4785 Blue Major Dr, Windermere, FL 34786 Property Records

Orange County property record for 4785 Blue Major Dr, Windermere, FL 34786

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 2,955 sqft · built 2006
Lot Size	0.228 acres (9,910 sqft)
Owner	2 Individual Names on File
Last Sale	$480,000 (Sep 2020)
Tax Bill	$7,324 (2025)
Deeds & Mortgages	Mar 2023 Line of Credit Sep 2020 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`10-23-27-8394-02-930`

Property Details

APN / Parcel Number

Primary APN	`10-23-27-8394-02-930`
Alternative APNs	`272310839402930` `137862` `138716` `140231`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	2,955 sqft Living Area
Gross Area	4,010 sqft
1st Floor Area	1,569 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Exterior Material	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	9,910 sqft (0.228 acres)
Garage Type	Attached
Garage Area	548 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished/Open Porch
Porch Area	263 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	4785 BLUE MAJOR DR
City	WINDERMERE
State	FL
Zip	34786-3195
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	P-D
Legal Description	SUMMERPORT PHASE 5 58/124 LOT 293
Legal Range	27E
Legal Township	23S
Legal Section	10
Legal Subdivision	SUMMERPORT PH 5
Legal Phase	5
Legal Tract	8394
Legal Block	2
Legal Lot Number	293
Jurisdiction	ORANGE FL
Township / Civil Division	SOUTHWEST ORANGE
Census Block Group	2
Census Block	2003
Census Tract	17114

Owner

4785 Blue Major Dr is owned and occupied by two individuals who bought it in September 2020.

Source: Orange County records, as of April 30, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4785 BLUE MAJOR DR, WINDERMERE, FL 34786-3195
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 7, 2023	Deed of Trust, Mortgage · Line of Credit PARTNERS FCU
Sep 11, 2020	Quit Claim Deed, Transfer OS NATIONAL LLC, OS NAT'L LLC
Sep 11, 2020	Grant Deed, Transfer · Conventional with PMI FBC MTG
Jul 8, 2020	Warranty Deed, Transfer OS NATIONAL LLC, OS NAT'L LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 11, 2020 · Amount on File
Deed Sale	Sep 11, 2020 · Amount on File
Prior Sale	Jul 8, 2020 · Amount on File
Deed Document Number	2020477221
Prior Transfer Date	Aug 31, 2020
Prior Transfer Doc	0000477220
Record Updated	Jun 8, 2026

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE FL
Property Address	4785 BLUE MAJOR DR, WINDERMERE, FL 34786-3195
Transaction Type	Mortgage
Record Updated	Mar 20, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4785 BLUE MAJOR DR, WINDERMERE, FL 34786-3195

Mortgage

Document Number	0000129944
Date	Mar 7, 2023
Instrument	20230129944

Lender

Name	PARTNERS FCU
Type	Credit Union
Address	ORLANDO, FL 32821

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Mar 6, 2043

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ORANGE FL
Recording Date	Sep 11, 2020
Property Address	4785 BLUE MAJOR DR, WINDERMERE, FL 34786-3195
Document Number	0000477220
Instrument Date	Aug 31, 2020
Instrument	477220
Transaction Type	Transfer
Record Updated	Sep 24, 2020
Title Company	OS NATIONAL LLC, OS NAT'L LLC

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Corporate Trust
Address	ONE POST STFL 11 SAN FRANCISCO CA 94104, SAN FRANCISCO, CA 94104
Investor	Possibly a Property Investor

September 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE FL
Recording Date	Sep 11, 2020
Property Address	4785 BLUE MAJOR DR, WINDERMERE, FL 34786-3195
Document Number	0000477221
Instrument Date	Aug 31, 2020
Instrument	477221
Transaction Type	Transfer
Record Updated	Sep 24, 2020
Title Company	OS NATIONAL LLC, OS NAT'L LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,360.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4785 BLUE MAJOR DR WINDERMERE FL 347863195, WINDERMERE, FL 34786-3195

Mortgage

Document Number	477222
Date	Sep 11, 2020
Instrument	477222

Lender

Name	FBC MTG
Type	Mortgage Company
Address	ORLANDO, FL 32801

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Sep 10, 2050

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ORANGE FL
Recording Date	Jul 8, 2020
Property Address	4785 BLUE MAJOR DR, WINDERMERE, FL 34786-3195
Document Number	0000367633
Instrument Date	Jun 26, 2020
Instrument	367633
Transaction Type	Transfer
Record Updated	Jul 30, 2020
Title Company	OS NATIONAL LLC, OS NAT'L LLC

Transaction

Amount	Amount on Record
Tax	$3,154.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1 POST ST #11 SAN FRANCISCO CA 941045215, 11, SAN FRANCISCO, CA 94104-5215
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 4785 Blue Major Dr was $7,324, up 4.5% from the year before.

Source: Orange County assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Orange County
Unified School District	Orange County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$465,561 (+2.7%)	$658,110 (-1.37%) Land $140,000 Building $518,110
2025	$7,324.00 (+4.51%) Homeowner's exemption	$453,321	$667,280 Land $140,000 Building $527,280
2024	$7,008.00 (+7.4%)
2023	$6,525.00 (+3.59%) Homeowner's exemption	$427,714 (+3%)	$555,872 (+15.93%) Land $140,000 Building $415,872
2022	$6,299.00 Homeowner's exemption	$415,256	$479,481 Land $125,000 Building $354,481

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4785 Blue Major Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2022.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 41 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	41 in force
Nearby Flood Claims	1 (2022)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2022 · Hurricane Ian

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4785 Blue Major Dr is low, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 90% of Florida
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OCUD/SOUTHERN WATER SYS (5 WPS) serves 80,738 people · EPA ID FL3484119
Water Source	Groundwater
Last State Inspection	May 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 153 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: CenturyLink.

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