4784 Ventana Way, Oceanside, CA 92057 Property Records

San Diego County property record for 4784 Ventana Way, Oceanside, CA 92057

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,532 sqft · built 2002
Lot Size	0.75 acres (3,253 sqft)
Owner	Individual Name on File
Last Sale	$500,000 (Aug 2018)
Tax Bill	$6,272 (2025)
Deeds & Mortgages	Jul 2022 Line of Credit Aug 2018 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`161-781-56-00`

Property Details

APN / Parcel Number

Primary APN	`161-781-56-00`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	1,532 sqft Living Area

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Lot Area	3,253 sqft (0.75 acres)
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	4784 VENTANA WAY
City	OCEANSIDE
State	CA
Zip	92057-1208
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PD-1 (Res)
Legal Description	LOT 175 TR 013970
Legal Subdivision	RANCHO DEL ORO INDUST PARK
Legal Tract	013970
Legal Block	2
Legal Lot Number	175
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	2
Census Block	2004
Census Tract	18524

Owner

4784 Ventana Way is owned by an individual who bought it in August 2018.

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	3881 COLBY WAY, SAN BRUNO, CA 94066-1005
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 6, 2022	Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC
Aug 30, 2018	Affidavit of Death, Transfer FIRST AMERICAN TITLE
Aug 30, 2018	Affidavit of Death, Transfer FIRST AMERICAN TITLE
Aug 30, 2018	Grant Deed, Transfer · Conventional Mortgage BANK OF AMERICA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 30, 2018 · Amount on File
Deed Sale	Aug 30, 2018 · Amount on File
Prior Sale	Sep 24, 2001 · Amount on File
Deed Document Number	2018359562
Prior Transfer Date	Sep 10, 2007
Prior Transfer Doc	0000598329
Record Updated	Oct 29, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	4784 VENTANA WAY, OCEANSIDE, CA 92057-1208
Transaction Type	Mortgage
Record Updated	Jul 25, 2022
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	301 OXFORD WAY, BELMONT, CA 94002-2747

Mortgage

Document Number	0000274550
Date	Jul 6, 2022
Instrument	2022-0274550

Lender

Name	FIGURE LENDING LLC
Type	Mortgage Company
Address	CHARLOTTE, NC 28277

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jul 5, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2018: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	SAN DIEGO CA
Recording Date	Aug 30, 2018
Property Address	4784 VENTANA WAY, OCEANSIDE, CA 92057-1208
Document Number	0000359560
Instrument Date	Aug 24, 2018
Instrument	359560
Transaction Type	Transfer
Record Updated	Nov 22, 2018
Title Company	FIRST AMERICAN TITLE

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	45560 CLASSIC WAY TEMECULA CA 925926030, TEMECULA, CA 92592-6030

August 2018: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	SAN DIEGO CA
Recording Date	Aug 30, 2018
Property Address	4784 VENTANA WAY, OCEANSIDE, CA 92057-1208
Document Number	0000359561
Instrument Date	Aug 24, 2018
Instrument	359561
Transaction Type	Transfer
Record Updated	Sep 7, 2018
Title Company	FIRST AMERICAN TITLE

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	45560 CLASSIC WAY TEMECULA CA 925926030, TEMECULA, CA 92592-6030

August 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Aug 30, 2018
Property Address	4784 VENTANA WAY, OCEANSIDE, CA 92057-1208
Document Number	0000359562
Instrument Date	Aug 24, 2018
Instrument	359562
Transaction Type	Transfer
Record Updated	Mar 28, 2019
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$550.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4784 VENTANA WAY OCEANSIDE CA 920571208, OCEANSIDE, CA 92057-1208

Mortgage

Document Number	359563
Date	Aug 30, 2018
Instrument	359563

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 29, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 4784 Ventana Way was $6,272, up 2% from the year before.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Oceanside City
Unified School District	Oceanside Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$568,907 (+2%) Land $222,648 Building $346,259
2025	$6,272.00 (+1.95%)	$557,753 Land $218,283 Building $339,470
2024	$6,152.00 (+3.19%)
2023	$5,962.00 (+1.53%)	$536,096 Land $209,807 Building $326,289
2022	$5,872.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 4784 Ventana Way in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 4784 Ventana Way has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF OCEANSIDE serves 174,340 people · EPA ID CA3710014
Water Source	Purchased surface water from several systems
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,047 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Verizon Fixed Wireless	300 / 20
AT&T DSL	100 / 20

May also be available: GeoLinks, San Diego Broadband.

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