York County property record for 4785 E Prospect Rd, York, PA 17406
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,857 sqft · built 1900 |
| Lot Size | 0.5 acres (21,780 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $238,000 (Aug 2020) |
| Tax Bill | $4,412 (2026) |
| Deeds & Mortgages | Feb 2026 Line of Credit Aug 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 35-000-JL-0020.00-00000 |
| Primary APN | 35-000-JL-0020.00-00000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 1,857 sqft Living Area |
| 1st Floor Area | 848 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Architectural Style | Colonial |
| Exterior Material | Wood Shingle |
| Construction Type | Wood |
| Roof Type | Gable |
| Lot Area | 21,780 sqft (0.5 acres) |
| View / Lot | Major Street/Thoroughfare |
| Garage Type | Detached |
| Garage Area | 1,288 sqft |
| Parking Spaces | 5 Parking Spaces |
| Porch | Porch |
| Porch Area | 682 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Electric |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 4785 E PROSPECT RD |
|---|---|
| City | YORK |
| State | PA |
| Zip | 17406-8652 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | V |
| Jurisdiction | YORK PA |
| Township / Civil Division | LOWER WINDSOR |
| Census Block Group | 2 |
| Census Block | 2008 |
| Census Tract | 23601 |
Source: York County records, as of April 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 4785 E PROSPECT RD, YORK, PA 17406-8652 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 20, 2026 | Deed of Trust, Mortgage · Line of Credit SPRING EQ LLC |
| Aug 21, 2020 | Deed, Transfer · Conventional Mortgage RESIDENTIAL MORTGAGE SERVICES |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 21, 2020 · Amount on Record |
| Deed Sale | Aug 21, 2020 · Amount on Record |
| Prior Sale | Oct 9, 2013 · Amount on Record |
| Deed Document Number | 202039105 |
| Deed Book / Page | 2591 / 2412 |
| Prior Transfer Date | Jan 6, 2011 |
| Prior Transfer Doc | 0000006632 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | YORK PA |
| Property Address | 4785 E PROSPECT RD, YORK, PA 17406-8652 |
| Transaction Type | Mortgage |
| Record Updated | Mar 4, 2026 |
| Title Company | MORTGAGE CONNECT LP |
| Name | Verified Name |
|---|---|
| Address | 4785 E PROSPECT RD, YORK, PA 17406-8652 |
| Document Number | 0000008188 |
|---|---|
| Date | Feb 20, 2026 |
| Book Page | 2882/4195 |
| Instrument | 2026008188 |
| Name | SPRING EQ LLC |
|---|---|
| Type | Mortgage Company |
| Address | CONSHOHOCKEN, PA 19428 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Mar 1, 2046 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed |
|---|---|
| Jurisdiction | YORK PA |
| Recording Date | Aug 21, 2020 |
| Property Address | 4785 E PROSPECT RD, YORK, PA 17406-8652 |
| Document Number | 0000039105 |
| Book / Page | 2591 / 2412 |
| Instrument Date | Aug 20, 2020 |
| Instrument | 2020039105 |
| Transaction Type | Transfer |
| Record Updated | Apr 14, 2022 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4785 E PROSPECT RD, YORK, PA 17406-8652 |
| Document Number | 0000039106 |
|---|---|
| Date | Aug 21, 2020 |
| Instrument | 2020039106 |
| Name | RESIDENTIAL MORTGAGE SERVICES |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2050 |
Source: York County assessment roll, as of April 28, 2026
| Type | Name |
|---|---|
| State | Pennsylvania |
| County | York County |
| County Subdivision | Lower Windsor Township |
| Unified School District | Eastern York School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,412.00 (+11.61%) | $117,720 (-) Land $27,230 Building $90,490 | |
| 2024 | $3,953.00 | $117,720 Land $27,230 Building $90,490 | |
| 2006 | $117,720 Land $27,230 Building $90,490 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 27, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 43% of Pennsylvania |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | YORK WATER CO private · serves 206,762 people · EPA ID PA7670100 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2026 |
| Lead | 3 ppb (2025) action level 15 ppb |
| Water Quality | E. coli resolved · Jul 2022 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 70 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| PA.net Fixed Wireless · not low latency | 200 / 50 |
| T-Mobile Fixed Wireless | 100 / 20 |
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