February 27, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Fiber | 1,000 / 1,000 |
5G (outdoors only) and 4G LTE
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