Monroe County property record for 4784 J Rd, Red Bud, IL 62278
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1,440 sqft · built 2020 |
| Lot Size | 16.2 acres (709,592 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $6,868 (2025) |
| Deeds & Mortgages | Jun 2020 Line of Credit Feb 2020 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 11-25-300-008-000 |
| Primary APN | 11-25-300-008-000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Building Area | 1,440 sqft Living Area |
| 1st Floor Area | 1,440 sqft |
| Basement Area | 1,440 sqft |
| Unfinished Basement | 1,440 sqft |
| Year Built | Built 2020 |
|---|---|
| Effective Year Built | Effective 2020 |
| Exterior Material | Brick/Stone |
| Lot Area | 709,592 sqft (16.2 acres) |
| Garage Area | 840 sqft |
| Cooling System | Central |
|---|
| Street Address | 4784 J RD |
|---|---|
| City | RED BUD |
| State | IL |
| Zip | 62278-2820 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | MA1 |
| Legal Description | PART E/2 SW/4 |
| Legal Range | 09W |
| Legal Township | 03S |
| Legal Section | 25 |
| Jurisdiction | MONROE IL |
| Township / Civil Division | 29 |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 600502 |
Source: Monroe County records, as of October 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 4784 J RD, RED BUD, IL 62278-2820 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 8, 2020 | Deed of Trust, Construction Loan · Line of Credit STATE BK/WATERLOO |
| Feb 5, 2020 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Dec 7, 2020 |
| Transfer Doc | 0000414047 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE IL |
| Recording Date | Jun 8, 2020 |
| Property Address | 4784 J RD, RED BUD, IL 62278-2820 |
| Document Number | 0000408525 |
| Instrument Date | May 8, 2020 |
| Instrument | 408525 |
| Transaction Type | Construction Loan |
| Record Updated | Jun 29, 2020 |
| Title Company | MONROE COUNTY TITLE COMPANY (MCTC), MONROE CNTY TITLE CO (MCTC) |
| Name | Verified Name |
|---|---|
| Address | 4778 J RD RED BUD IL 622782820, RED BUD, IL 62278-2820 |
| Document Number | 0000408525 |
|---|---|
| Date | Jun 8, 2020 |
| Instrument | 408525 |
| Name | STATE BK/WATERLOO |
|---|---|
| Type | Bank |
| Address | WATERLOO, IL 62298 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Jun 7, 2021 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.99% |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MONROE IL |
| Recording Date | Feb 5, 2020 |
| Property Address | 4784 J RD, RED BUD, IL 62278-2820 |
| Document Number | 0000406009 |
| Instrument Date | Jan 29, 2020 |
| Instrument | 406009 |
| Transaction Type | Transfer |
| Record Updated | Feb 17, 2020 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
Source: Monroe County assessment roll, as of October 13, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Monroe County |
| Unified School District | Waterloo Community Unit School District 5 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,868.00 | $119,998 (+22.05%) Land $17,048 Building $102,950 | $359,994 (-4.57%) Land $51,144 Building $308,850 |
| 2024 | $6,868.00 | $377,247 Land $51,072 Building $326,175 | |
| 2022 | $98,321 Land $15,161 Building $83,160 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective August 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 63 policies |
| Nearby Flood Policies | 63 in force |
| Nearby Flood Claims | 272 (1983–2019) |
| Claims Outside the SFHA | 4 of 272 |
| Most Recent Claim | Apr 2019 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 61% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Harrisonville Telephone Company DSL | 50 / 10 |
May also be available: Verizon.
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