4783 Pebble Brook Dr, Oldsmar, FL 34677 Property Records

Pinellas County property record for 4783 Pebble Brook Dr, Oldsmar, FL 34677

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,584 sqft · built 1996
Lot Size	0.14 acres (6,103 sqft)
Owner	Company Name on Record
Last Sale	$390,000 (Dec 2021)
Tax Bill	$5,598 (2025)
Deeds & Mortgages	Mar 2022 Reverse Mortgage Nov 2025 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`C62-000-759-2439-9`

Property Details

APN / Parcel Number

Primary APN	`C62-000-759-2439-9`
Alternative APNs	`10-28-16-19676-000-0090` `281610196760000090` `162810196760000090` `R110170`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	7 Plumbing Fixtures
Stories	1 Story
Building Area	1,584 sqft Living Area
Gross Area	2,210 sqft
1st Floor Area	1,584 sqft
Flooring	Carpet

Exterior

Year Built	Built 1996
Effective Year Built	Effective 2003
Architectural Style	Custom Design
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Concrete
Lot Area	6,103 sqft (0.14 acres)
Lot Dimensions	120 ft deep x 51 ft wide
Garage Type	Attached
Garage Area	452 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	174 sqft
Deck Area	75 sqft
Patio Area	75 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R110170
Street Address	4783 PEBBLE BROOK DR
City	OLDSMAR
State	FL
Zip	34677-4848
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RPD251
Legal Description	CROSS CREEK - UNIT TWO LOT 9
Legal Range	16E
Legal Township	28S
Legal Section	10
Legal Subdivision	CROSS CREEK - UNIT TWO
Legal Tract	19676
Legal Lot Number	9
Jurisdiction	PINELLAS FL
Township / Civil Division	TARPON SPRINGS
Census Block Group	2
Census Block	2000
Census Tract	27325

Owner

Source: Pinellas County records, as of September 10, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on Record
Mailing Address	4783 PEBBLE BROOK DR, OLDSMAR, FL 34677-4848
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Mar 24, 2022	Deed of Trust, Mortgage · Reverse Mortgage MUTUAL OF OMAHA MORTGAGE INC
Nov 19, 2025	Quit Claim Deed, Transfer ATTORNEY ONLY, ATTORNEY
Dec 3, 2021	Warranty Deed, Transfer FIDELITY NATIONAL TITLE, FIDELITY NATL TTL OF FL INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 3, 2021 · Amount on Record
Deed Sale	Dec 3, 2021 · Amount on Record
Prior Sale	Jul 30, 1996 · Amount on Record
Deed Document Number	2021393125
Deed Book / Page	21834 / 2371
Last Transfer Date	Nov 19, 2025
Transfer Doc	0233641846
Record Updated	Oct 29, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PINELLAS FL
Property Address	4783 PEBBLE BROOK DR, OLDSMAR, FL 34677-4848
Transaction Type	Mortgage
Record Updated	Dec 16, 2025
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4783 PEBBLE BROOK DR, OLDSMAR, FL 34677-4848

Mortgage

Document Number	0219891505
Date	Mar 24, 2022
Book Page	21989/1505
Instrument	2022093041

Lender

Name	MUTUAL OF OMAHA MORTGAGE INC
Type	Mortgage Company
Address	SAN DIEGO, CA 92108

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded
Term	1055 Months
Due	Feb 1, 2110

Interest

Rate Type	Adjustable Rate
Rate	3.9%
Adjustable	Adjustable Rate Rider
Change Frequency	Monthly
Index	1-Year CMT
Max Rate	8.9%

November 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	PINELLAS FL
Recording Date	Nov 19, 2025
Property Address	4783 PEBBLE BROOK DR, OLDSMAR, FL 34677-4848
Document Number	0233641846
Book / Page	23364 / 1846
Map Reference	MB 112 PG 53-55
Instrument Date	Nov 19, 2025
Instrument	2025325803
Transaction Type	Transfer
Record Updated	Dec 16, 2025
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4783 PEBBLE BROOK DR, OLDSMAR, FL 34677-4848

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PINELLAS FL
Recording Date	Dec 3, 2021
Property Address	4783 PEBBLE BROOK DR, OLDSMAR, FL 34677-4848
Document Number	0218342371
Book / Page	21834 / 2371
Map Reference	MB 112 PG 53-55
Instrument Date	Dec 1, 2021
Instrument	2021393125
Transaction Type	Transfer
Record Updated	Dec 16, 2025
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATL TTL OF FL INC

Transaction

Amount	Amount Recorded
Tax	$2,730.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2751 REGENCY OAKS BLVD # BLVDM109, BLVDM109, CLEARWATER, FL 33759-1524

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4245 GATES RD, JAMESVILLE, NY 13078-9431

Tax Assessment & Valuation

Source: Pinellas County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Pinellas County
Unified School District	Pinellas County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,598.00 (+5.7%)	$346,692 (+2.9%)	$392,474 (-0.42%) Land $99,369 Building $293,105
2024	$5,296.00 (+1.75%) Homeowner's exemption	$336,921 (+3%)	$394,130 (+1.73%) Land $91,514 Building $302,616
2023	$5,205.00 (+2.8%) Homeowner's exemption	$327,108 (+3%)	$387,413 (+21.99%) Land $115,750 Building $271,663
2022	$5,063.00 Homeowner's exemption	$317,581	$317,581 Land $104,037 Building $213,544

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 267 policies
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	267 in force
Nearby Flood Claims	22 (1979–2026)
Claims Outside the SFHA	14 of 22
Most Recent Claim	Jul 2026 · rainfall accumulation
Claims by Event	Hurricane Milton, Oct 2024 · 2 claims Hurricane Irma, Sep 2017 · 3 claims Tropical Storm Debby, Jun 2012 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 87% of Florida
Wildfire Likelihood	0.06% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PINELLAS COUNTY UTILITIES serves 506,353 people · EPA ID FL6521405
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2023
Lead	Under 1 ppb (2020) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	17 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 295 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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