4783 Royal County Down, Westerville, OH 43082 Property Records

Delaware County property record for 4783 Royal County Down, Westerville, OH 43082

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 4,430 sqft · built 2018
Lot Size	0.347 acres (15,115 sqft)
Owner	Individual Name on File
Last Sale	$781,400 (Sep 2019)
Tax Bill	$18,882 (2025)
Deeds & Mortgages	Mar 2023 Line of Credit Dec 2022 Line of Credit + 5 more
Flood Zone	Zone X (minimal risk)
APN	`318-140-18-029-000`

Property Details

APN / Parcel Number

Primary APN	`318-140-18-029-000`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	4,430 sqft Living Area
Gross Area	7,237 sqft
1st Floor Area	2,085 sqft
Upper Floors Area	2,345 sqft
Basement Area	2,085 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Architectural Style	Conventional
Exterior Material	Brick/Stone
Lot Area	15,115 sqft (0.347 acres)
Garage Type	Attached
Garage Area	722 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	208 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Heating Fuel	Oil
Sewer	Connected

Location & Zoning

Street Address	4783 ROYAL COUNTY DOWN
City	WESTERVILLE
State	OH
Zip	43082-7298
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 8071 SANCTUARY AT THE LAKES SEC 5 PT 2
Legal Subdivision	SANCTUARY AT THE LAKES SEC 5 PT 2
Legal Lot Number	8071
Jurisdiction	DELAWARE OH
Township / Civil Division	ORANGE
Census Block Group	1
Census Block	1002
Census Tract	11540

Owner

4783 Royal County Down is owned and occupied by an individual who acquired it in February 2026.

Source: Delaware County records, as of May 27, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	4783 ROYAL COUNTY DOWN, WESTERVILLE, OH 43082-7298
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 1, 2023	Deed of Trust, Mortgage · Line of Credit THIRD FSLA OF CLEVELAND
Dec 30, 2022	Deed of Trust, Mortgage · Line of Credit THIRD FSLA OF CLEVELAND
Apr 28, 2026	Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT
Dec 9, 2020	Deed of Trust, Mortgage · Line of Credit HEARTLAND BANK & TRUST CO
Dec 27, 2019	Deed of Trust, Mortgage · Line of Credit US BANK NA
Nov 20, 2020	Deed of Trust, Mortgage · Conventional Mortgage HEARTLAND BANK
Sep 20, 2019	Warranty Deed, Subdivision Related Transfer M&I FIN'L

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 20, 2019 · Amount on File
Deed Sale	Sep 20, 2019 · Amount on File
Deed Document Number	201926141
Deed Book / Page	1665 / 2014
Last Transfer Date	Feb 19, 2026
Transfer Doc	0000010876
Record Updated	Sep 20, 2026

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DELAWARE OH
Property Address	4783 ROYAL COUNTY DOWN, WESTERVILLE, OH 43082-7298
Transaction Type	Mortgage
Record Updated	Mar 6, 2026
Title Company	THIRD CAPITAL TITLE NEO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000003750
Date	Mar 1, 2023
Book Page	2018/928
Instrument	202300003750

Lender

Name	THIRD FSLA OF CLEVELAND
Type	Bank
Address	CLEVELAND, OH 44105

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	359 Months
Due	Feb 21, 2053

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DELAWARE OH
Property Address	4783 ROYAL COUNTY DOWN, WESTERVILLE, OH 43082-7298
Transaction Type	Mortgage
Record Updated	Mar 6, 2026
Title Company	THIRD CAPITAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000036887
Date	Dec 30, 2022
Book Page	2010/1373
Instrument	202200036887

Lender

Name	THIRD FSLA OF CLEVELAND
Type	Bank
Address	CLEVELAND, OH 44105

Agreement

Type	Line of Credit
Amount	Amount on Record

April 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	DELAWARE OH
Recording Date	Apr 28, 2026
Property Address	4783 ROYAL COUNTY DOWN, WESTERVILLE, OH 43082-7298
Document Number	0000010876
Instrument Date	Feb 19, 2026
Instrument	202610876
Transaction Type	Transfer
Record Updated	Aug 28, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4783 ROYAL COUNTY DOWN, WESTERVILLE, OH 43082-7298

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DELAWARE OH
Property Address	4783 ROYAL COUNTY DOWN, WESTERVILLE, OH 43082-7298
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000049712
Date	Dec 9, 2020
Book Page	1801/1537
Instrument	202000049712

Lender

Name	HEARTLAND BANK & TRUST CO
Type	Bank
Address	REYNOLDSBURG, OH 43068

Agreement

Type	Line of Credit
Amount	Amount on Record

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DELAWARE OH
Property Address	4783 ROYAL COUNTY DOWN, WESTERVILLE, OH 43082-7298
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	SOLIDIFI

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000037960
Date	Dec 27, 2019
Book Page	1690/2150
Instrument	201900037960

Lender

Name	US BANK NA
Type	Bank
Address	OSHKOSH, WI 54902

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Dec 6, 2049

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DELAWARE OH
Property Address	4783 ROYAL COUNTY DOWN, WESTERVILLE, OH 43082-7298
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TRANSCOUNTY TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000047250
Date	Nov 20, 2020
Book Page	1796/217
Instrument	202000047250

Lender

Name	HEARTLAND BANK
Type	Bank
Address	COLUMBUS, OH 43213

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2050

September 2019: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	DELAWARE OH
Recording Date	Sep 20, 2019
Property Address	4783 ROYAL COUNTY DOWN, WESTERVILLE, OH 43082-7298
Document Number	0000026141
Book / Page	001665 / 002014
Instrument Date	Sep 19, 2019
Instrument	26141
Transaction Type	Subdivision Related Transfer
Record Updated	Oct 4, 2019
Title Company	TRANSOHIO TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,344.20
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4783 ROYAL COUNTY DOWN WESTERVILLE OH 430827298, WESTERVILLE, OH 43082-7298

Mortgage

Document Number	26142
Date	Sep 20, 2019
Book Page	001665/002016
Instrument	26142

Lender

Name	M&I FIN'L
Type	Funding / Finance Company
Address	COLUMBUS, OH 43219

Agreement

Amount	Amount on Record
Term	360 Months
Due	Sep 19, 2049

Interest

Rate Type	Adjustable Rate
Rate	3.62%

Tax Assessment & Valuation

The 2025 property tax bill for 4783 Royal County Down was $18,882, up 1.5% from the year before.

Source: Delaware County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Delaware County
County Subdivision	Orange Township
Unified School District	Olentangy Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$18,882.00 (+1.5%)	$335,340 (-) Land $47,250 Building $288,090	$958,100 (-) Land $135,000 Building $823,100
2024	$18,603.00 (-0.36%) Homeowner's exemption	$335,340 (-) Land $47,250 Building $288,090	$958,100 (-) Land $135,000 Building $823,100
2023	$18,671.00 Homeowner's exemption	$335,340 Land $47,250 Building $288,090	$958,100 Land $135,000 Building $823,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 4783 Royal County Down in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4783 Royal County Down is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 90% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DEL-CO WATER COMPANY, INC. private · serves 150,000 people · EPA ID OH2101412
Water Source	Surface water
Last State Inspection	Apr 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 242 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Breezeline.

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