Osceola County property record for 4784 Mallard Dr, Saint Cloud, FL 34772 · Last verified April 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 1985 |
| Square Footage | 1,512 sqft Living Area |
| Lot Size | 13,982 sqft (0.321 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $195,000 (2018) |
| Tax Bill | $3,547.00 (2024) |
| Primary APN | 31-26-31-5130-00KK-0050 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,512 sqft Living Area |
| Gross Area | 1,876 sqft Gross Area |
| 1st Floor | 1,138 sqft 1st Floor |
| Stories | 1 Stories |
| Primary Flooring | Carpet Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 1985 |
|---|---|
| Effective Year Built | Effective 1985 |
| Exterior Material | Aluminum Siding Exterior |
| Construction Type | Frame Construction |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 13,982 sqft (0.321 acres) |
| Depth X Width | 140 ft x 100 ft Depth x Width |
| Parking Spaces | 1 Parking Spaces |
| Garage Type | Carport Garage |
| Garage Area | 384 sqft Garage |
| Carport | Carport |
| Carport Area | 384 sqft Carport |
| Pool Type | In-Ground Pool Pool Type |
|---|---|
| Pool Area | 280 sqft Pool |
| Deck Area | 214 sqft Deck |
| Porch Area | 738 sqft Porch |
| Cooling System | A/C Package Cooling |
|---|---|
| Heating System | HVAC Heating |
| Street Address | 4784 MALLARD DR |
|---|---|
| City | SAINT CLOUD |
| State | FL |
| Zip | 34772-9323 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | ST CLOUD MANOR VILLAGE PB 1 PG 395 BLK KK LOT 5 |
| Legal Range | 31E |
| Legal Township | 26S |
| Legal Section | 31 |
| Legal Subdivision | ST CLOUD MANOR VLG |
| Legal Tract | 5130 |
| Legal Block | KK |
| Legal Lot Number | 5 |
| Jurisdiction | OSCEOLA FL |
| Minor Civil Division | ST. CLOUD |
| Census Blockgroup | 1 |
| Census Block | 1073 |
| Census Tract | 43304 |
Source: Osceola County records · APN 31-26-31-5130-00KK-0050
Assessment roll updated November 26, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4784 MALLARD DR, SAINT CLOUD, FL 34772-9323 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Aug 31, 2020 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC |
| Jul 16, 2018 | Warranty Deed, Transfer · Conventional Mortgage with Private Mortgage Insurance (PMI) MORTGAGE FIRM |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 16, 2018 · Amount on Record |
| Deed Sale | Jul 16, 2018 · Amount on Record |
| Prior Sale | Jun 14, 2016 · Amount on Record |
| Deed Doc Number | 2018108743 |
| Deed Book / Page | 5368 / 502 |
| Prior Transfer Date | Jun 13, 2016 |
| Prior Transfer Doc | 0049752113 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 4784 MALLARD DR, SAINT CLOUD, FL 34772-9323 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | QUICKEN LOANS INC |
| Name | Verified Name |
|---|
| Document Number | 0057832163 |
|---|---|
| Date | Aug 31, 2020 |
| Book Page | 5783/2163 |
| Instrument | 2020114688 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Sep 01, 2035 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Jul 16, 2018 |
| Property Address | 4784 MALLARD DR, SAINT CLOUD, FL 34772-9323 |
| Document Number | 0053680502 |
| Book / Page | 005368 / 000502 |
| Instrument Date | Jul 13, 2018 |
| Instrument | 108743 |
| Transaction Type | Transfer |
| Record Updated | Aug 06, 2018 |
| Title Company | LAND TITLE CORPORATION |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,365.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 4784 MALLARD DR ST CLOUD FL 347729323, ST CLOUD, FL 34772-9323 |
| Document Number | 53680504 |
|---|---|
| Date | Jul 16, 2018 |
| Book Page | 005368/000504 |
| Instrument | 108744 |
| Name | MORTGAGE FIRM |
|---|---|
| Type | Mortgage Company |
| Address | ALTAMONTE SPRINGS, FL 32714 |
| Type | Conventional Mortgage with Private Mortgage Insurance (PMI) |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 15, 2048 |
Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,712.00 (+4.65%) Homeowner's exemption | $257,400 (+8.84%) Land $60,000 Building $197,400 | $257,400 (+8.84%) Land $60,000 Building $197,400 |
| 2024 | $3,547.00 (-1.55%) | ||
| 2023 | $3,603.00 (+12.91%) | $236,500 (+19.87%) Land $45,000 Building $191,500 | $236,500 (+19.87%) Land $45,000 Building $191,500 |
| 2022 | $3,191.00 | $197,300 Land $40,000 Building $157,300 | $197,300 Land $40,000 Building $157,300 |
Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Moderate above 70% of the US · above 51% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 294 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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