4785 Godwin Ln, Chipley, FL 32428 Property Records

Washington County property record for 4785 Godwin Ln, Chipley, FL 32428

Property Summary

Property Type	Single Family Home
Details	1 ba · 970 sqft · built 1989
Lot Size	2.5 acres (108,900 sqft)
Owner	Individual Name on Record
Last Sale	$170,000 (Aug 2024)
Tax Bill	$1,600 (2025)
Deeds & Mortgages	Aug 2024 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`000031070006`

Property Details

APN / Parcel Number

Primary APN	`000031070006`
Alternative APN	`31070006`

Interior

Full Baths	1 Bath
Building Area	970 sqft Heated Area
Gross Area	2,290 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1989
Effective Year Built	Effective 2009
Exterior Material	Combination
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	108,900 sqft (2.5 acres)
Garage Type	Carport
Carport	Carport
Porch	Open Porch
Porch Area	406 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Account Number	000031070006
Street Address	4785 GODWIN LN
City	CHIPLEY
State	FL
Zip	32428-3468
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	18 1 14 2.5 ORB 1312 P 825 BG 330' N OF SEC OF SE4 OF SW4, RN N.330',W.330',S.330',E.330' TO POB.
Legal Range	14W
Legal Township	01N
Legal Section	18
Legal Block	3107
Legal Lot Number	0006
Jurisdiction	WASHINGTON FL
Township / Civil Division	VERNON
Census Block Group	1
Census Block	1040
Census Tract	970302

Owner

Source: Washington County records, as of December 25, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	4785 GODWIN LN, CHIPLEY, FL 32428-3468
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 13, 2024 · Amount on Record
Deed Sale	Aug 13, 2024 · Amount on Record
Prior Sale	Jul 26, 2013
Deed Document Number	202467006015
Deed Book / Page	1312 / 825
Record Updated	Jun 8, 2026

August 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WASHINGTON FL
Recording Date	Aug 13, 2024
Property Address	4785 GODWIN LN, CHIPLEY, FL 32428-3468
Document Number	0067006015
Book / Page	1312 / 825
Instrument Date	Aug 9, 2024
Instrument	202467006015
Transaction Type	Transfer
Record Updated	Dec 26, 2025
Title Company	FLORIDA LAND TITLE AND TRUST COMPANY, FLORIDA LAND TITLE & TR CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,190.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13101 WHITE WESTERN CT, SOUTHPORT, FL 32409-3556

Mortgage

Document Number	0000000827
Date	Aug 13, 2024
Instrument	1312/827

Lender

Name	TOWNE MORTGAGE CO
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2054

Tax Assessment & Valuation

Source: Washington County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Washington County
Unified School District	Washington County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,600.00 (+601.75%) Homeowner's exemption	$156,361 (+105.42%) Land $18,500 Building $137,861	$156,361 (+19.08%) Land $18,500 Building $137,861
2024	$228.00 (+1.33%) Homeowner's exemption	$76,117 (+3%)	$131,306 (+8.01%) Land $16,250 Building $115,056
2023	$225.00 (-7.02%) Homeowner's exemption	$73,900 (+3%)	$121,572 (+12.31%) Land $16,250 Building $105,322
2022	$242.00 Homeowner's exemption	$71,748	$108,249 Land $15,000 Building $93,249

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 4, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Nearby Flood Policies	10 in force
Nearby Flood Claims	9 (1994–2021)
Claims Outside the SFHA	1 of 9
Most Recent Claim	Apr 2021 · rainfall accumulation
Claims by Event	Severe Storms, High Winds, Tornadoes, And Flooding, Mar 1998 · 2 claims Severe Storms And Flooding (tropical Storm Alberto), Jul 1994 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · lower than 81% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
Wildstar Networks Fixed Wireless	200 / 50