4784 Co Rd L, Wiggins, CO 80654 Property Records

Morgan County property record for 4784 Co Rd L, Wiggins, CO 80654

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,298 sqft · built 1996
Lot Size	4.88 acres (212,573 sqft)
Owner	Company Name on Record
Tax Bill	$1,389 (2025)
Deeds & Mortgages	Mar 2022 Mortgage Nov 2021 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`1297-110-02-002`

Property Details

APN / Parcel Number

Primary APN	`1297-110-02-002`
Alternative APN	`R018746`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,298 sqft Total Area
1st Floor Area	1,568 sqft
Flooring	Carpet
Interior Walls	Paneling

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Exterior Material	Other
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	212,573 sqft (4.88 acres)

Exterior Amenities

Patio Area	420 sqft
Balcony Area	210 sqft
Shed	1 Shed
Shed Area	100 sqft
Utility Building	220 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	4784 COUNTY ROAD L
City	WIGGINS
State	CO
Zip	80654-8104
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUBD SILLASEN RIDGE ESTATES REPLAT LT 1 WI (11-2-60) LOT 01B S 11 T 2 R 60 PARC E12NE14
Legal Range	60
Legal Township	02
Legal Section	11
Legal Subdivision	SILLASEN RIDGE ESTATES
Legal Lot Number	1B
Jurisdiction	MORGAN CO
Township / Civil Division	WIGGINS
Census Block Group	1
Census Block	1059
Census Tract	200

Owner

Source: Morgan County records, as of March 31, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	12117 ALCOTT ST, WESTMINSTER, CO 80234-3256
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Mar 10, 2022	Deed of Trust, Mortgage · Conventional Mortgage AMERICAN FINANCING CORP
Nov 8, 2021	Deed of Trust, Mortgage · Line of Credit BELLCO CU
Mar 20, 2020	Deed of Trust, Mortgage · FHA Mortgage NEWREZ LLC
Feb 5, 2019	Quit Claim Deed, Transfer · FHA Mortgage AMERICAN FINANCING
Jan 26, 2017	Deed of Trust, Mortgage · FHA Mortgage AMERICAN FINANCING

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 5, 2019
Deed Sale	Feb 5, 2019
Prior Sale	Apr 26, 2010 · Amount on Record
Deed Document Number	2019916705
Prior Transfer Date	Jan 15, 2019
Prior Transfer Doc	0000916705
Record Updated	Jun 8, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MORGAN CO
Property Address	4784 COUNTY ROAD L, WIGGINS, CO 80654-8104
Transaction Type	Mortgage
Record Updated	Mar 22, 2022
Title Company	FITCO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000939189
Date	Mar 10, 2022
Instrument	939189

Lender

Name	AMERICAN FINANCING CORP
Type	Lending Institution
Address	AURORA, CO 80014

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	337 Months
Due	Apr 1, 2050

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MORGAN CO
Property Address	4784 COUNTY ROAD L, WIGGINS, CO 80654-8104
Transaction Type	Mortgage
Record Updated	Nov 15, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000936598
Date	Nov 8, 2021
Instrument	936598

Lender

Name	BELLCO CU
Type	Credit Union
Address	ENGLEWOOD, CO 80111

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Nov 1, 2041

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MORGAN CO
Property Address	4784 COUNTY ROAD L, WIGGINS, CO 80654-8104
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000924210
Date	Mar 20, 2020
Instrument	924210

Lender

Name	NEWREZ LLC
Type	Non-Lending Institution
Address	WIGGINS, CO 80654

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2050

February 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MORGAN CO
Recording Date	Feb 5, 2019
Property Address	4784 COUNTY ROAD L, WIGGINS, CO 80654-8104
Document Number	0000916705
Instrument Date	Jan 15, 2019
Instrument	916705
Transaction Type	Transfer
Record Updated	Feb 12, 2019
Title Company	FIRST INTEGRITY TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4784 COUNTY ROAD L WIGGINS CO 806548104, WIGGINS, CO 80654-8104

Mortgage

Document Number	916706
Date	Feb 5, 2019
Instrument	916706

Lender

Name	AMERICAN FINANCING
Type	Funding / Finance Company
Address	AURORA, CO 80014

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 4, 2049

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MORGAN CO
Property Address	4784 COUNTY ROAD L, WIGGINS, CO 80654-8104
Document Number	0000903869
Instrument Date	Jan 26, 2017
Transaction Type	Mortgage
Record Updated	Feb 9, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4784 COUNTY ROAD L WIGGINS CO 806548104, WIGGINS, CO 80654-8104

Mortgage

Document Number	0000903869
Date	Feb 3, 2017
Instrument	903869

Lender

Name	AMERICAN FINANCING
Type	Funding / Finance Company
Address	AURORA, CO 80014

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 2, 2047

Tax Assessment & Valuation

Source: Morgan County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Morgan County
Unified School District	Wiggins School District RE-50J (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,389.00 (+24.02%)	$17,510 (+16.27%) Land $7,170 Building $10,340	$280,120 (+24.63%) Land $114,660 Building $165,460
2024	$1,120.00	$15,060 (-19.64%) Land $6,070 Building $8,990	$224,770 (-19.66%) Land $90,540 Building $134,230
2023	$1,120.00 (-6.98%)	$18,740 (+19.06%) Land $7,550 Building $11,190	$279,770 (+23.47%) Land $112,690 Building $167,080
2022	$1,204.00	$15,740 Land $6,660 Building $9,080	$226,590 Land $95,880 Building $130,710

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 8, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 60% of the US · above 48% of Colorado
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Wiggins Telephone Association Fiber	1,000 / 500
Verizon Fixed Wireless	300 / 20

May also be available: Viaero Wireless.

Cell Coverage

5G (outdoors only) and 4G LTE

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