4785 E Summit Ave, Muskegon, MI 49444 Property Records

Muskegon County property record for 4785 E Summit Ave, Muskegon, MI 49444

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,413 sqft · built 1980
Lot Size	4.56 acres (198,634 sqft)
Owner	Individual Name on File
Last Sale	$280,000 (May 2022)
Tax Bill	$4,492 (2025)
Deeds & Mortgages	Jul 2026 Line of Credit Jul 2026 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`16006400001500`

Property Details

APN / Parcel Number

Primary APN	`16006400001500`
Alternative APN	`61-16-006-400-0015-00`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	2 Rooms
Stories	1 Story
Building Area	1,413 sqft Living Area
1st Floor Area	1,413 sqft
Basement Area	813 sqft
Unfinished Basement	813 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Exterior Material	Aluminum/Vinyl
Lot Area	198,634 sqft (4.56 acres)
Garage Area	2,096 sqft
Parking Spaces	7 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	4785 E SUMMIT AVE
City	MUSKEGON
State	MI
Zip	49444-3661
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2 RES
Legal Description	SULLIVAN TOWNSHIP SEC 6 T9N R15W E 1/8 OF NE 1/4 OF SE 1/4
Jurisdiction	MUSKEGON MI
Township / Civil Division	SULLIVAN
Census Block Group	1
Census Block	1004
Census Tract	2900

Owner

4785 E Summit Ave is owned and occupied by an individual who bought it in May 2022.

Source: Muskegon County records, as of July 28, 2026

Owner of Record	Individual Name on File
Mailing Address	4785 E SUMMIT AVE, MUSKEGON, MI 49444-3661
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Man

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 15, 2026	Quit Claim Deed, Transfer · Line of Credit LAKE MICHIGAN CREDIT UNION
Jul 15, 2026	Quit Claim Deed, Transfer SUN TITLE
May 3, 2022	Warranty Deed, Transfer · FHA Mortgage UNION HOME MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 3, 2022 · Amount on File
Deed Sale	May 3, 2022 · Amount on File
Deed Document Number	20225764753
Deed Book / Page	4299 / 129
Prior Transfer Date	Jun 7, 2012
Prior Transfer Doc	0005418682
Record Updated	Oct 29, 2026

July 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MUSKEGON MI
Recording Date	Jul 15, 2026
Property Address	4785 E SUMMIT AVE, MUSKEGON, MI 49444-3661
Document Number	0005888872
Book / Page	4423 / 365
Instrument Date	Jul 10, 2026
Instrument	20265888872
Transaction Type	Transfer
Record Updated	Jul 28, 2026
Title Company	TITLE AGENCY OF MICHIGAN, SUN TITLE AGENCY OF MICHIGAN

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4785 E SUMMIT AVE, MUSKEGON, MI 49444-3661

Mortgage

Document Number	0005888874,
Date	Jul 15, 2026
Instrument	20265888874

Lender

Name	LAKE MICHIGAN CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Jul 15, 2051

Interest

Rate Type	Adjustable Rate
Rate	6.48%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

July 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MUSKEGON MI
Recording Date	Jul 15, 2026
Property Address	4785 E SUMMIT AVE, MUSKEGON, MI 49444-3661
Document Number	0005888873
Book / Page	4423 / 366
Instrument Date	Jul 8, 2026
Instrument	20265888873
Transaction Type	Transfer
Record Updated	Aug 31, 2026
Title Company	SUN TITLE

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4785 E SUMMIT AVE, MUSKEGON, MI 49444-3661

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MUSKEGON MI
Recording Date	May 3, 2022
Property Address	4785 E SUMMIT AVE, MUSKEGON, MI 49444-3661
Document Number	004299/129
Book / Page	4299 / 129
Instrument Date	Apr 29, 2022
Instrument	5764753
Transaction Type	Transfer
Record Updated	May 16, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,100.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2460 DUNDEE RD, 2460, NORTHBROOK, IL 60065-7974

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	601 N WATER ST, OWOSSO, MI 48867-2257

Mortgage

Document Number	0004299130
Date	May 3, 2022
Instrument	4299-130

Lender

Name	UNION HOME MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 4785 E Summit Ave was $4,492 with a homeowner's exemption.

Source: Muskegon County assessment roll, as of June 30, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Muskegon County
County Subdivision	Sullivan Township
Unified School District	Fruitport Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$179,300 (+3.34%)	$358,600 (+3.34%)
2025	$4,492.00 Homeowner's exemption	$173,500	$347,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4785 E Summit Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 6, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 4785 E Summit Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 36 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Starlink Satellite	280 / 30

May also be available: Frontier.

Cell Coverage

5G and 4G LTE (outdoors only)

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